Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.666
Sell
RSI(14)
35.337
Neutral
STOCH(KDJ)(9,3,3)
10.304
Oversold
ATR(14)
0.768
High Vlolatility
CCI(14)
-118.977
Sell
Williams %R
91.721
Oversold
TRIX(12,20)
-0.351
Sell
StochRSI(14)
24.347
Buy
XP Inc
XP16.010USD
+0.130+0.82%
Close 12/19, 16:00（ET）Quotes delayed by 15 min
8.42BMarket Cap
8.96P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of XP Inc
Currency: USD Updated: 2025-12-19Key Insights
XP Inc's fundamentals are relatively healthy, and its growth potential is significant.Its valuation is considered fairly valued, ranking 24/116 in the Investment Banking & Investment Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 23.11.In the medium term, the stock price is expected to trend down.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
XP Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
10
analysts
Buy
Current Rating
23.111
Target Price
+26.22%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
XP Inc Highlights
StrengthsRisks
XP Inc. is a Cayman Islands-based holding company. The Company owns technological platforms for investments, financial services and education, in addition to media and content platforms, including brands, such as XP, Rico, Clear, Infomoney, XPeed and IM+. It distributes a range of financial products and services, such as financial education and digital content platform, financial advisory services and open financial product platform. Xpeed is a financial education platform in Brazil, which offers courses, MBAs and learning tools, as well as a range of digital content. It advises and supports its customers in a range of activities related to the financial universe, such as advisory services for institutional clients, private banking for high income clients, international financial services, structuring and issuance of financial products for corporate clients and issuers. It offers an open financial product platform to its clients, encompassing both proprietary and partnership products.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 45.13%.
Overvalued
The company’s latest PB is 1.89, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 390.34M shares, decreasing 8.88% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 5.70K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-19The current financial score of XP Inc is 7.50, ranking 32/116 in the Investment Banking & Investment Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 874.46M, representing a year-over-year decrease of 79.75%, while its net profit experienced a year-over-year decrease of 78.96%.
Score
Financials
6.40
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
4.65
Shareholder Returns
6.43
XP Inc's Company Valuation
Currency: USD Updated: 2025-12-19The current valuation score of XP Inc is 7.74, ranking 43/116 in the Investment Banking & Investment Services industry. Its current P/E ratio is 8.96, which is 32.97% below the recent high of 11.92 and 85.20% above the recent low of 1.33.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 24/116
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-19The current earnings forecast score of XP Inc is 7.80, ranking 32/116 in the Investment Banking & Investment Services industry. The average price target for XP Inc is 23.00, with a high of 26.00 and a low of 21.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
10
analysts
Buy
Current Rating
23.111
Target Price
+26.22%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
26
Total
10
Median
10
Average
Company name
Ratings
Analysts
XP Inc
XP
10
Morgan Stanley
MS
25
Goldman Sachs Group Inc
GS
24
Citigroup Inc
C
23
Charles Schwab Corp
SCHW
22
LPL Financial Holdings Inc
LPLA
16
1
2
3
4
5
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-19The current price momentum score of XP Inc is 6.61, ranking 97/116 in the Investment Banking & Investment Services industry. Currently, the stock price is trading between the resistance level at 18.94 and the support level at 14.35, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
16.358
Sell
MA10
17.126
Sell
MA20
18.001
Sell
MA50
17.854
Sell
MA100
17.827
Sell
MA200
17.417
Sell
Institutional Confidence
Currency: USD Updated: 2025-12-19The current institutional shareholding score of XP Inc is 10.00, ranking 1/116 in the Investment Banking & Investment Services industry. The latest institutional shareholding proportion is 92.16%, representing a quarter-over-quarter increase of 4.39%. The largest institutional shareholder is Van Duyn Dodge & E. Morris Cox, holding a total of 34.48M shares, representing 8.30% of shares outstanding, with 17.37% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Capital World Investors
BlackRock Institutional Trust Company, N.A.
General Atlantic LLC
Santander Rio Asset Management G.F.C.I.S.A.
Arrowstreet Capital, Limited Partnership
MFS Investment Management
State Street Investment Management (US)
Atmos Capital
1
2
Risk Assessment
Currency: USD Updated: 2025-12-19The current risk assessment score of XP Inc is 6.83, ranking 72/116 in the Investment Banking & Investment Services industry. The company's beta value is 1.22. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.22
VaR
+4.89%
240-Day Maximum Drawdown
+23.62%
240-Day Volatility
+40.82%
Return
Best Daily Return
60 days
+5.50%
120 days
+8.68%
5 years
+12.43%
Worst Daily Return
60 days
-9.92%
120 days
-9.92%
5 years
-18.75%
Sharpe Ratio
60 days
-1.48
120 days
-0.95
5 years
-0.11
Risk Assessment
Maximum Drawdown
240 days
+23.62%
3 years
+59.76%
5 years
+79.19%
Return-to-Drawdown Ratio
240 days
+1.71
3 years
-0.02
5 years
-0.15
Skewness
240 days
-0.04
3 years
-0.56
5 years
-0.16
Volatility
Realised Volatility
240 days
+40.82%
5 years
+49.32%
Standardised True Range
240 days
+3.60%
5 years
+6.16%
Downside Risk-Adjusted Return
120 days
-134.32%
240 days
-134.32%
Maximum Daily Upside Volatility
60 days
+27.78%
Maximum Daily Downside Volatility
60 days
+36.17%
Liquidity
Average Turnover Rate
60 days
+1.13%
120 days
+1.37%
5 years
--
Turnover Deviation
20 days
+12.90%
60 days
-0.94%
120 days
+19.96%
Peer Comparison
Investment Banking & Investment Services
XP Inc
XP
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
State Street Corp
STT
8.78 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Affiliated Managers Group Inc
AMG
8.27 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Ameriprise Financial Inc
AMP
8.25 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Bgc Group Inc
BGC
8.24 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
DigitalBridge Group Inc
DBRG
8.15 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of XP Inc?
The TradingKey Stock Score provides a comprehensive assessment of XP Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of XP Inc’s performance and outlook.
How do we generate the financial health score of XP Inc?
To generate the financial health score of XP Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects XP Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of XP Inc.
How do we generate the company valuation score of XP Inc?
To generate the company valuation score of XP Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare XP Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of XP Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of XP Inc.
How do we generate the earnings forecast score of XP Inc?
To calculate the earnings forecast score of XP Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on XP Inc’s future.
How do we generate the price momentum score of XP Inc?
When generating the price momentum score for XP Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of XP Inc’s prices. A higher score indicates a more stable short-term price trend for XP Inc.
How do we generate the institutional confidence score of XP Inc?
To generate the institutional confidence score of XP Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about XP Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of XP Inc.
How do we generate the risk management score of XP Inc?
To assess the risk management score of XP Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of XP Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of XP Inc.
