Stellar Bancorp's Q2 net income rises
Overview
Stellar Bancorp Q2 net income rises to $26.4 mln from $24.7 mln in Q1
Diluted EPS for Q2 2025 increases to $0.51 from $0.46 in Q1
Company repurchased 791,000 shares at an average price of $26.08
Outlook
Stellar Bancorp expects loan and deposit growth for the rest of 2025
Company anticipates benefits from spending bill for Houston economy
Stellar Bancorp aims to gain market share in Texas markets
Result Drivers
LOAN ORIGINATIONS - Progress in loan originations following elevated payoff activity contributed to Q2 results, per CEO Franklin
DEPOSIT GROWTH - Increase in deposits driven by demand and money market accounts, offsetting declines in certificates and other time deposits
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $0.51 |
|
Q2 Net Income |
| $26.35 mln |
|
Q2 Net Interest Income |
| $98.3 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Stellar Bancorp Inc is $28.00, about 12.6% below its July 24 closing price of $31.53
The stock recently traded at 17 times the next 12-month earnings vs. a P/E of 15 three months ago
Press Release: ID:nBw8rNlpya
Related Articles
Netflix After the Warner Deal: What Investors Should Know
TradingKey - For quite some time now, Netflix (NFLX) has been regarded as the premier subscription-based streaming service in the world, with a well-established history of growth through creative use of pricing power, developing hit programming, and relying very little on outside sources for licensi
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
