









Markets
/
Stocks
/
nasdaq-xp
/

XP Inc

18.220USD

+0.320+1.79%

Close 10/31, 16:00（ET）Quotes delayed by 15 min

9.60BMarket Cap

1.95P/E TTM



XP Inc

18.220

+0.320+1.79%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of XP Inc

Currency: USD Updated: 2025-10-31

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

XP Inc's Score

Industry at a Glance

Industry Ranking

9 / 116

Overall Ranking

87 / 4618

Industry

Investment Banking & Investment Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 10 analysts

Buy

Current Rating

22.778

Target Price

+27.25%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

XP Inc Highlights

StrengthsRisks

XP Inc. is a Cayman Islands-based holding company. The Company owns technological platforms for investments, financial services and education, in addition to media and content platforms, including brands, such as XP, Rico, Clear, Infomoney, XPeed and IM+. It distributes a range of financial products and services, such as financial education and digital content platform, financial advisory services and open financial product platform. Xpeed is a financial education platform in Brazil, which offers courses, MBAs and learning tools, as well as a range of digital content. It advises and supports its customers in a range of activities related to the financial universe, such as advisory services for institutional clients, private banking for high income clients, international financial services, structuring and issuance of financial products for corporate clients and issuers. It offers an open financial product platform to its clients, encompassing both proprietary and partnership products.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 45.13%.

Overvalued

The company’s latest PB is 2.34, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 373.42M shares, decreasing 11.81% quarter-over-quarter.

Held by Van Duyn Dodge & E. Morris Cox

Star Investor Van Duyn Dodge & E. Morris Cox holds 34.31M shares of this stock.

Financial Health

Currency: USD Updated: 2025-10-31

The company's current financial score is 7.96, which is higher than the Investment Banking & Investment Services industry's average of 7.28. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 809.55M, representing a year-over-year decrease of 80.81%, while its net profit experienced a year-over-year decrease of 78.55%.

Score

Industry at a Glance

Previous score

7.96

Change



Financials

5.28

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

9.02

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.94

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.57

Key Metrics

Free cash flow

No Data

XP Inc's Company Valuation

Currency: USD Updated: 2025-10-31

The company’s current valuation score is 7.74, which is higher than the Investment Banking & Investment Services industry's average of 7.19. Its current P/E ratio is 10.75, which is 10.87% below the recent high of 11.92 and 87.66% above the recent low of 1.33.

Score

Industry at a Glance

Previous score

7.74

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 9/116

No Data

Earnings Forecast

Currency: USD Updated: 2025-10-31

The company’s current earnings forecast score is 7.80, which is higher than the Investment Banking & Investment Services industry's average of 7.28. The average price target for XP Inc is 22.00, with a high of 26.00 and a low of 21.00.

Score

Industry at a Glance

Previous score

7.80

Change

Support & Resistance

No Data

Analyst Rating

Based on 10 analysts

Buy

Current Rating

22.778

Target Price

+25.02%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

XP Inc

Morgan Stanley

Goldman Sachs Group Inc

Citigroup Inc

Charles Schwab Corp

SCHW

LPL Financial Holdings Inc

LPLA

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-10-31

The company’s current price momentum score is 9.08, which is higher than the Investment Banking & Investment Services industry's average of 7.18. Sideways: Currently, the stock price is trading between the resistance level at 19.31 and the support level at 16.37, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.89

Change

0.19

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.436

Neutral

RSI(14)

58.562

Neutral

STOCH(KDJ)(9,3,3)

79.401

Neutral

ATR(14)

0.546

Low Volatility

CCI(14)

100.422

Buy

Williams %R

11.222

Overbought

TRIX(12,20)

-0.077

Sell

StochRSI(14)

85.088

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

17.965

Buy

MA10

17.581

Buy

MA20

16.959

Buy

MA50

17.862

Buy

MA100

17.965

Buy

MA200

16.672

Buy

Institutional Confidence

Currency: USD Updated: 2025-10-31

The company’s current institutional recognition score is 7.00, which is higher than the Investment Banking & Investment Services industry's average of 5.82. The latest institutional shareholding proportion is 88.16%, representing a quarter-over-quarter decrease of 0.13%. The largest institutional shareholder is Van Duyn Dodge & E. Morris Cox, holding a total of 34.31M shares, representing 8.10% of shares outstanding, with 18.53% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Capital World Investors

41.61M

+4.83%

Dodge & Cox

Star Investors

34.31M

-19.35%

General Atlantic LLC

25.52M

-13.84%

BlackRock Institutional Trust Company, N.A.

25.37M

+9.66%

Santander Rio Asset Management G.F.C.I.S.A.

13.90M

+18.96%

Arrowstreet Capital, Limited Partnership

10.86M

+36.14%

MFS Investment Management

8.36M

+59.79%

State Street Investment Management (US)

9.70M

+1.31%

Atmos Capital

8.10M

-9.38%

Risk Assessment

Currency: USD Updated: 2025-10-31

The company’s current risk assessment score is 7.14, which is higher than the Investment Banking & Investment Services industry's average of 6.97. The company's beta value is 1.10. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.