Chinese fintech firm Jiayin's Q3 profit rises
Overview
Jiayin Q3 net revenue rises 1.8% yr/yr to RMB1,470.2 mln
Income from operations increases 46.5% yr/yr, reflecting operational resilience
Company repurchased 4.6 mln ADSs for US$30.4 mln
Outlook
Company expects Q4 loan facilitation volume between RMB23.0 bln and RMB25.0 bln
Jiayin Group sees full-year loan facilitation volume at RMB127.8 bln to RMB129.8 bln
Company forecasts full-year non-GAAP income from operation of RMB1.99 bln to RMB2.06 bln
Result Drivers
LOAN FACILITATION GROWTH - Loan facilitation volume increased by 20.6% yr/yr, reaching RMB32.2 bln, driven by higher average borrowing amounts
REPEAT BORROWING - Repeat borrowing contribution rose to 78.6% from 73.0% in the same period of 2024, indicating strong customer retention
OPERATIONAL EFFICIENCY - Income from operations increased by 46.5% yr/yr, attributed to strategic focus on operational resilience and risk management
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q3 Revenue |
| RMB 1.47 bln |
|
Q3 EPS |
| RMB 1.83 |
|
Q3 Net Income |
| RMB 376.50 mln |
|
Press Release: ID:nGNXYxlgb
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.
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