Richmond Mutual Q2 net income and EPS rises on higher net interest income
Overview
Richmond Mutual Bancorporation Q2 net income rises 30% yr/yr, driven by higher net interest income
Diluted EPS for Q2 2025 increases 30% yr/yr
Co's net interest margin improves to 2.93%, supported by favorable asset repricing
Outlook
Company focuses on customer care amid economic uncertainties
Richmond Mutual emphasizes disciplined decisions for long-term shareholder value
Result Drivers
NET INTEREST INCOME - Higher net interest income driven by expanded net interest margin and favorable asset repricing environment
SHARE REPURCHASES - Reduction in average diluted shares outstanding from share repurchases contributed to EPS increase
CREDIT LOSSES - Increased provision for credit losses due to loan growth in commercial portfolios and higher charge-offs
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $0.26 |
|
Q2 Net Income |
| $2.60 mln |
|
Q2 Net Interest Income |
| $10.76 mln |
|
Q2 Pretax Profit |
| $2.98 mln |
|
Q2 Provision for Credit Losses |
| $745,000 |
|
Press Release: ID:nPn39Lvjxa
Related Articles
Netflix After the Warner Deal: What Investors Should Know
TradingKey - For quite some time now, Netflix (NFLX) has been regarded as the premier subscription-based streaming service in the world, with a well-established history of growth through creative use of pricing power, developing hit programming, and relying very little on outside sources for licensi
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
