Valley National Bancorp Q4 revenue and EPS beat estimates

Overview

• Regional bank's Q4 revenue and adjusted EPS beat analyst expectations

• Net income for Q4 increased significantly from the previous year

• Company's strategic focus on deposit growth and loan origination drove results

Outlook

• Company anticipates thoughtful balance sheet growth and core profitability improvement in 2026

• Valley National Bancorp focuses on investments in talent, technology, and branding for growth

• Company aims to enhance client experience to drive superior performance

Result Drivers

• NET INTEREST INCOME - Increase due to strong non-interest deposit growth and shift towards higher-yielding loans, improving net interest margin

• LOAN PORTFOLIO GROWTH - Total loans increased driven by commercial real estate and industrial loans, supported by new originations and owner-occupied loans

• NON-INTEREST INCOME - Increase driven by growth in capital markets, wealth management, and trust fees

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 12 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the banks peer group is "buy"

• Wall Street's median 12-month price target for Valley National Bancorp is $13.75, about 12.1% above its January 28 closing price of $12.27

• The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX8qQcGj

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