BCB Bancorp's Q2 net income rises to $3.6 mln
Overview
BCB Bancorp reports Q2 net income of $3.6 mln, recovering from Q1 net loss
Net interest margin for Q2 improves to 2.80% from 2.60% in Q2 2024
Provision for credit losses in Q2 decreases to $4.9 mln from $20.8 mln in Q1 2025
Outlook
Company remains positive on medium to long-term outlook despite short-term impacts
BCB Bancorp addressing asset quality challenges aggressively
Company sees increased credit risk in cannabis loan portfolio
No specific revenue or EPS guidance provided for future quarters
Result Drivers
NET INTEREST MARGIN - Expansion to 2.80% driven by decreased cost of interest-bearing liabilities
CREDIT LOSS PROVISION - Significant reduction to $4.9 mln from $20.8 mln in Q1 2025
ASSET QUALITY - Ongoing efforts to address asset quality challenges, supporting future profitability
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $0.18 |
|
Q2 Net Income |
| $3.60 mln |
|
Q2 Dividend |
| $0.16 |
|
Q2 Net Interest Margin |
| 2.8% |
|
Press Release: ID:nGNX9dfs57
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