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Westamerica Bancorp

WABC

50.080USD

+1.620+3.34%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

1.28BMarket Cap

10.10P/E TTM



Westamerica Bancorp

50.080

+1.620+3.34%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

148 / 400

Overall Ranking

268 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Hold

Current Rating

54.000

Target Price

+12.36%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Westamerica Bancorporation is a bank holding company. The Company provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns Community Banker Services Corporation, a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. The Bank is engaged in the banking business through 77 branch offices in 20 counties in Northern and Central California. It owns 28 banking office locations and one centralized administrative service center facility and leases 55 facilities.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.87%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.87%.

Undervalued

The company’s latest PB is 1.35, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 22.41M shares, decreasing 5.06% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 3.19M shares of this stock.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 5.89, which is lower than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 61.19M, representing a year-over-year decrease of 13.77%, while its net profit experienced a year-over-year decrease of 18.04%.

Score

Industry at a Glance

Previous score

5.89

Change



Financials

9.17

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.39

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.91

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.71

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.27

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.23, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 10.12, which is -1.45% below the recent high of 9.97 and 19.77% above the recent low of 8.12.

Score

Industry at a Glance

Previous score

1.24

Change

-0.01

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 148/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for Westamerica Bancorp is 54.00, with a high of 54.00 and a low of 54.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Hold

Current Rating

54.000

Target Price

+11.43%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Westamerica Bancorp

WABC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 6.80, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 50.51 and the support level at 46.89, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.58

Change

0.22

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.371

Sell

RSI(14)

44.175

Neutral

STOCH(KDJ)(9,3,3)

24.383

Neutral

ATR(14)

1.008

High Vlolatility

CCI(14)

-68.324

Neutral

Williams %R

68.129

Sell

TRIX(12,20)

-0.021

Sell

StochRSI(14)

32.152

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

48.624

Buy

MA10

49.026

Buy

MA20

49.430

Buy

MA50

49.363

Buy

MA100

49.064

Buy

MA200

50.058

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 88.02%, representing a quarter-over-quarter increase of 1.90%. The largest institutional shareholder is The Vanguard, holding a total of 3.19M shares, representing 12.53% of shares outstanding, with 4.29% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.62M

-1.18%

The Vanguard Group, Inc.

Star Investors

3.44M

-1.68%

American Century Investment Management, Inc.

1.85M

+4.93%

State Street Global Advisors (US)

1.23M

-9.39%

Payne (David L)

1.13M

Dimensional Fund Advisors, L.P.

885.08K

+1.12%

Geode Capital Management, L.L.C.

790.16K

+4.92%

Palisade Capital Management, LLC

395.82K

-3.99%

Nuveen LLC

331.37K

-0.23%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.62, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.