
Overview
U.S. bank's Q4 net income rose to $10.8 mln, up from $10.2 mln last year
Company reported no non-performing loans at year-end 2025
Company initiated third stock repurchase program in December 2025
Outlook
Company did not provide specific financial guidance for the current quarter or year in its press release
Result Drivers
STRONG LOAN DEMAND - Co reported continued strong performance in its loan portfolio, focusing on construction lending in high-demand sub-markets
ASSET QUALITY - Co maintained high asset quality with no non-performing loans at year-end 2025
NON-INTEREST INCOME GROWTH - Increase in non-interest income driven by gains in equity securities and higher loan fees
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Net Income |
| $10.80 mln |
|
Q4 Net Interest Income |
| $25.50 mln |
|
Q4 Net Interest Margin |
| 5.18% |
|
Analyst Coverage
The one available analyst rating on the shares is "hold"
Wall Street's median 12-month price target for Northeast Community Bancorp Inc is $25.50, about 10.2% above its January 27 closing price of $23.15
The stock recently traded at 7 times the next 12-month earnings vs. a P/E of 6 three months ago
Press Release: ID:nGNX88MCRy
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.