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Wintrust Financial Corp

WTFC
128.800USD
0.000
Close 11/03, 16:00ETQuotes delayed by 15 min
8.62BMarket Cap
11.69P/E TTM

Wintrust Financial Corp

128.800
0.000
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Wintrust Financial Corp

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Wintrust Financial Corp's Score

Industry at a Glance

Industry Ranking
5 / 408
Overall Ranking
26 / 4617
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 14 analysts
Buy
Current Rating
156.714
Target Price
+20.53%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Wintrust Financial Corp Highlights

StrengthsRisks
Wintrust Financial Corporation is a financial holding company. The Company provides community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin and northwest Indiana. The Company has three segments: community banking, specialty finance and wealth management. Through its community banking segment, its banks provide community-oriented, personal and commercial banking services to customers located in its market area. Its customers include individuals, small to mid-sized businesses, local governmental units and institutional clients residing primarily in the banks' local service areas. Through its specialty finance segment, it offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. Through its wealth management segment, it offers a full range of wealth management services.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 24.17% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 2.24B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 17.29%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.29%.
Overvalued
The company’s latest PB is 1.30, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 67.47M shares, decreasing 1.64% quarter-over-quarter.
Held by Keeley-Teton Advisors, LLC
Star Investor Keeley-Teton Advisors, LLC holds 66.94K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 9.26, which is higher than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 649.77M, representing a year-over-year increase of 14.70%, while its net profit experienced a year-over-year increase of 15.89%.

Score

Industry at a Glance

Previous score
9.26
Change
0

Financials

7.00

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

9.71

Shareholder Returns

9.59

Wintrust Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 7.96, which is higher than the Banking Services industry's average of 7.67. Its current P/E ratio is 11.65, which is 22.65% below the recent high of 14.29 and 41.28% above the recent low of 6.84.

Score

Industry at a Glance

Previous score
7.96
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 5/408
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 8.43, which is higher than the Banking Services industry's average of 7.41. The average price target for Wintrust Financial Corp is 158.00, with a high of 175.00 and a low of 140.00.

Score

Industry at a Glance

Previous score
8.43
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 14 analysts
Buy
Current Rating
156.714
Target Price
+20.53%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
Wintrust Financial Corp
WTFC
14
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
JPMorgan Chase & Co
JPM
26
US Bancorp
USB
25
Zions Bancorporation NA
ZION
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 7.26, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 135.33 and the support level at 120.94, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.81
Change
-1.55

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.810
Neutral
RSI(14)
49.080
Neutral
STOCH(KDJ)(9,3,3)
54.284
Sell
ATR(14)
4.286
Low Volatility
CCI(14)
33.742
Neutral
Williams %R
30.202
Buy
TRIX(12,20)
-0.125
Sell
StochRSI(14)
51.523
Buy
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
128.688
Buy
MA10
128.535
Buy
MA20
128.163
Buy
MA50
132.271
Sell
MA100
129.906
Sell
MA200
123.921
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 100.76%, representing a quarter-over-quarter increase of 1.62%. The largest institutional shareholder is The Vanguard, holding a total of 6.84M shares, representing 10.21% of shares outstanding, with 1.43% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
6.84M
+0.20%
BlackRock Institutional Trust Company, N.A.
5.55M
-1.75%
Fidelity Management & Research Company LLC
4.41M
+3.19%
Dimensional Fund Advisors, L.P.
2.79M
-1.58%
State Street Investment Management (US)
2.70M
-6.05%
First Trust Advisors L.P.
1.89M
-5.44%
EARNEST Partners, LLC
1.43M
+1.64%
Capital International Investors
1.37M
-14.00%
Capital World Investors
1.37M
-14.00%
Principal Global Investors (Equity)
1.23M
+1.07%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 8.99, which is higher than the Banking Services industry's average of 6.60. The company's beta value is 0.90. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
8.99
Change
0
Beta vs S&P 500 index
0.90
VaR
+3.25%
240-Day Maximum Drawdown
+31.29%
240-Day Volatility
+34.87%

Return

Best Daily Return
60 days
+4.13%
120 days
+4.13%
5 years
+14.14%
Worst Daily Return
60 days
-6.10%
120 days
-6.10%
5 years
-12.80%
Sharpe Ratio
60 days
+0.84
120 days
+0.58
5 years
+0.64

Risk Assessment

Maximum Drawdown
240 days
+31.29%
3 years
+36.52%
5 years
+42.20%
Return-to-Drawdown Ratio
240 days
-0.07
3 years
+0.54
5 years
+0.46
Skewness
240 days
-0.88
3 years
+0.06
5 years
-0.00

Volatility

Realised Volatility
240 days
+34.87%
5 years
+35.47%
Standardised True Range
240 days
+2.68%
5 years
+2.13%
Downside Risk-Adjusted Return
120 days
+85.82%
240 days
+85.82%
Maximum Daily Upside Volatility
60 days
+18.80%
Maximum Daily Downside Volatility
60 days
+19.71%

Liquidity

Average Turnover Rate
60 days
+0.62%
120 days
+0.66%
5 years
--
Turnover Deviation
20 days
-11.88%
60 days
-3.55%
120 days
+2.76%

Peer Comparison

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Wintrust Financial Corp
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WTFC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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AerCap Holdings NV
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8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.61 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.56 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Hanmi Financial Corp
Hanmi Financial Corp
HAFC
8.51 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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