
Overview
U.S. regional bank's Q4 EPS stable at $1.49, net income slightly up yr/yr
Loans increased by $362 mln, deposits grew by $620 mln in Q4 2025
Company announced new share repurchase program through end of 2026
Outlook
Company expects 2026 end-of-period loans to grow mid-single digits from December 31, 2025
Company anticipates 2026 period-end deposits to rise low-single digits from December 31, 2025
Result Drivers
LOAN GROWTH - Driven by strong healthcare production, increased ICRE activity, and equipment finance
DEPOSIT GROWTH - Seasonal public fund balances contributed to a 9% increase in deposits
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $1.49 |
|
Q4 Net Income |
| $125.60 mln |
|
Q4 Net Interest Income |
| $284.70 mln |
|
Q4 CET1 Capital Ratio |
| 13.66% |
|
Q4 Credit Loss Allowance |
| $341.70 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 7 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Hancock Whitney Corp is $72.00, about 5.4% above its January 16 closing price of $68.34
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nBw4pfTYKa
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