Kinsale Capital Q2 net income jumps
Overview
Kinsale Capital Q2 net income rises to $134.1 mln vs $92.6 mln year ago, EPS at $5.76
Gross written premiums increase 4.9% to $555.5 mln in Q2 2025
Combined ratio improves to 75.8%, reflecting efficient underwriting practices
Result Drivers
DISCIPLINED UNDERWRITING - Growth in underwriting income attributed to disciplined underwriting and favorable development of loss reserves
TECHNOLOGY-ENABLED MANAGEMENT - Co cites technology-enabled expense management as a factor in record per share net income
COMMERCIAL PROPERTY DECLINE - Gross written premiums in Commercial Property Division declined due to lower rates and increased competition
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Gross Written Premiums |
| $555.52 mln |
|
Q2 EPS |
| $5.76 |
|
Q2 Net Income |
| $134.12 mln |
|
Q2 Combined Ratio |
| 75.8% |
|
Q2 Expense Ratio |
| 20.7% |
|
Q2 ROE |
| 32.5% |
|
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 3 "strong buy" or "buy", 9 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the property & casualty insurance peer group is "buy."
Wall Street's median 12-month price target for Kinsale Capital Group Inc is $480.00, about 0.2% above its July 23 closing price of $479.18
The stock recently traded at 25 times the next 12-month earnings vs. a P/E of 27 three months ago
Press Release: ID:nBw8khF6Za
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