BUZZ-Bread Financial falls on lower Q4 profit

** Credit card issuer Bread Financial BFH.N shares fall ~5.73% to $60 premarket

** BFH reports Q4 net income of $7 mln, or 14 cents per share, compared with $43 mln, or 87 cents per share, a year ago

** Co's net interest income — the difference between what banks pay customers on deposits and earn as interest on loans — fell 7.6% to 1.22 bln

** BFH stock was up ~85.37% in 2024