FB Financial beats Q4 revenue, profit estimates
Overview
Financial holding company's Q4 revenue beat analysts' expectations
Adjusted EPS for Q4 beat analysts' expectations
Company repurchased 1.7 mln shares during the quarter
Outlook
Company did not provide specific guidance for future quarters or full-year 2026
Result Drivers
LOAN GROWTH - Modest loan growth driven by increases in commercial and residential real estate loans, offset by a decline in construction loans
NET INTEREST MARGIN - NIM increased due to lower funding costs, despite a decrease in yields on loans held for investment
CREDIT QUALITY - Stable charge-offs and a healthy allowance for credit losses maintained
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Revenue | Beat | $178.6 mln | $176 mln (6 Analysts) |
Q4 Adjusted EPS | Beat | $1.16 | $1.11 (7 Analysts) |
Q4 EPS |
| $1.07 |
|
Q4 Adjusted Net Income | Beat | $61.49 mln | $59.89 mln (5 Analysts) |
Q4 Net Income |
| $56.98 mln |
|
Q4 Net Interest Income |
| $149.8 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 6 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for FB Financial Corp is $65.00, about 11.1% above its January 20 closing price of $58.52
The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 13 three months ago
Press Release: ID:nBw78KpDHa
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.
Related Articles
Netflix After the Warner Deal: What Investors Should Know
TradingKey - For quite some time now, Netflix (NFLX) has been regarded as the premier subscription-based streaming service in the world, with a well-established history of growth through creative use of pricing power, developing hit programming, and relying very little on outside sources for licensi
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
