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๎™

Bread Financial Holdings Inc

BFH
78.010USD
+0.370+0.48%
์ข…๊ฐ€ย 12/19, 16:00๏ผˆET๏ผ‰์‹œ์„ธ๋Š” 15๋ถ„ ์ง€์—ฐ๋ฉ๋‹ˆ๋‹ค
3.59B์‹œ๊ฐ€์ด์•ก
7.86P/E TTM
๎™

Bread Financial Holdings Inc

78.010
+0.370+0.48%

์ž์„ธํ•œ ๋‚ด์šฉ์€ Bread Financial Holdings Inc ํšŒ์‚ฌ

Bread Financial Holdings, Inc. is a tech-forward financial services company, which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of private label and co-brand credit card programs with retailers and other brand partners; direct-to-consumer (DTC) credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, account origination and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and digital and mobile capabilities.

Bread Financial Holdings Inc ์ •๋ณด

๎™Œ
์ข…๋ชฉ ์ฝ”๋“œ BFH
ํšŒ์‚ฌ ์ด๋ฆ„Bread Financial Holdings Inc
์ƒ์žฅ์ผJun 08, 2001
CEOAndretta (Ralph J)
์ง์› ์ˆ˜6000
์œ ํ˜•Ordinary Share
ํšŒ๊ณ„ ์—ฐ๋„ ์ข…๋ฃŒJun 08
์ฃผ์†Œ3095 Loyalty Circle
๋„์‹œCOLUMBUS
์ฆ๊ถŒ ๊ฑฐ๋ž˜์†ŒNASDAQ OMX NASDAQ Basic NYSE
๊ตญ๊ฐ€United States of America
์šฐํŽธ ๋ฒˆํ˜ธ43219
์ „ํ™”16147294000
์›น์‚ฌ์ดํŠธhttps://www.breadfinancial.com/
์ข…๋ชฉ ์ฝ”๋“œ BFH
์ƒ์žฅ์ผJun 08, 2001
CEOAndretta (Ralph J)

Bread Financial Holdings Inc์˜ ํšŒ์‚ฌ ์ž„์›์ง„

๎™Œ
์ด๋ฆ„
์ด๋ฆ„/์ง์œ„
์ง์œ„
์ฃผ์‹ ๋ณด์œ 
๋ณ€๋™
Ms. Valerie E. (Val) Greer
Ms. Valerie E. (Val) Greer
Executive Vice President, Chief Commercial Officer
Executive Vice President, Chief Commercial Officer
50.83K
-8.72%
Ms. Tammy M. McConnaughey
Ms. Tammy M. McConnaughey
Executive Vice President, Chief Credit, Risk and Operations Officer
Executive Vice President, Chief Credit, Risk and Operations Officer
46.72K
+28.58%
Mr. John C. Gerspach, Jr.
Mr. John C. Gerspach, Jr.
Independent Director
Independent Director
23.20K
+2.97%
Mr. Roger H. Ballou
Mr. Roger H. Ballou
Non-Executive Independent Chairman of the Board
Non-Executive Independent Chairman of the Board
21.51K
+14.98%
Mr. Rajesh Natarajan
Mr. Rajesh Natarajan
Independent Director
Independent Director
19.03K
+17.27%
Mr. John J. Fawcett
Mr. John J. Fawcett
Independent Director
Independent Director
6.83K
+17.70%
Mr. Timothy J. (Tim) Theriault
Mr. Timothy J. (Tim) Theriault
Independent Director
Independent Director
6.80K
+70.05%
Ms. Laurie Anne Tucker
Ms. Laurie Anne Tucker
Independent Director
Independent Director
6.80K
+70.05%
Ms. Praniti Lakhwara
Ms. Praniti Lakhwara
Independent Director
Independent Director
5.62K
+99.36%
Ms. Sharen Jester Turney
Ms. Sharen Jester Turney
Independent Director
Independent Director
4.53K
+162.43%
๋” ๋ณด๊ธฐ
์ด๋ฆ„
์ด๋ฆ„/์ง์œ„
์ง์œ„
์ฃผ์‹ ๋ณด์œ 
๋ณ€๋™
Ms. Valerie E. (Val) Greer
Ms. Valerie E. (Val) Greer
Executive Vice President, Chief Commercial Officer
Executive Vice President, Chief Commercial Officer
50.83K
-8.72%
Ms. Tammy M. McConnaughey
Ms. Tammy M. McConnaughey
Executive Vice President, Chief Credit, Risk and Operations Officer
Executive Vice President, Chief Credit, Risk and Operations Officer
46.72K
+28.58%
Mr. John C. Gerspach, Jr.
Mr. John C. Gerspach, Jr.
Independent Director
Independent Director
23.20K
+2.97%
Mr. Roger H. Ballou
Mr. Roger H. Ballou
Non-Executive Independent Chairman of the Board
Non-Executive Independent Chairman of the Board
21.51K
+14.98%
Mr. Rajesh Natarajan
Mr. Rajesh Natarajan
Independent Director
Independent Director
19.03K
+17.27%
Mr. John J. Fawcett
Mr. John J. Fawcett
Independent Director
Independent Director
6.83K
+17.70%

์ˆ˜์ต ๋ถ„์„

ํ†ตํ™”: USD๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Sat, Feb 22
ํ†ตํ™”: USD๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Sat, Feb 22
FY2020
FY2019
์‚ฌ์—…๋ณ„USD
์ด๋ฆ„
์ˆ˜์ต
๋น„์œจ
Finance charges, net
3.93B
86.95%
Short-term loyalty programs
487.70M
10.79%
Coalition loyalty program
262.50M
5.81%
Investment income
12.80M
0.28%
Other
1.90M
0.04%
Servicing fees, net
-174.90M
-3.87%
์ง€์—ญ๋ณ„USD
์ด๋ฆ„
์ˆ˜์ต
๋น„์œจ
United States
3.77B
83.33%
Europe & Middle East & Africa (EMEA) (Region)
332.60M
7.36%
Canada
286.90M
6.35%
Asia Pacific (Region)
80.50M
1.78%
Other
53.70M
1.19%
์‚ฌ์—…๋ณ„
์ง€์—ญ๋ณ„
์‚ฌ์—…๋ณ„USD
์ด๋ฆ„
์ˆ˜์ต
๋น„์œจ
Finance charges, net
3.93B
86.95%
Short-term loyalty programs
487.70M
10.79%
Coalition loyalty program
262.50M
5.81%
Investment income
12.80M
0.28%
Other
1.90M
0.04%
Servicing fees, net
-174.90M
-3.87%

์ฃผ์‹ ๋ณด์œ  ํ†ต๊ณ„

๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Mon, Dec 15
๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Mon, Dec 15
์ฃผ์ฃผ
์ฃผ์ฃผ ์œ ํ˜•
์ฃผ์ฃผ
์ฃผ์ฃผ
๋น„์œจ
The Vanguard Group, Inc.
11.50%
BlackRock Institutional Trust Company, N.A.
9.25%
Turtle Creek Asset Management Inc.
7.19%
Dimensional Fund Advisors, L.P.
6.74%
State Street Investment Management (US)
4.06%
๊ธฐํƒ€
61.26%
์ฃผ์ฃผ
์ฃผ์ฃผ
๋น„์œจ
The Vanguard Group, Inc.
11.50%
BlackRock Institutional Trust Company, N.A.
9.25%
Turtle Creek Asset Management Inc.
7.19%
Dimensional Fund Advisors, L.P.
6.74%
State Street Investment Management (US)
4.06%
๊ธฐํƒ€
61.26%
์ฃผ์ฃผ ์œ ํ˜•
์ฃผ์ฃผ
๋น„์œจ
Investment Advisor
51.62%
Investment Advisor/Hedge Fund
45.94%
Hedge Fund
5.42%
Research Firm
4.72%
Pension Fund
1.56%
Individual Investor
1.06%
Bank and Trust
0.99%
Sovereign Wealth Fund
0.71%
Insurance Company
0.14%

๊ธฐ๊ด€ ์ฃผ์‹ ๋ณด์œ 

๎™Œ
๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Mon, Dec 8
๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Mon, Dec 8
๋ณด๊ณ  ๊ธฐ๊ฐ„
๊ธฐ๊ด€ ์ˆ˜
๋ณด์œ  ์ฃผ์‹
๋น„์œจ
๋ณ€๋™
2025Q4
669
50.51M
119.99%
+219.00
2025Q3
690
50.51M
118.80%
+428.48K
2025Q2
678
50.02M
119.94%
-548.62K
2025Q1
666
50.63M
117.50%
-5.93M
2024Q4
658
50.50M
118.11%
-2.11M
2024Q3
654
52.59M
124.40%
-1.74M
2024Q2
646
54.36M
121.63%
+2.22M
2024Q1
670
52.08M
124.97%
-9.85M
2023Q4
692
51.81M
132.12%
-889.91K
2023Q3
721
52.53M
137.99%
+1.13M
๋” ๋ณด๊ธฐ

์ฃผ์ฃผ ํ™œ๋™

๎™Œ
์ด๋ฆ„
๋ณด์œ  ์ฃผ์‹
๋น„์œจ
๋ณ€๋™
Chg %
๋‚ ์งœ
The Vanguard Group, Inc.
5.22M
11.19%
-283.74K
-5.16%
Jun 30, 2025
BlackRock Institutional Trust Company, N.A.
4.14M
8.88%
-285.56K
-6.45%
Jun 30, 2025
Turtle Creek Asset Management Inc.
3.59M
7.71%
-410.15K
-10.24%
Jun 30, 2025
Dimensional Fund Advisors, L.P.
3.06M
6.56%
-32.23K
-1.04%
Jun 30, 2025
State Street Investment Management (US)
1.92M
4.12%
-58.15K
-2.93%
Jun 30, 2025
Franklin Mutual Advisers, LLC
1.65M
3.54%
+244.28K
+17.38%
Jun 30, 2025
American Century Investment Management, Inc.
1.49M
3.2%
+28.90K
+1.98%
Jun 30, 2025
Arrowstreet Capital, Limited Partnership
1.23M
2.64%
+247.44K
+25.10%
Jun 30, 2025
Geode Capital Management, L.L.C.
1.14M
2.44%
-54.70K
-4.59%
Jun 30, 2025
Jacobs Levy Equity Management, Inc.
1.19M
2.54%
-19.91K
-1.65%
Jun 30, 2025
๋” ๋ณด๊ธฐ

๊ด€๋ จ ETF

๎™Œ
๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Sat, Dec 6
๋งˆ์ง€๋ง‰ ์—…๋ฐ์ดํŠธ: Sat, Dec 6
์ด๋ฆ„
๋น„์œจ
Miller Value Partners Appreciation ETF
5.87%
ETC 6 Meridian Small Cap Equity ETF
1.1%
Cambria Value and Momentum ETF
1.1%
Cambria Micro and SmallCap Shareholder Yield ETF
1.05%
AAM Sawgrass US Small Cap Quality Growth ETF
1.03%
Cambria Shareholder Yield ETF
1.01%
Invesco S&P SmallCap Value with Momentum ETF
1.01%
Themes US Small Cap Cash Flow Champions ETF
0.89%
Harbor Human Capital Factor US Small Cap ETF
0.83%
Invesco S&P SmallCap Financials ETF
0.78%
๋” ๋ณด๊ธฐ
Miller Value Partners Appreciation ETF
๋น„์œจ5.87%
ETC 6 Meridian Small Cap Equity ETF
๋น„์œจ1.1%
Cambria Value and Momentum ETF
๋น„์œจ1.1%
Cambria Micro and SmallCap Shareholder Yield ETF
๋น„์œจ1.05%
AAM Sawgrass US Small Cap Quality Growth ETF
๋น„์œจ1.03%
Cambria Shareholder Yield ETF
๋น„์œจ1.01%
Invesco S&P SmallCap Value with Momentum ETF
๋น„์œจ1.01%
Themes US Small Cap Cash Flow Champions ETF
๋น„์œจ0.89%
Harbor Human Capital Factor US Small Cap ETF
๋น„์œจ0.83%
Invesco S&P SmallCap Financials ETF
๋น„์œจ0.78%

์ฃผ์‹ ๋ฐฐ๋‹น๊ธˆ

๎™Œ
์ง€๋‚œ 5๋…„ ๋™์•ˆ ์ด 230.60M USD์˜ ๋ฐฐ๋‹น๊ธˆ์ด ๋ถ„๋ฐฐ๋˜์—ˆ์Šต๋‹ˆ๋‹ค.
๋‚ ์งœ
๋ฐฐ๋‹น๊ธˆ
๊ธฐ์ค€์ผ
์ง€๊ธ‰์ผ
๋ฐฐ๋‹น๋ฝ์ผ
Oct 23, 2025
BFH.NB Final Cash Dividend of gross USD 0.23 paid on Dec 12, 2025 going ex on Nov 07, 2025
Nov 07, 2025
Dec 12, 2025
Nov 07, 2025
Jul 24, 2025
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Sep 12, 2025 going ex on Aug 08, 2025
Aug 08, 2025
Sep 12, 2025
Aug 08, 2025
Apr 24, 2025
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Jun 13, 2025 going ex on May 09, 2025
May 09, 2025
Jun 13, 2025
May 09, 2025
Jan 30, 2025
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Mar 21, 2025 going ex on Feb 14, 2025
Feb 14, 2025
Mar 21, 2025
Feb 14, 2025
Oct 24, 2024
BFH.NB Final Cash Dividend of gross USD 0.21 paid on Dec 13, 2024 going ex on Nov 08, 2024
Nov 08, 2024
Dec 13, 2024
Nov 08, 2024
Jul 25, 2024
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Sep 13, 2024 going ex on Aug 09, 2024
Aug 09, 2024
Sep 13, 2024
Aug 09, 2024
Apr 25, 2024
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Jun 14, 2024 going ex on May 09, 2024
May 10, 2024
Jun 14, 2024
May 09, 2024
Jan 25, 2024
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Mar 15, 2024 going ex on Feb 08, 2024
Feb 09, 2024
Mar 15, 2024
Feb 08, 2024
Oct 26, 2023
BFH.NB Final Cash Dividend of gross USD 0.21 paid on Dec 15, 2023 going ex on Nov 10, 2023
Nov 13, 2023
Dec 15, 2023
Nov 10, 2023
Jul 27, 2023
BFH.NB Interim Cash Dividend of gross USD 0.21 paid on Sep 15, 2023 going ex on Aug 10, 2023
Aug 11, 2023
Sep 15, 2023
Aug 10, 2023
๋” ๋ณด๊ธฐ

์ฃผ์‹ ๋ถ„ํ• 

๎™Œ
๋‚ ์งœ
์œ ํ˜•
๋น„์œจ
๋ฐ์ดํ„ฐ ์—†์Œ
๋‚ ์งœ
์œ ํ˜•
๋น„์œจ
๋ฐ์ดํ„ฐ ์—†์Œ

์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ

Bread Financial Holdings Inc์˜ ์ƒ์œ„ 5๋Œ€ ์ฃผ์ฃผ๋Š” ๋ˆ„๊ตฌ์ธ๊ฐ€์š”?

๎™Œ
Bread Financial Holdings Inc์˜ ์ƒ์œ„ 5๋Œ€ ์ฃผ์ฃผ๋Š” ๋‹ค์Œ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค:
The Vanguard Group, Inc.๋Š” 5.22M์ฃผ์˜ ์ฃผ์‹์„ ๋ณด์œ ํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ์ „์ฒด ์ฃผ์‹์˜ 11.19%๋ฅผ ์ฐจ์ง€ํ•ฉ๋‹ˆ๋‹ค.
BlackRock Institutional Trust Company, N.A.๋Š” 4.14M์ฃผ์˜ ์ฃผ์‹์„ ๋ณด์œ ํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ์ „์ฒด ์ฃผ์‹์˜ 8.88%๋ฅผ ์ฐจ์ง€ํ•ฉ๋‹ˆ๋‹ค.
Turtle Creek Asset Management Inc.๋Š” 3.59M์ฃผ์˜ ์ฃผ์‹์„ ๋ณด์œ ํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ์ „์ฒด ์ฃผ์‹์˜ 7.71%๋ฅผ ์ฐจ์ง€ํ•ฉ๋‹ˆ๋‹ค.
Dimensional Fund Advisors, L.P.๋Š” 3.06M์ฃผ์˜ ์ฃผ์‹์„ ๋ณด์œ ํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ์ „์ฒด ์ฃผ์‹์˜ 6.56%๋ฅผ ์ฐจ์ง€ํ•ฉ๋‹ˆ๋‹ค.
State Street Investment Management (US)๋Š” 1.92M์ฃผ์˜ ์ฃผ์‹์„ ๋ณด์œ ํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ์ „์ฒด ์ฃผ์‹์˜ 4.12%๋ฅผ ์ฐจ์ง€ํ•ฉ๋‹ˆ๋‹ค.

Bread Financial Holdings Inc์˜ ์ƒ์œ„ 3๋Œ€ ์ฃผ์ฃผ ์œ ํ˜•์€ ๋ฌด์—‡์ธ๊ฐ€์š”?

๎™Œ
Bread Financial Holdings Inc์˜ ์ฃผ์š” ์ฃผ์ฃผ ์œ ํ˜• ์ƒ์œ„ 3๊ฐ€์ง€๋Š”
The Vanguard Group, Inc.
BlackRock Institutional Trust Company, N.A.
Turtle Creek Asset Management Inc.์ž…๋‹ˆ๋‹ค.

Bread Financial Holdings Inc(BFH)์˜ ์ฃผ์‹์„ ๋ณด์œ ํ•œ ๊ธฐ๊ด€์€ ๋ช‡ ๊ฐœ์ž…๋‹ˆ๊นŒ?

๎™Œ
2025Q4 ๊ธฐ์ค€์œผ๋กœ, Bread Financial Holdings Inc์˜ ์ฃผ์‹์„ ๋ณด์œ ํ•œ ๊ธฐ๊ด€์€ ์ด 669๊ณณ์ด๋ฉฐ, ์ด๋“ค์ด ๋ณด์œ ํ•œ ์ฃผ์‹์˜ ์ด ๊ฐ€์น˜๋Š” ์•ฝ 50.51M๋กœ ์ „์ฒด ๋ฐœํ–‰ ์ฃผ์‹์˜ 119.99%๋ฅผ ์ฐจ์ง€ํ•ฉ๋‹ˆ๋‹ค. ์ด๋Š” 2025Q3 ๋Œ€๋น„ 1.20% ์ฆ๊ฐ€ํ•œ ์ˆ˜์น˜์ž…๋‹ˆ๋‹ค.

Bread Financial Holdings Inc์˜ ์ตœ๋Œ€ ์ˆ˜์ต์›์€ ๋ฌด์—‡์ธ๊ฐ€์š”?

๎™Œ
FY2020 ๊ธฐ์ค€, Bread Financial Holdings Inc์˜ Finance charges, net ๋ถ€๋ฌธ์ด ๊ฐ€์žฅ ๋†’์€ ๋งค์ถœ์„ ๊ธฐ๋กํ–ˆ์œผ๋ฉฐ, ๊ธˆ์•ก์€ 3.93B๋กœ ์ „์ฒด ๋งค์ถœ์˜ 86.95%๋ฅผ ์ฐจ์ง€ํ–ˆ์Šต๋‹ˆ๋‹ค.
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