Oregon Bancorp's Q4 profit falls
Overview
U.S. community bank's Q4 net income was $826,000, down from Q3 2025
Full-year net income of $3.2 mln, slightly down from 2024
Net interest margin improved to 3.8% in Q4 2025
Outlook
Company expects commercial loan growth in 2026 due to interest rate reductions
Company anticipates deposit growth in 2026 from a strong pipeline of new customers
Result Drivers
INTEREST MARGIN IMPROVEMENT - Net interest margin improved to 3.8% in Q4, supporting earnings growth
ASSET DECLINE - Total assets declined by $6.6 mln in Q4, driven by decreases in deposits and commercial loan balances
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.33 |
|
Q4 Net Interest Income |
| $4.14 mln |
|
Q4 Loan Loss Provision |
| -$98,000 |
|
Press Release: ID:nBw6CHmKwa
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.
Related Articles
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Will TRON Reach $10? TRX Price Prediction 2026 and Canary Staked ETF Update
Explore TRON's 2026 outlook: Will TRX reach $10? Get the latest on the Canary Staked ETF SEC status, Justin Sun's strategy, and TRX price predictions through 2032.
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
