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Wintrust Financial Corp

WTFC

135.080USD

-1.660-1.21%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

9.04BMarket Cap

12.70P/E TTM



Wintrust Financial Corp

135.080

-1.660-1.21%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

19 / 400

Overall Ranking

111 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 13 analysts

Buy

Current Rating

154.077

Target Price

+12.68%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Wintrust Financial Corporation is a financial holding company. The Company provides community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin and northwest Indiana. The Company has three segments: community banking, specialty finance and wealth management. Through its community banking segment, its banks provide community-oriented, personal and commercial banking services to customers located in its market area. Its customers include individuals, small to mid-sized businesses, local governmental units and institutional clients residing primarily in the banks' local service areas. Through its specialty finance segment, it offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. Through its wealth management segment, it offers a full range of wealth management services.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 24.17% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 38.48.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 17.29%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.29%.

Overvalued

The company’s latest PB is 1.42, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 66.39M shares, decreasing 1.43% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 6.84M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 8.71, which is higher than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 623.37M, representing a year-over-year increase of 15.75%, while its net profit experienced a year-over-year increase of 29.67%.

Score

Industry at a Glance

Previous score

8.71

Change



Financials

6.42

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.99

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.16

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 12.73, which is -9.38% below the recent high of 11.54 and 24.72% above the recent low of 9.59.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 19/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

The company’s current earnings forecast score is 8.46, which is higher than the Banking Services industry's average of 7.39. The average price target for Wintrust Financial Corp is 156.00, with a high of 170.00 and a low of 137.00.

Score

Industry at a Glance

Previous score

8.46

Change

Support & Resistance

No Data

Analyst Rating

Based on 13 analysts

Buy

Current Rating

154.077

Target Price

+12.68%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Wintrust Financial Corp

WTFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 8.91, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 143.03 and the support level at 129.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.91

Change

-1.55

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-1.099

Neutral

RSI(14)

52.512

Neutral

STOCH(KDJ)(9,3,3)

43.760

Buy

ATR(14)

2.742

High Vlolatility

CCI(14)

-50.073

Neutral

Williams %R

64.614

Sell

TRIX(12,20)

0.170

Sell

StochRSI(14)

55.135

Sell

Moving Average

Sell(2)

Neutral(0)

Buy(4)

Indicators

Value

Direction

MA5

134.448

Buy

MA10

135.756

Sell

MA20

136.402

Sell

MA50

132.019

Buy

MA100

126.590

Buy

MA200

123.897

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 99.16%, representing a quarter-over-quarter decrease of 1.13%. The largest institutional shareholder is The Vanguard, holding a total of 6.84M shares, representing 10.21% of shares outstanding, with 1.41% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

6.83M

-0.93%

BlackRock Institutional Trust Company, N.A.

5.65M

+0.07%

Fidelity Management & Research Company LLC

4.28M

+5.59%

Dimensional Fund Advisors, L.P.

2.84M

-4.40%

State Street Global Advisors (US)

2.88M

-1.61%

First Trust Advisors L.P.

2.00M

+58.16%

EARNEST Partners, LLC

1.41M

+7.43%

Capital International Investors

1.59M

-10.98%

Principal Global Investors (Equity)

1.21M

-6.85%

Geode Capital Management, L.L.C.

1.22M

+4.80%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.15, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.84. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.