X Financial
XYF5.750USD
-0.150-2.54%
Close 12/26, 16:00（ET）Quotes delayed by 15 min
131.12MMarket Cap
0.97P/E TTM
More Details of X Financial Company
X FINANCIAL is a China-based company principally engaged in the provision of technology-driven personal finance services. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The Company is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.
X Financial Info
Ticker SymbolXYF
Company nameX Financial
IPO dateSep 19, 2018
CEOTang (Yue Justin)
Number of employees563
Security typeDepository Receipt
Fiscal year-endSep 19
Address7-8F,Block A,Aerospace Science&Tech Plz
CitySHENZHEN
Stock exchangeNASDAQ OMX NASDAQ Basic NYSE
CountryChina
Postal code518067
Phone8675586282977
Websitehttps://ir.xiaoyinggroup.com/
Ticker SymbolXYF
IPO dateSep 19, 2018
CEOTang (Yue Justin)
Company Executives of X Financial
Name
Name/Position
Position
Shareholding
Change
Mr. Yue Justin (Justin) Tang
Mr. Yue Justin (Justin) Tang
Chairman of the Board, Chief Executive Officer
Chairman of the Board, Chief Executive Officer
774.63K
--
Mr. Kan (Kent) Li
Mr. Kan (Kent) Li
President, Director
President, Director
--
--
Mr. Longgen Zhang, CPA
Mr. Longgen Zhang, CPA
Independent Director
Independent Director
--
--
Mr. Zheng (Richard) Xue
Mr. Zheng (Richard) Xue
Independent Director
Independent Director
--
--
Mr. Fuya (Frank) Zheng
Mr. Fuya (Frank) Zheng
Chief Financial Officer
Chief Financial Officer
--
--
Mr. Wan Zheng
Mr. Wan Zheng
Independent Director
Independent Director
--
--
Mr. Jiang (Jason) Yufan
Mr. Jiang (Jason) Yufan
Chief Risk Officer
Chief Risk Officer
--
--
Ms. Linda Bergkamp
Ms. Linda Bergkamp
Investor Relations
Investor Relations
--
--
Mr. Shaoyong (Simon) Cheng
Mr. Shaoyong (Simon) Cheng
Non-Executive Director
Non-Executive Director
--
--
Name
Name/Position
Position
Shareholding
Change
Mr. Yue Justin (Justin) Tang
Mr. Yue Justin (Justin) Tang
Chairman of the Board, Chief Executive Officer
Chairman of the Board, Chief Executive Officer
774.63K
--
Mr. Kan (Kent) Li
Mr. Kan (Kent) Li
President, Director
President, Director
--
--
Mr. Longgen Zhang, CPA
Mr. Longgen Zhang, CPA
Independent Director
Independent Director
--
--
Mr. Zheng (Richard) Xue
Mr. Zheng (Richard) Xue
Independent Director
Independent Director
--
--
Mr. Fuya (Frank) Zheng
Mr. Fuya (Frank) Zheng
Chief Financial Officer
Chief Financial Officer
--
--
Mr. Wan Zheng
Mr. Wan Zheng
Independent Director
Independent Director
--
--
Revenue Breakdown
FY2024
FY2023
FY2022
FY2021
FY2020
Relevant data have not been disclosed by the company yet.
By RegionUSD
Name
Revenue
Proportion
China (Mainland)
5.89B
0.00%
By Business
By Region
Relevant data have not been disclosed by the company yet.
Shareholding Stats
Updated: Mon, Nov 17
Updated: Mon, Nov 17
Shareholders
Shareholder Types
Shareholders
Shareholders
Proportion
Nexus Special Situations Fund SPC
50.87%
Legend Architecture Consultant Ltd
10.16%
Tang (Yue Justin)
3.40%
Acadian Asset Management LLC
2.67%
Marshall Wace LLP
1.15%
Other
31.76%
Shareholders
Shareholders
Proportion
Nexus Special Situations Fund SPC
50.87%
Legend Architecture Consultant Ltd
10.16%
Tang (Yue Justin)
3.40%
Acadian Asset Management LLC
2.67%
Marshall Wace LLP
1.15%
Other
31.76%
Shareholder Types
Shareholders
Proportion
Corporation
61.02%
Investment Advisor/Hedge Fund
4.27%
Individual Investor
3.40%
Hedge Fund
2.01%
Research Firm
1.43%
Investment Advisor
1.28%
Holding Company
1.13%
Family Office
0.04%
Other
25.41%
Institutional Shareholding
Updated: Wed, Oct 1
Updated: Wed, Oct 1
Reporting Period
No. of institutions
Shares Held
Proportion
Change
2025Q3
56
1.93M
4.71%
+802.72K
2025Q2
43
4.51M
17.39%
+2.93M
2025Q1
39
1.84M
7.08%
+648.79K
2024Q4
30
995.28K
3.02%
-121.96K
2024Q3
27
1.21M
3.72%
+87.21K
2024Q2
28
1.28M
3.90%
+178.45K
2024Q1
28
1.25M
3.82%
+212.81K
2023Q4
30
1.14M
3.52%
+287.61K
2023Q3
33
1.21M
3.81%
+367.46K
2023Q2
29
1.17M
3.69%
+329.55K
View more
Shareholder Activity
Name
Shares Held
Proportion
Change
Chg %
Date
Nexus Special Situations Fund SPC
2.29M
5.59%
+2.29M
--
Jun 30, 2025
Legend Architecture Consultant Ltd
2.32M
5.67%
+2.32M
--
Apr 25, 2025
Tang (Yue Justin)
774.63K
1.89%
--
--
Sep 04, 2025
Acadian Asset Management LLC
260.96K
0.64%
+153.69K
+143.27%
Jun 30, 2025
Purple Mountain Holding
258.12K
0.63%
--
--
Sep 04, 2025
Morgan Stanley & Co. LLC
268.05K
0.66%
+167.83K
+167.47%
Jun 30, 2025
O'Shaughnessy Asset Management, LLC
63.94K
0.16%
+63.94K
--
Jun 30, 2025
Renaissance Technologies LLC
83.97K
0.21%
-200.00
-0.24%
Jun 30, 2025
View more
Related ETFs
Updated: Sat, Dec 6
Updated: Sat, Dec 6
Name
Proportion
Invesco Golden Dragon China ETF
0.13%
SPDR S&P Emerging Markets Small Cap ETF
0.04%
ActivePassive International Equity ETF
0.03%
Avantis Emerging Markets Equity ETF
0%
Avantis Emerging Markets Small Cap Equity ETF
0%
Invesco Golden Dragon China ETF
Proportion0.13%
SPDR S&P Emerging Markets Small Cap ETF
Proportion0.04%
ActivePassive International Equity ETF
Proportion0.03%
Avantis Emerging Markets Equity ETF
Proportion0%
Avantis Emerging Markets Small Cap Equity ETF
Proportion0%
Dividend
A total of
175.04M
USD has been distributed in dividends over the past 5 years.
Date
Dividend
Record Date
Payment Date
Ex-dividend Date
Aug 18, 2025
XYF.NB Interim Cash Dividend of gross USD 0.28 paid on Oct 15, 2025 going ex on Sep 26, 2025
Sep 26, 2025
Oct 15, 2025
Sep 26, 2025
Jun 09, 2025
XYF.NB Final Cash Dividend of gross USD 0.25 paid on Jul 02, 2025 going ex on Jun 20, 2025
Jun 20, 2025
Jul 02, 2025
Jun 20, 2025
Aug 23, 2024
XYF.NB Final Cash Dividend of gross USD 0.17 paid on Sep 27, 2024 going ex on Sep 04, 2024
Sep 04, 2024
Sep 27, 2024
Sep 04, 2024
Apr 26, 2024
XYF.NB Interim Cash Dividend of gross USD 0.17 paid on May 31, 2024 going ex on May 09, 2024
May 10, 2024
May 31, 2024
May 09, 2024
Stock Split
Date
Type
Ratio
Nov 09, 2020
Merger
3→1
Nov 09, 2020
Merger
3→1
Nov 09, 2020
Merger
3→1
Nov 09, 2020
Merger
3→1
Date
Type
Ratio
Nov 09, 2020
Merger
3→1
Nov 09, 2020
Merger
3→1
Nov 09, 2020
Merger
3→1
Nov 09, 2020
Merger
3→1
FAQs
Who are the top five shareholders of X Financial?
The top five shareholders of X Financial are:
Nexus Special Situations Fund SPC holds 2.29M shares, accounting for 5.59% of the total shares.
Legend Architecture Consultant Ltd holds 2.32M shares, accounting for 5.67% of the total shares.
Tang (Yue Justin) holds 774.63K shares, accounting for 1.89% of the total shares.
Acadian Asset Management LLC holds 260.96K shares, accounting for 0.64% of the total shares.
Purple Mountain Holding holds 258.12K shares, accounting for 0.63% of the total shares.
Nexus Special Situations Fund SPC holds 2.29M shares, accounting for 5.59% of the total shares.
Legend Architecture Consultant Ltd holds 2.32M shares, accounting for 5.67% of the total shares.
Tang (Yue Justin) holds 774.63K shares, accounting for 1.89% of the total shares.
Acadian Asset Management LLC holds 260.96K shares, accounting for 0.64% of the total shares.
Purple Mountain Holding holds 258.12K shares, accounting for 0.63% of the total shares.
What are the top three shareholder types of X Financial?
The top three shareholder types of X Financial are:
Nexus Special Situations Fund SPC
Legend Architecture Consultant Ltd
Tang (Yue Justin)
Nexus Special Situations Fund SPC
Legend Architecture Consultant Ltd
Tang (Yue Justin)
How many institutions hold shares of X Financial (XYF)?
As of 2025Q3, 56 institutions hold shares of X Financial, with a combined market value of approximately 1.93M, accounting for 4.71% of the total shares. Compared to 2025Q2, institutional shareholding has increased by -12.67%.
What is the biggest source of revenue for X Financial?
In FY2024, the -- business generated the highest revenue for X Financial, amounting to -- and accounting for --% of total revenue.
