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Republic Bancorp Q2 net income rises 25% to $31.5 mln

ReutersJul 18, 2025 12:13 PM


Overview

  • Republic Bancorp Q2 net income rises 25% yr/yr to $31.5 mln

  • Diluted EPS for Q2 increases 24% to $1.61 per share

  • Core Bank segment drives growth with 13% rise in net interest income


Outlook

  • Company expects technology cost benefits from new call center system


Result Drivers

  • NET INTEREST INCOME - Core Bank net interest income rose 13% driven by increased asset yields and cost of funds moderation

  • LOAN CHARGE-OFFS - Continued favorably low loan charge-offs within Core Bank contributed to strong results

  • DIVERSIFIED EARNINGS - All five reporting segments posted strong results, supporting overall earnings growth


Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q2 EPS

$1.61

Q2 Net Income

$31.5 mln

Q2 ROE

1.8%

Press Release: ID:nBw3w1SVpa

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