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Judge dismisses US consumer watchdog lawsuit against Experian

ReutersAug 8, 2025 12:54 AM

By Christian Martinez

- A lawsuit filed by the Consumer Financial Protection Bureau against credit rating giant Experian EXPN.L over credit report accuracy was dismissed on Wednesday, according to a court filing.

The lawsuit, filed by the agency in January under the Biden administration, alleged that Ireland-based Experian had failed American consumers who had challenged the accuracy of their reports.

Judge Michelle Williams of the Central District of California federal court dismissed the lawsuit without prejudice, allowing the CFPB to file an amended complaint if it wished to do so.

The lawsuit was one of the few that had not been abandoned by the Trump administration, which has rolled back the activities of the agency by reducing its workforce by about 90%.

The agency dismissed more than 22 cases that were pending against companies such as JPMorgan Chase JPM.N, Wells Fargo WFC.N, Bank of America BAC.N and Capital One COF.N.

The CFPB and Experian did not respond to requests for comment.

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