First Bancorp Q4 net income rises
Overview
Maine community bank's Q4 net income rose 39.7% yr/yr, driven by net interest margin expansion
Company's Q4 non-interest income grew 6.7% yr/yr, contributing to earnings growth
Q4 EPS increased 38.9% yr/yr, reflecting strong financial performance
Outlook
Company did not provide specific guidance for future quarters or years
Result Drivers
NET INTEREST MARGIN - Expanded by 13 basis points from Q3 2025 and 41 basis points from Q4 2024, driving earnings growth
NON-INTEREST INCOME - Grew 5.8% from Q3 2025 and 6.7% from Q4 2024, with increases in debit card and wealth management revenues
CORE DEPOSITS - Increased by $21.5 million from Q3 2025, aiding loan growth and reducing reliance on wholesale funding
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.91 |
|
Q4 Net Income |
| $10.17 mln |
|
Press Release: ID:nBw5cbYDja
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