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Westamerica Bancorp

WABC

52.480USD

+0.160+0.31%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

1.29BMarket Cap

11.60P/E TTM



Westamerica Bancorp

52.480

+0.160+0.31%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Westamerica Bancorp

Currency: USD Updated: 2026-02-06

Key Insights

Westamerica Bancorp's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 42 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 55.00.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Westamerica Bancorp's Score

Industry at a Glance

Industry Ranking

42 / 397

Overall Ranking

85 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Westamerica Bancorp Highlights

StrengthsRisks

Westamerica Bancorporation is a bank holding company. The Company provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns Community Banker Services Corporation, a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. It provides a range of loans, including commercial loans, commercial real estate loans, residential real estate loans, and others. It owns a no. of banking office locations and one centralized administrative service center facility.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.87%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.87%.

Undervalued

The company’s latest PB is 1.38, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 20.14M shares, decreasing 10.86% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 8.48K shares of this stock.

Analyst Rating

Based on 2 analysts

Hold

Current Rating

55.000

Target Price

+5.12%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Westamerica Bancorp is 8.58, ranking 89 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 59.90M, representing a year-over-year decrease of 9.61%, while its net profit experienced a year-over-year decrease of 12.28%.

Score

Industry at a Glance

Previous score

8.58

Change



Financials

9.03

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

7.13

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

9.88

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.16

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.72

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Westamerica Bancorp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Westamerica Bancorp is 8.95, ranking 18 out of 397 in the Banking Services industry. Its current P/E ratio is 11.60, which is 10.86% below the recent high of 12.86 and 42.78% above the recent low of 6.64.

Score

Industry at a Glance

Previous score

8.95

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 42/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Westamerica Bancorp is 6.00, ranking 272 out of 397 in the Banking Services industry. The average price target is 53.00, with a high of 53.00 and a low of 53.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts

Hold

Current Rating

55.000

Target Price

+6.78%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Westamerica Bancorp

WABC

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

US Bancorp

USB

Bank of America Corp

BAC

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Westamerica Bancorp is 8.97, ranking 248 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 54.56 and the support level at 49.20, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.08

Change

-0.11

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.409

Buy

RSI(14)

67.539

Neutral

STOCH(KDJ)(9,3,3)

78.324

Buy

ATR(14)

1.301

High Vlolatility

CCI(14)

174.979

Buy

Williams %R

19.887

Overbought

TRIX(12,20)

0.204

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

51.718

Buy

MA10

50.954

Buy

MA20

50.326

Buy

MA50

49.382

Buy

MA100

48.616

Buy

MA200

48.838

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Westamerica Bancorp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 81.78%, representing a quarter-over-quarter increase of 0.12%. The largest institutional shareholder is The Vanguard, holding a total of 3.16M shares, representing 12.84% of shares outstanding, with 2.21% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.29M

-3.50%

The Vanguard Group, Inc.

Star Investors

3.18M

-0.41%

American Century Investment Management, Inc.

1.77M

-12.10%

State Street Investment Management (US)

1.23M

-3.94%

Payne (David L)

1.13M

Dimensional Fund Advisors, L.P.

894.19K

+0.73%

Geode Capital Management, L.L.C.

624.60K

-20.90%

Millennium Management LLC

399.20K

+101.30%

Palisade Capital Management, LLC

369.18K

-3.23%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Westamerica Bancorp is 8.84, ranking 51 out of 397 in the Banking Services industry. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.