2 Altcoins That Smart Investors Are Buying Instead of Bitcoin (BTC) in August 2025

As Bitcoin (BTC) continues to climb in August 2025, experienced cryptocurrency investors are setting their sights on individual altcoins with bigger market potential. Included herein are Mutuum Finance (MUTM) and XRP. Mutuum Finance (MUTM) currently stands at $0.035 in presale stage 6. 

Early buyers of MUTM will be able to enjoy 500% returns as the project gains momentum. Mutuum Finance has already raised more than $14.45 million from more than 15250 investors. XRP remains on investors’ radar, driven by its historic position in cross-border payment solutions and ongoing regulatory transparency. Both of these assets are turning into strategic plays in diversified crypto portfolios this month.

XRP Over Bitcoin: A Strategic Diversifier as Trends Turn Bullish

XRP is trading at $3.32, whereas Bitcoin is approximately $123,635. Unlike the investment in Bitcoin as gold, XRP is gaining investor interest due to its growing real-world use, on-chain transactions on the XRP Ledger have increased over 430% in recent years and currently total approximately 8 million per week, demonstrating growing adoption in cross-border financial infrastructure. 

Further, plans for XRP ETF and post-legal settlement clarification have positioned XRP to increase towards $5–$5.50 depending on regulatory news and institutional inflows. Even though Bitcoin is a support asset, shifting utility of XRP combined with transaction-driven growth position it as a compelling alternative in diversified crypto portfolios. However, it’s not XRP, but Mutuum Finance (MUTM) That’s really turning heads in 2025.

Mutuum Finance Token Giveaway

Mutuum Finance is hosting a $100,000 giveaway. It has 10 winners, and every one of them will be rewarded $10,000 in Mutuum Finance Tokens. The giveaway is a testament to the fact that the project has a monumental amount of commitment towards achieving a long-term and committed community.

Mutuum Finance Launches $50K Bug Bounty

As another move towards transparency and security, Mutuum Finance (MUTM) has launched the Official Bug Bounty Program in partnership with CertiK. The project team is offering the participants a reward of up to $50,000 USDT for identifying the potential weaknesses of the project.

The objective of the bounty program is to receive adequate coverage of the severity levels of vulnerability; it is classified into four severity levels; i.e., major, critical, minor, and low. The project also indicates the team’s dedication towards ecosystem security as well as investor confidence.

Mutuum Finance Grows with Phase 6 Release of Its Presale

Mutuum Finance is doing remarkably well in presale, with stage 6 being sold at $0.035. Mutuum Finance is breaking new ground in the DeFi platform by developing a financial system that also has actual real-world uses. Presale has been able to obtain more than 15250 token holders and exceeded more than $14.45 million.

Strong Lending Protocol

The twin efficiency and flexibility of lending are offered by the network in Peer-to-Contract and Peer-to-Peer.

Effectively lending is done through the intelligent contracts used in Mutuum’s Peer-to-Contract loaning scheme. Additionally, in the Peer-to-Peer system, there are no middlemen required and lenders are associated directly with borrowers. It is mostly utilized for meme coins.

XRP and Mutuum Finance (MUTM) are increasingly becoming strategic alternatives to Bitcoin this August. XRP’s $3.32 price, on-chain bounce, and soon-to-be available ETFs position it for further gains, while MUTM’s presale for $0.035 has already raised $14.45M from 15,250 investors. 

Early adopters are targeting 500% returns after launch backed by a 95.0 CertiK trust score, a $100K giveaway, and a $50K bug bounty program. Those seeking to grow beyond Bitcoin should grab MUTM tokens now before the next presale price increase.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance