First Financial Bankshares Q4 net income rises 18%
Overview
Texas-based bank's Q4 net income rose to $73.31 mln, marking record quarterly earnings
Diluted EPS for Q4 increased to $0.51 from $0.43 a year ago
Company reported strong deposit growth, aiding future loan and securities growth
Outlook
Company plans to focus on sound lending growth in 2026
Company expects deposit growth to support loan and securities growth in 2026
Result Drivers
NET INTEREST INCOME - Q4 2025 net interest income rose to $131.37 mln from $116.12 mln a year ago, driven by increased earning assets
CREDIT PROVISION REVERSAL - Co recorded a credit provision reversal of $2.49 mln in Q4 2025, contrasting with a $24.44 mln provision in Q3 2025
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.51 |
|
Q4 Net Interest Income |
| $131.37 mln |
|
Q4 Net Interest Margin |
| 3.81% |
|
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for First Financial Bankshares Inc is $36.00, about 6.5% above its January 21 closing price of $33.81
The stock recently traded at 17 times the next 12-month earnings vs. a P/E of 18 three months ago
Press Release: ID:nPn2Sw94Xa
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.
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