Safety Insurance Q4 net income rises to $20.1 mln
Overview
Insurance provider's Q4 net income rose to $20.1 mln, driven by improved underwriting results
Company repurchased $20 mln of shares in Q4 2025
Q4 direct written premiums increased 2.6% yr/yr to $299.6 mln
Outlook
Company did not provide specific guidance for future quarters or full year
Result Drivers
UNDERWRITING IMPROVEMENT - Safety's improved underwriting results led to a lower combined ratio of 99.4% in Q4, down from 101.9% in the prior year period
PREMIUM GROWTH - Direct written premiums rose 2.6% in Q4 2025 due to rate increases
INVESTMENT INCOME - Net investment income increased by 14.3% in Q4, driven by higher interest rates on fixed maturity portfolio
Company press release: ID:nBwbCMfHHa
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Revenue |
| $319.34 mln |
|
Q4 EPS |
| $1.36 |
|
Q4 Net Income |
| $20.11 mln |
|
Q4 Adjusted Operating Income |
| $22.34 mln |
|
Q4 Pretax Profit |
| $25.42 mln |
|
Analyst Coverage
The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 10 three months ago
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.
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