









Markets
/
Stocks
/
nasdaq-wrld
/

World Acceptance Corp

WRLD

175.130USD

+7.300+4.35%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

953.28MMarket Cap

11.75P/E TTM



World Acceptance Corp

175.130

+7.300+4.35%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

91 / 400

Overall Ranking

202 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Hold

Current Rating

157.500

Target Price

-6.41%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

World Acceptance Corporation is a people-focused finance company that provides personal instalment loan solutions and personal tax preparation and filing services. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company, as an agent for an unaffiliated insurance company, markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans in selected states where the sale of such insurance is permitted by law. It offers automobile club memberships to its borrowers in Alabama, Georgia, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, South Carolina, Utah and Wisconsin, as an agent for an unaffiliated automobile club. The Company operates more than 1,000 community-based branches across 16 states.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 322.67.

Overvalued

The company’s latest PB is 2.04, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 5.78M shares, increasing 6.04% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 305.82K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.19.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 7.87, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 132.45M, representing a year-over-year increase of 2.26%, while its net profit experienced a year-over-year increase of 86.49%.

Score

Industry at a Glance

Previous score

7.87

Change



Financials

8.15

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

8.74

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.57

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.89

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 11.20, which is 74.92% below the recent high of 19.60 and 15.86% above the recent low of 9.43.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 91/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for World Acceptance Corp is 157.50, with a high of 165.00 and a low of 150.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Hold

Current Rating

157.500

Target Price

-6.16%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

World Acceptance Corp

WRLD

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 6.20, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 176.49 and the support level at 158.76, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.25

Change

-1.05

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.521

Neutral

RSI(14)

58.127

Neutral

STOCH(KDJ)(9,3,3)

60.099

Buy

ATR(14)

4.902

High Vlolatility

CCI(14)

93.073

Neutral

Williams %R

8.546

Overbought

TRIX(12,20)

0.086

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

169.110

Buy

MA10

169.843

Buy

MA20

170.761

Buy

MA50

166.621

Buy

MA100

159.787

Buy

MA200

142.953

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 103.94%, representing a quarter-over-quarter increase of 11.57%. The largest institutional shareholder is The Vanguard, holding a total of 305.82K shares, representing 5.62% of shares outstanding, with 5.38% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Prescott General Partners LLC

1.87M

BlackRock Institutional Trust Company, N.A.

496.85K

-1.27%

The Vanguard Group, Inc.

Star Investors

348.65K

+2.18%

Dimensional Fund Advisors, L.P.

259.02K

-5.25%

State Street Global Advisors (US)

135.54K

-5.50%

UBS Financial Services, Inc.

62.64K

-25.31%

Prashad (Ravin Chad)

169.10K

+19.84%

Geode Capital Management, L.L.C.

79.98K

+0.86%

American Century Investment Management, Inc.

62.02K

+16.99%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.56, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 1.36. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.