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XP Inc

18.750USD

-0.120-0.64%

Close 09/15, 16:00（ET）Quotes delayed by 15 min

9.88BMarket Cap

2.01P/E TTM



XP Inc

18.750

-0.120-0.64%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-15

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

22 / 117

Overall Ranking

147 / 4724

Industry

Investment Banking & Investment Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 10 analysts

Buy

Current Rating

22.444

Target Price

+18.94%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

XP Inc. is a Cayman Islands-based holding company. The Company owns technological platforms for investments, financial services and education, in addition to media and content platforms, including brands, such as XP, Rico, Clear, Infomoney, XPeed and IM+. It distributes a range of financial products and services, such as financial education and digital content platform, financial advisory services and open financial product platform. Xpeed is a financial education platform in Brazil, which offers courses, MBAs and learning tools, as well as a range of digital content. It advises and supports its customers in a range of activities related to the financial universe, such as advisory services for institutional clients, private banking for high income clients, international financial services, structuring and issuance of financial products for corporate clients and issuers. It offers an open financial product platform to its clients, encompassing both proprietary and partnership products.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 45.13%.

Fairly Valued

The company’s latest PB is 0.44, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 373.92M shares, decreasing 21.56% quarter-over-quarter.

Held by Van Duyn Dodge & E. Morris Cox

Star Investor Van Duyn Dodge & E. Morris Cox holds 34.31M shares of this stock.

Financial Health

Currency: USD Updated：2025-09-15

The company's current financial score is 6.71, which is lower than the Investment Banking & Investment Services industry's average of 7.33. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 4.34B, representing a year-over-year increase of 7.20%, while its net profit experienced a year-over-year increase of 19.95%.

Score

Industry at a Glance

Previous score

6.71

Change

1.08



Financials

5.32

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

9.74

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.96

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.92

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-15

The company’s current valuation score is 5.60, which is higher than the Investment Banking & Investment Services industry's average of 4.39. Its current P/E ratio is 1.86, which is 60.04% below the recent high of 2.97 and -14.53% above the recent low of 2.13.

Score

Industry at a Glance

Previous score

1.22

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 22/117

No Data

Earnings Forecast

Currency: USD Updated：2025-09-15

The company’s current earnings forecast score is 7.80, which is higher than the Investment Banking & Investment Services industry's average of 7.34. The average price target for XP Inc is 22.00, with a high of 26.00 and a low of 19.00.

Score

Industry at a Glance

Previous score

7.80

Change

Support & Resistance

No Data

Analyst Rating

Based on 10 analysts

Buy

Current Rating

22.444

Target Price

+18.94%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

XP Inc

Morgan Stanley

Goldman Sachs Group Inc

Charles Schwab Corp

SCHW

Citigroup Inc

LPL Financial Holdings Inc

LPLA

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-15

The company’s current price momentum score is 8.72, which is lower than the Investment Banking & Investment Services industry's average of 8.78. Sideways: Currently, the stock price is trading between the resistance level at 18.01 and the support level at 15.95, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.31

Change

-0.02

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.286

Buy

RSI(14)

59.941

Neutral

STOCH(KDJ)(9,3,3)

76.985

Neutral

ATR(14)

0.613

High Vlolatility

CCI(14)

84.794

Neutral

Williams %R

16.635

Overbought

TRIX(12,20)

0.399

Sell

StochRSI(14)

62.477

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

18.680

Buy

MA10

18.443

Buy

MA20

17.696

Buy

MA50

17.517

Buy

MA100

18.023

Buy

MA200

15.803

Buy

Institutional Confidence

Currency: USD Updated：2025-09-15

The company’s current institutional recognition score is 7.00, which is higher than the Investment Banking & Investment Services industry's average of 6.35. The latest institutional shareholding proportion is 88.28%, representing a quarter-over-quarter decrease of 1.41%. The largest institutional shareholder is Van Duyn Dodge & E. Morris Cox, holding a total of 34.31M shares, representing 8.10% of shares outstanding, with 18.53% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Capital World Investors

39.69M

+35.61%

Dodge & Cox

Star Investors

42.54M

-1.43%

General Atlantic LLC

29.62M

BlackRock Institutional Trust Company, N.A.

23.14M

-0.97%

Arrowstreet Capital, Limited Partnership

7.97M

-13.45%

State Street Global Advisors (US)

9.57M

-0.44%

MFS Investment Management

4.89M

+17267.96%

Atmos Capital

8.94M

+20.25%

Risk Assessment

Currency: USD Updated：2025-09-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Investment Banking & Investment Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The company’s current risk assessment score is 3.88, which is lower than the Investment Banking & Investment Services industry's average of 5.16. The company's beta value is 1.14. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.