World Acceptance Corp

WRLD

123.090USD

+4.390+3.70%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

World Acceptance Corp's Score

Industry at a Glance

Industry Ranking

146 / 397

Overall Ranking

220 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

World Acceptance Corp Highlights

StrengthsRisks

World Acceptance Corporation is a people-focused finance company that provides personal installment loan solutions and personal tax preparation and filing services. The Company generally serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company, as an agent for an unaffiliated insurance company, markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans in selected states where the sale of such insurance is permitted by law. It offers automobile club memberships to its borrowers in Alabama, Georgia, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, South Carolina, Utah and Wisconsin, as an agent for an unaffiliated automobile club. The Company operates approximately 1,000 community-based branches across 16 states.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 564.84M.

Fairly Valued

The company’s latest PB is 1.68, at a medium 3-year percentile range.

Held by Chuck Royce

Star Investor Chuck Royce holds 15.53K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.19.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

150.000

Target Price

+26.37%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of World Acceptance Corp is 5.47, ranking 318 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 141.25M, representing a year-over-year increase of 1.89%, while its net profit experienced a year-over-year increase of 106.81%.

Score

Industry at a Glance

Previous score

5.47

Change

0



Financials

8.59

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.38

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

5.26

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

4.73

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.38

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of World Acceptance Corp is 7.95, ranking 166 out of 397 in the Banking Services industry. Its current P/E ratio is 15.55, which is 184.76% below the recent high of 44.28 and 56.24% above the recent low of 6.80.

Score

Industry at a Glance

Previous score

7.95

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 146/397

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of World Acceptance Corp is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 156.00, with a high of 162.00 and a low of 150.00.

Score

Industry at a Glance

Previous score

6.00

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of World Acceptance Corp is 7.16, ranking 326 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 145.52 and the support level at 105.33, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.98

Change

0.18

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of World Acceptance Corp is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 90.54%, representing a quarter-over-quarter increase of 4.37%. The largest institutional shareholder is The Vanguard, holding a total of 295.37K shares, representing 6.15% of shares outstanding, with 6.33% decrease in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Prescott General Partners LLC

1.51M

-17.90%

Smith (Thomas W)

610.89K

-2.76%

BlackRock Institutional Trust Company, N.A.

419.65K

-8.69%

The Vanguard Group, Inc.

Star Investors

304.49K

-0.43%

Dimensional Fund Advisors, L.P.

242.53K

-4.64%

State Street Investment Management (US)

123.82K

-6.67%

American Century Investment Management, Inc.

85.62K

+14.20%

Geode Capital Management, L.L.C.

85.12K

+0.32%

Prashad (Ravin Chad)

75.57K

-16.20%

Charles Schwab Investment Management, Inc.

65.88K

+14.39%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of World Acceptance Corp is 5.23, ranking 278 out of 397 in the Banking Services industry. The company's beta value is 1.22. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. World Acceptance Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

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