Bank holding firm QNB Corp's Q4 net income rises on improved interest margin
Overview
U.S. bank holding company's Q4 net income rose, driven by improved interest margin
Adjusted EPS for Q4 increased, excluding merger-related costs
Outlook
QNB expects merger with Victory Bancorp to close in Q2 2026
Company aims to deepen community impact post-merger
Result Drivers
INTEREST MARGIN - Improved interest margin led to a $3,067,000 increase in net interest income for Q4 2025
LOAN GROWTH - Loans receivable increased by $46,026,000, driven by commercial real estate
NON-INTEREST INCOME - Increase in non-interest income due to higher fees and ATM/debit card income
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Net Income |
| $3.98 mln |
|
Q4 Net Interest Income |
| $14.04 mln |
|
Q4 Net Interest Margin |
| 2.95% |
|
Q4 Pretax Profit |
| $5.27 mln |
|
Press Release: ID:nGNXLySL9
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.
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