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Waterdrop Inc

WDH

1.590USD

-0.040-2.45%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

447.54MMarket Cap

7.07P/E TTM



Waterdrop Inc

1.590

-0.040-2.45%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Waterdrop Inc

Currency: USD Updated: 2026-03-27

Key Insights

Waterdrop Inc's fundamentals are relatively very weak, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 69 out of 117 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Strong Buy, with the highest price target at 2.22.In the medium term, the stock price is expected to trend down.Despite a weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Waterdrop Inc's Score

Industry at a Glance

Industry Ranking

69 / 117

Overall Ranking

270 / 4542

Industry

Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Waterdrop Inc Highlights

StrengthsRisks

Waterdrop Inc is an insurance company. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Company’s main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The insurance marketplace business is collaborated with insurance carriers to offer health and life insurance products to ensure a smooth and friendly user experience throughout the process from underwriting to claim services. The medical crowdfunding business is enabled people with significant medical costs need to seek help from caring hearts through technology. Patients or their relatives or friends can initiate crowdfunding campaigns on the platform and share campaign information through social networks. Mutual aid business operates the Waterdrop Mutual Aid platform enabled participants to help one another to ease their medical cost burden.

Undervalued

The company’s latest PE is 7.07, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 17.62M shares, increasing 4.82% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 114.33K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.02.

Analyst Rating

Based on 3 analysts

Strong Buy

Current Rating

2.233

Target Price

+37.01%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Waterdrop Inc is 3.89, ranking 114 out of 117 in the Insurance industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 204.77M, representing a year-over-year decrease of 70.19%, while its net profit experienced a year-over-year decrease of 77.76%.

Score

Industry at a Glance

Previous score

3.89

Change



Financials

1.06

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

4.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

4.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

5.37

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

5.00

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Waterdrop Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Waterdrop Inc is 8.15, ranking 32 out of 117 in the Insurance industry. Its current P/E ratio is 7.07, which is 1575.30% below the recent high of 118.37 and 12.47% above the recent low of 6.18.

Score

Industry at a Glance

Previous score

8.15

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 69/117

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Waterdrop Inc is 9.33, ranking 5 out of 117 in the Insurance industry. The average price target is 2.20, with a high of 2.91 and a low of 1.35.

Score

Industry at a Glance

Previous score

9.33

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts

Strong Buy

Current Rating

2.233

Target Price

+37.01%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Waterdrop Inc

WDH

Chubb Ltd

Hartford Insurance Group Inc

HIG

Marsh & McLennan Ord Shs

MRSH

Aon PLC

AON

Arthur J. Gallagher & Co.

AJG

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Waterdrop Inc is 6.28, ranking 103 out of 117 in the Insurance industry. Currently, the stock price is trading between the resistance level at 1.75 and the support level at 1.50, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.37

Change

-0.09

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(1)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

-0.021

Sell

RSI(14)

30.634

Neutral

STOCH(KDJ)(9,3,3)

13.114

Oversold

ATR(14)

0.065

High Vlolatility

CCI(14)

-119.254

Sell

Williams %R

95.238

Oversold

TRIX(12,20)

-0.352

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

1.636

Sell

MA10

1.657

Sell

MA20

1.709

Sell

MA50

1.749

Sell

MA100

1.763

Sell

MA200

1.740

Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Waterdrop Inc is 3.00, ranking 89 out of 117 in the Insurance industry. The latest institutional shareholding proportion is 6.26%, representing a quarter-over-quarter increase of 13.11%. The largest institutional shareholder is Invesco, holding a total of 114.33K shares, representing 0.04% of shares outstanding, with 1.00% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

IDG Capital Partners

5.73M

Boyu Capital Investment Management Limited

3.65M

Morgan Stanley & Co. LLC

3.62M

+6.95%

Tencent Holdings Ltd

2.50M

Baader Bank AG

1.63M

-1.66%

Avenir Tech Ltd

859.20K

Acadian Asset Management LLC

258.59K

+1371.35%

Marshall Wace LLP

368.13K

+1849.85%

Pyfore Capital GmbH

351.75K

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Waterdrop Inc is 3.71, ranking 65 out of 117 in the Insurance industry. The company's beta value is -0.23. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.