Fidelity D&D Bank's Q2 net income rises 40% to $6.9 mln
Overview
Fidelity D&D Q2 net income rises 40% yr/yr to $6.9 mln
EPS for Q2 increases to $1.20, driven by higher net interest income
Company's shareholders' equity up 7%, reflecting strong capital position
Outlook
Company expects continued growth in second half of 2025
Company emphasizes relationship-based deposit strategy for future growth
Result Drivers
NET INTEREST INCOME - Driven by disciplined loan portfolio expansion and enhanced yields, net interest income rose 19%
NON-INTEREST INCOME - Increased 16% due to higher trust fees, BOLI death benefit, and loan service charges
EXPENSES - Non-interest expenses rose 8% due to higher salaries, benefits, and advertising costs
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS |
| $1.2 |
|
Q2 Net Income |
| $6.92 mln |
|
Q2 Net Interest Income |
| $17.93 mln |
|
Q2 Pretax Profit |
| $8.26 mln |
|
Q2 Provision for Credit Losses |
| $300,000 |
|
Press Release: ID:nGNX9SKKbW
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