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XP Inc

18.950USD

-0.890-4.49%

Market hours （ET）Quotes delayed by 15 min

9.96BMarket Cap

10.61P/E TTM

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XP Inc

18.950

-0.890-4.49%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of XP Inc

Currency: USD Updated: 2026-02-03

Key Insights

XP Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 5 out of 118 in the Investment Banking & Investment Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 23.30.In the medium term, the stock price is expected to remain stable.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

XP Inc's Score

Industry at a Glance

Industry Ranking

5 / 118

Overall Ranking

76 / 4530

Industry

Investment Banking & Investment Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

XP Inc Highlights

StrengthsRisks

XP Inc. is a Cayman Islands-based holding company. The Company owns technological platforms for investments, financial services and education, in addition to media and content platforms, including brands, such as XP, Rico, Clear, Infomoney, XPeed and IM+. It distributes a range of financial products and services, such as financial education and digital content platform, financial advisory services and open financial product platform. Xpeed is a financial education platform in Brazil, which offers courses, MBAs and learning tools, as well as a range of digital content. It advises and supports its customers in a range of activities related to the financial universe, such as advisory services for institutional clients, private banking for high income clients, international financial services, structuring and issuance of financial products for corporate clients and issuers. It offers an open financial product platform to its clients, encompassing both proprietary and partnership products.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 45.13%.

Overvalued

The company’s latest PB is 2.35, at a high 3-year percentile range.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 5.76K shares of this stock.

Analyst Rating

Based on 11 analysts

Buy

Current Rating

23.300

Target Price

+19.43%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-03

The current financial score of XP Inc is 7.51, ranking 30 out of 118 in the Investment Banking & Investment Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 874.46M, representing a year-over-year decrease of 79.75%, while its net profit experienced a year-over-year decrease of 78.96%.

Score

Industry at a Glance

Previous score

7.51

Change



Financials

6.37

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

4.75

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.45

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

XP Inc's Company Valuation

Currency: USD Updated: 2026-02-03

The current valuation score of XP Inc is 7.74, ranking 43 out of 118 in the Investment Banking & Investment Services industry. Its current P/E ratio is 11.11, which is 7.30% below the recent high of 11.92 and 88.06% above the recent low of 1.33.

Score

Industry at a Glance

Previous score

7.74

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 5/118

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-03

The current earnings forecast score of XP Inc is 8.00, ranking 24 out of 118 in the Investment Banking & Investment Services industry. The average price target is 23.00, with a high of 26.00 and a low of 21.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 11 analysts

Buy

Current Rating

23.400

Target Price

+18.12%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

XP Inc

Morgan Stanley

Citigroup Inc

Goldman Sachs Group Inc

Charles Schwab Corp

SCHW

LPL Financial Holdings Inc

LPLA

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-03

The current price momentum score of XP Inc is 9.01, ranking 13 out of 118 in the Investment Banking & Investment Services industry. Currently, the stock price is trading between the resistance level at 21.72 and the support level at 17.22, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.13

Change

-0.12

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(2)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.252

Buy

RSI(14)

64.360

Neutral

STOCH(KDJ)(9,3,3)

50.227

Sell

ATR(14)

0.825

High Vlolatility

CCI(14)

47.385

Neutral

Williams %R

28.518

Buy

TRIX(12,20)

0.747

Sell

StochRSI(14)

19.584

Oversold

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

19.930

Sell

MA10

19.892

Sell

MA20

18.589

Buy

MA50

17.939

Buy

MA100

18.008

Buy

MA200

17.945

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-03

The current institutional shareholding score of XP Inc is 10.00, ranking 1 out of 118 in the Investment Banking & Investment Services industry. The latest institutional shareholding proportion is 100.13%, representing a quarter-over-quarter increase of 2.30%. The largest institutional shareholder is Van Duyn Dodge & E. Morris Cox, holding a total of 34.48M shares, representing 8.30% of shares outstanding, with 17.37% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Capital World Investors

39.91M

-4.09%

Dodge & Cox

Star Investors

34.48M

+0.49%

Santander Rio Asset Management G.F.C.I.S.A.

15.34M

+0.14%

BlackRock Institutional Trust Company, N.A.

25.46M

+0.35%

General Atlantic LLC

22.76M

-10.81%

Arga Investment Management, LP

9.08M

MFS Investment Management

10.57M

+26.41%

Arrowstreet Capital, Limited Partnership

10.64M

-2.01%

State Street Investment Management (US)

9.36M

-3.49%

Atmos Capital

8.35M

+3.03%

Risk Assessment

Currency: USD Updated: 2026-02-03

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Investment Banking & Investment Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of XP Inc is 6.74, ranking 74 out of 118 in the Investment Banking & Investment Services industry. The company's beta value is 1.23. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. XP Inc’s latest ESG disclosure leads the Investment Banking & Investment Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.