Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.053
Neutral
RSI(14)
56.005
Neutral
STOCH(KDJ)(9,3,3)
25.281
Neutral
ATR(14)
0.214
Low Volatility
CCI(14)
-23.401
Neutral
Williams %R
51.813
Neutral
TRIX(12,20)
0.354
Sell
StochRSI(14)
42.479
Buy
Western Union Co
WU9.415USD
+0.065+0.70%
Close 12/26, 16:00（ET）Quotes delayed by 15 min
3.00BMarket Cap
4.08P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Western Union Co
Currency: USD Updated: 2025-12-24Key Insights
Western Union Co's fundamentals are relatively healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 56/156 in the Professional & Commercial Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 10.08.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Western Union Co's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
18
analysts
Hold
Current Rating
10.076
Target Price
+11.46%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Western Union Co Highlights
StrengthsRisks
The Western Union Company is a provider of cross-border, cross-currency money movement, payments, and digital financial services, empowering consumers, businesses, financial institutions, and governments. Its segments include Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from its retail agent and owned locations worldwide or through Websites and mobile devices. Its money transfer service is provided through one interconnected global network. This service is available for international cross-border transfers and, in certain countries, intra-country transfers. The Consumer Services segment includes the Company’s bill payment services, money order services, retail foreign exchange services, media network, prepaid cards, lending partnerships, and digital wallets. The Company provides its services primarily through a network of agent locations in more than 200 countries and territories.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 34.68%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 34.68%.
Fairly Valued
The company’s latest PE is 4.06, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 306.09M shares, decreasing 16.24% quarter-over-quarter.
Held by Scotia Canadian Dividend Fund
Star Investor Scotia Canadian Dividend Fund holds 47.06K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-24The current financial score of Western Union Co is 8.00, ranking 43/156 in the Professional & Commercial Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 1.03B, representing a year-over-year decrease of 0.33%, while its net profit experienced a year-over-year decrease of 47.28%.
Score
Financials
6.58
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
8.06
Operational Efficiency
8.36
Growth Potential
8.40
Shareholder Returns
8.59
Western Union Co's Company Valuation
Currency: USD Updated: 2025-12-24The current valuation score of Western Union Co is 7.50, ranking 73/156 in the Professional & Commercial Services industry. Its current P/E ratio is 4.05, which is 105.82% below the recent high of 8.35 and 26.77% above the recent low of 2.97.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 56/156
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-24The current earnings forecast score of Western Union Co is 5.11, ranking 133/156 in the Professional & Commercial Services industry. The average price target for Western Union Co is 10.00, with a high of 16.34 and a low of 7.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
18
analysts
Hold
Current Rating
10.076
Target Price
+11.46%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
75
Total
5
Median
8
Average
Company name
Ratings
Analysts
Western Union Co
WU
18
Block Inc
XYZ
44
PayPal Holdings Inc
PYPL
44
Visa Inc
V
41
Fiserv Inc
FI
35
1
2
3
...
15
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-24The current price momentum score of Western Union Co is 7.35, ranking 72/156 in the Professional & Commercial Services industry. Currently, the stock price is trading between the resistance level at 9.97 and the support level at 8.65, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
9.372
Buy
MA10
9.513
Sell
MA20
9.276
Buy
MA50
8.965
Buy
MA100
8.635
Buy
MA200
8.998
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-24The current institutional shareholding score of Western Union Co is 10.00, ranking 1/156 in the Professional & Commercial Services industry. The latest institutional shareholding proportion is 96.30%, representing a quarter-over-quarter decrease of 5.78%. The largest institutional shareholder is The Vanguard, holding a total of 33.19M shares, representing 10.44% of shares outstanding, with 7.69% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Schroder Investment Management Ltd. (SIM)
State Street Investment Management (US)
Charles Schwab Investment Management, Inc.
AQR Capital Management, LLC
LSV Asset Management
Discerene Group LP
Geode Capital Management, L.L.C.
1
2
Risk Assessment
Currency: USD Updated: 2025-12-24The current risk assessment score of Western Union Co is 7.85, ranking 40/156 in the Professional & Commercial Services industry. The company's beta value is 0.54. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.54
VaR
+2.76%
240-Day Maximum Drawdown
+32.19%
240-Day Volatility
+31.51%
Return
Best Daily Return
60 days
+10.20%
120 days
+10.20%
5 years
+10.20%
Worst Daily Return
60 days
-3.31%
120 days
-4.15%
5 years
-12.57%
Sharpe Ratio
60 days
+1.93
120 days
+0.68
5 years
-0.38
Risk Assessment
Maximum Drawdown
240 days
+32.19%
3 years
+45.43%
5 years
+70.16%
Return-to-Drawdown Ratio
240 days
-0.28
3 years
-0.25
5 years
-0.18
Skewness
240 days
+0.95
3 years
+0.33
5 years
-0.13
Volatility
Realised Volatility
240 days
+31.51%
5 years
+29.79%
Standardised True Range
240 days
+2.72%
5 years
+3.74%
Downside Risk-Adjusted Return
120 days
+146.34%
240 days
+146.34%
Maximum Daily Upside Volatility
60 days
+36.99%
Maximum Daily Downside Volatility
60 days
+25.16%
Liquidity
Average Turnover Rate
60 days
+2.78%
120 days
+2.45%
5 years
--
Turnover Deviation
20 days
+72.77%
60 days
+75.78%
120 days
+54.89%
Peer Comparison
Professional & Commercial Services
Western Union Co
WU
7.40 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Maximus Inc
MMS
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
S&P Global Inc
SPGI
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
McGrath RentCorp
MGRC
8.62 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Waste Connections Inc
WCN
8.61 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Brady Corp
BRC
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Western Union Co?
The TradingKey Stock Score provides a comprehensive assessment of Western Union Co based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Western Union Co’s performance and outlook.
How do we generate the financial health score of Western Union Co?
To generate the financial health score of Western Union Co, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Western Union Co's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Western Union Co.
How do we generate the company valuation score of Western Union Co?
To generate the company valuation score of Western Union Co, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Western Union Co’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Western Union Co’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Western Union Co.
How do we generate the earnings forecast score of Western Union Co?
To calculate the earnings forecast score of Western Union Co, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Western Union Co’s future.
How do we generate the price momentum score of Western Union Co?
When generating the price momentum score for Western Union Co, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Western Union Co’s prices. A higher score indicates a more stable short-term price trend for Western Union Co.
How do we generate the institutional confidence score of Western Union Co?
To generate the institutional confidence score of Western Union Co, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Western Union Co’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Western Union Co.
How do we generate the risk management score of Western Union Co?
To assess the risk management score of Western Union Co, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Western Union Co’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Western Union Co.
