Chinese fintech firm Jiayin Group's Q2 revenue rises 27.8%
Overview
Jiayin Group Q2 loan facilitation volume grows 54.6% yr/yr to RMB37.1 bln
Net revenue rises 27.8% yr/yr to RMB1,886.2 mln, net income up 117.8%
Co adjusts share repurchase plan, authorizing up to US$80 mln repurchases
Outlook
Jiayin expects 2025 loan facilitation volume of RMB137-142 bln
Company sees Q3 2025 loan facilitation volume at RMB32-34 bln
Jiayin forecasts Q3 2025 non-GAAP income from operation of RMB0.49-0.56 bln
Result Drivers
LOAN FACILITATION GROWTH - Loan facilitation volume increased 54.6% to RMB37.1 bln, driven by higher volume facilitated
AI EFFICIENCY - AI-powered fintech capabilities improved cost efficiency and risk management, per CEO Yan Dinggui
REVENUE MIX - Revenue from loan facilitation services rose 69.2%, while revenue from releasing guarantee liabilities decreased due to lower average outstanding loan balances
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Revenue |
| RMB 1.89 bln |
|
Q2 EPS |
| RMB 2.46 |
|
Q2 Net Income |
| RMB 519.10 mln |
|
Press Release: ID:nGNX31RsHN
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