tradingkey.logo

Wells Fargo & Co

WFC
89.830USD
-0.400-0.44%
Close 12/05, 16:00ETQuotes delayed by 15 min
282.87BMarket Cap
14.16P/E TTM

Wells Fargo & Co

89.830
-0.400-0.44%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Wells Fargo & Co

Currency: USD Updated: 2025-12-05

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Wells Fargo & Co's Score

Industry at a Glance

Industry Ranking
97 / 404
Overall Ranking
147 / 4582
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Analyst Rating

Based on 26 analysts
Buy
Current Rating
93.977
Target Price
+4.62%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Wells Fargo & Co Highlights

StrengthsRisks

Wells Fargo & Company is an American multinational financial services corporation with a significant global footprint. Operating in 35 countries, the company serves over 70 million clients worldwide. Recognized as a systemically important financial institution by the Financial Stability Board, it is considered one of the "Big Four Banks" in the United States, alongside JPMorgan Chase, Bank of America, and Citigroup.

The primary subsidiary of the company is Wells Fargo Bank, N.A., a national bank that designates its main office at its Sioux Falls, South Dakota location. It ranks as the fourth-largest bank in the United States by total assets and also stands out as one of the largest banks based on deposits and market capitalization. With a network of 8,050 branches and 13,000 automated teller machines, as well as 2,000 stand-alone mortgage branches, it is the second-largest retail mortgage originator in the U.S., responsible for originating one out of every four home loans, and services $1.8 trillion in home mortgages, making it one of the largest servicing portfolios in the nation. Additionally, it is recognized as one of the most valuable banking brands, ranking 47th on the Fortune 500 list of the largest U.S. companies.

Beyond traditional banking, Wells Fargo offers equipment financing through subsidiaries like Wells Fargo Rail and provides investment management and brokerage services. A core aspect of Wells Fargo's business approach is cross-selling, which involves encouraging existing customers to acquire additional banking services. This strategy led to the infamous Wells Fargo cross-selling scandal.

The company maintains international offices in cities including London, Dublin, Paris, Milan, Dubai, Singapore, Tokyo, Shanghai, Beijing, and Toronto, among others. Its back-office operations are located in India and the Philippines, employing more than 20,000 staff. Notably, Wells Fargo is the first major national U.S. bank to successfully undergo a unionization effort. As of 2024, 20 branch locations have joined Wells Fargo Workers United-CWA, a division of the Communications Workers of America, within less than a year.

Wells Fargo operates under Charter No. 1, the first national bank charter issued in the United States, which was granted to the First National Bank of Philadelphia on June 20, 1863, by the Office of the Comptroller of the Currency. The current entity known as Wells Fargo is the result of a merger between the original Wells Fargo & Company and Norwest Corporation, based in Minneapolis, in 1998. Following the merger, the combined company adopted the more recognizable Wells Fargo name and relocated to the Wells Fargo headquarters in San Francisco. At that time, Norwest’s banking subsidiary merged with Wells Fargo’s Sioux Falls-based banking unit, allowing Wells Fargo to become a coast-to-coast bank with the acquisition of Wachovia, based in Charlotte, in 2008.

Industry Leader
The company's revenue leads the industry, with the latest annual revenue totaling USD 80.86B.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 80.86B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 28.18%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 28.18%.
Overvalued
The company’s latest PB is 1.72, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 2.54B shares, decreasing 1.95% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 1.26K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.19.

Financial Health

Currency: USD Updated: 2025-12-05

The company's current financial score is 4.21, which is lower than the Banking Services industry's average of 7.06. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 21.09B, representing a year-over-year increase of 4.11%, while its net profit experienced a year-over-year increase of 10.08%.

Score

Industry at a Glance

Previous score
4.21
Change
0

Financials

5.44

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

2.42

Operational Efficiency

2.57

Growth Potential

5.52

Shareholder Returns

5.09

Wells Fargo & Co's Company Valuation

Currency: USD Updated: 2025-12-05

The company’s current valuation score is 8.94, which is higher than the Banking Services industry's average of 7.68. Its current P/E ratio is 14.63, which is 8.65% below the recent high of 15.89 and 44.37% above the recent low of 8.14.

Score

Industry at a Glance

Previous score
8.94
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 97/404
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2025-12-05

The company’s current earnings forecast score is 7.54, which is higher than the Banking Services industry's average of 7.43. The average price target for Wells Fargo & Co is 94.50, with a high of 101.00 and a low of 79.50.

Score

Industry at a Glance

Previous score
7.54
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 26 analysts
Buy
Current Rating
93.977
Target Price
+4.62%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

297
Total
4
Median
5
Average
Company name
Ratings
Analysts
Wells Fargo & Co
WFC
26
Bank of America Corp
BAC
26
JPMorgan Chase & Co
JPM
26
Zions Bancorporation NA
ZION
25
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
60

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-12-05

The company’s current price momentum score is 9.43, which is higher than the Banking Services industry's average of 8.68. Sideways: Currently, the stock price is trading between the resistance level at 93.61 and the support level at 83.55, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.57
Change
-0.14

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
1.135
Buy
RSI(14)
67.329
Neutral
STOCH(KDJ)(9,3,3)
89.632
Overbought
ATR(14)
1.990
Low Volatility
CCI(14)
167.830
Buy
Williams %R
12.724
Overbought
TRIX(12,20)
0.087
Sell
StochRSI(14)
86.852
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
88.222
Buy
MA10
86.539
Buy
MA20
85.678
Buy
MA50
84.624
Buy
MA100
82.673
Buy
MA200
78.035
Buy

Institutional Confidence

Currency: USD Updated: 2025-12-05

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.28. The latest institutional shareholding proportion is 80.86%, representing a quarter-over-quarter increase of 0.94%. The largest institutional shareholder is The Vanguard, holding a total of 297.12M shares, representing 9.46% of shares outstanding, with 2.88% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
300.71M
+0.44%
Fidelity Management & Research Company LLC
169.16M
-2.13%
BlackRock Institutional Trust Company, N.A.
148.38M
-3.99%
State Street Investment Management (US)
139.28M
-1.77%
JP Morgan Asset Management
97.70M
+3.96%
Wellington Management Company, LLP
74.70M
+5.26%
Geode Capital Management, L.L.C.
73.66M
+0.18%
Norges Bank Investment Management (NBIM)
49.81M
+3.95%
State Farm Insurance Companies
43.13M
-0.39%
50.75M
-11.94%
1
2

Risk Assessment

Currency: USD Updated: 2025-12-05

The company’s current risk assessment score is 9.21, which is higher than the Banking Services industry's average of 6.43. The company's beta value is 1.12. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.

Score

Industry at a Glance

Previous score
9.21
Change
0
Beta vs S&P 500 index
1.09
VaR
+2.85%
240-Day Maximum Drawdown
+25.10%
240-Day Volatility
+32.00%

Return

Best Daily Return
60 days
+7.15%
120 days
+7.15%
5 years
+13.11%
Worst Daily Return
60 days
-3.52%
120 days
-5.48%
5 years
-9.12%
Sharpe Ratio
60 days
+1.94
120 days
+1.91
5 years
+0.82

Risk Assessment

Maximum Drawdown
240 days
+25.10%
3 years
+25.30%
5 years
+38.66%
Return-to-Drawdown Ratio
240 days
+1.21
3 years
+1.35
5 years
+0.77
Skewness
240 days
-0.58
3 years
+0.21
5 years
+0.13

Volatility

Realised Volatility
240 days
+32.00%
5 years
+31.60%
Standardised True Range
240 days
+2.17%
5 years
+1.56%
Downside Risk-Adjusted Return
120 days
+264.93%
240 days
+264.93%
Maximum Daily Upside Volatility
60 days
+20.83%
Maximum Daily Downside Volatility
60 days
+16.86%

Liquidity

Average Turnover Rate
60 days
+0.52%
120 days
+0.53%
5 years
--
Turnover Deviation
20 days
-18.64%
60 days
+1.77%
120 days
+4.64%

Peer Comparison

Banking Services
Wells Fargo & Co
Wells Fargo & Co
WFC
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.93 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
8.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more

FAQs

How does TradingKey generate the Stock Score of Wells Fargo & Co?

The TradingKey Stock Score provides a comprehensive assessment of Wells Fargo & Co based on 34 indicators derived from over 100 underlying data points.
These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Wells Fargo & Co’s performance and outlook.

How do we generate the financial health score of Wells Fargo & Co?

To generate the financial health score of Wells Fargo & Co, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns.
By integrating these comprehensive data, the financial health score not only reflects Wells Fargo & Co's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Wells Fargo & Co.

How do we generate the company valuation score of Wells Fargo & Co?

To generate the company valuation score of Wells Fargo & Co, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Wells Fargo & Co’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value.
By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Wells Fargo & Co’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Wells Fargo & Co.

How do we generate the earnings forecast score of Wells Fargo & Co?

To calculate the earnings forecast score of Wells Fargo & Co, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:
Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.
Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.
By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.
Comparing these indicators against peers provides context for the stock’s performance and helps anchor more realistic expectations.
These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Wells Fargo & Co’s future.

How do we generate the price momentum score of Wells Fargo & Co?

When generating the price momentum score for Wells Fargo & Co, we examine momentum indicators including support and resistance levels as well as volume metrics.
Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.
This comprehensive approach can reflect market sentiment and enable rational forecasts of Wells Fargo & Co’s prices. A higher score indicates a more stable short-term price trend for Wells Fargo & Co.

How do we generate the institutional confidence score of Wells Fargo & Co?

To generate the institutional confidence score of Wells Fargo & Co, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Wells Fargo & Co’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Wells Fargo & Co.

How do we generate the risk management score of Wells Fargo & Co?

To assess the risk management score of Wells Fargo & Co, we examine multiple key indicators related to returns, risk, volatility, and liquidity.
The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.
These indicators together provide a multi-dimensional understanding of Wells Fargo & Co’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Wells Fargo & Co.
KeyAI