Banc of California Q4 EPS rises 11% quarter over quarter
Overview
U.S. bank's Q4 diluted EPS rose 11% quarter over quarter
Company's Q4 loan production totaled $2.7 bln, up 31% yr/yr
Noninterest-bearing deposits grew 11% annualized from Q3 2025
Result Drivers
LOAN GROWTH - Total loans and leases increased by 15% annualized, with late-quarter production expected to boost future net interest income
DEPOSIT GROWTH - Noninterest-bearing deposits grew 11% annualized from Q3, improving funding mix and reducing deposit costs
EXPENSE MANAGEMENT - Noninterest expenses decreased by $5.0 mln from Q3, improving efficiency ratio to 59.35%
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.42 |
|
Q4 Net Income |
| $77.39 mln |
|
Q4 Net Interest Income |
| $251.36 mln |
|
Q4 Credit Loss Provision |
| $12.50 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 10 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Banc of California Inc is $22.00, about 8.8% above its January 20 closing price of $20.22
The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nBw7XQFlYa
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