Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.563
Sell
RSI(14)
31.096
Neutral
STOCH(KDJ)(9,3,3)
12.541
Oversold
ATR(14)
0.648
High Vlolatility
CCI(14)
-113.839
Sell
Williams %R
90.725
Oversold
TRIX(12,20)
-0.250
Sell
StochRSI(14)
1.381
Sell
Search
Velocity Financial Inc
VELAdd to Watchlist
16.970USD
-0.360-2.08%
Close 05/15, 16:00（ET）Quotes delayed by 15 min
666.16MMarket Cap
5.99P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Velocity Financial Inc
Currency: USD Updated: 2026-05-15Key Insights
Velocity Financial Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 101 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 22.17.In the medium term, the stock price is expected to trend down.Despite a weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Velocity Financial Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
Velocity Financial Inc Highlights
StrengthsRisks
Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 82.14% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 525.39M.
Undervalued
The company’s latest PB is 0.96, at a low 3-year percentile range.
Institutional Buying
The latest institutional holdings are 39.29M shares, increasing 1.19% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 1.04K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.19.
Analyst Rating
Based on
3
analysts
Buy
Current Rating
22.167
Target Price
+28.13%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-05-15The current financial score of Velocity Financial Inc is 5.36, ranking 317 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 142.13M, representing a year-over-year increase of 29.77%, while its net profit experienced a year-over-year increase of 18.21%.
Score
Financials
5.68
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
4.98
Operational Efficiency
4.97
Growth Potential
4.84
Shareholder Returns
6.34
Velocity Financial Inc's Company Valuation
Currency: USD Updated: 2026-05-15The current valuation score of Velocity Financial Inc is 8.23, ranking 122 out of 394 in the Banking Services industry. Its current P/E ratio is 5.99, which is 123.15% below the recent high of 13.37 and 0.00% above the recent low of 5.99.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 101/394
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-05-15The current earnings forecast score of Velocity Financial Inc is 7.33, ranking 153 out of 394 in the Banking Services industry. The average price target is 22.00, with a high of 23.00 and a low of 20.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
3
analysts
Buy
Current Rating
22.167
Target Price
+28.13%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
Velocity Financial Inc
VEL
3
American Express Co
AXP
31
Capital One Financial Corp
COF
24
SoFi Technologies Inc
SOFI
24
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
18
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-05-15The current price momentum score of Velocity Financial Inc is 6.57, ranking 298 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 19.16 and the support level at 15.71, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
17.238
Sell
MA10
18.075
Sell
MA20
18.773
Sell
MA50
18.424
Sell
MA100
18.925
Sell
MA200
18.744
Sell
Institutional Confidence
Currency: USD Updated: 2026-05-15Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Risk Assessment
Currency: USD Updated: 2026-05-15The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Velocity Financial Inc is 6.20, ranking 239 out of 394 in the Banking Services industry. The company's beta value is 0.74. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
0.73
VaR
+3.49%
240-Day Maximum Drawdown
+18.26%
240-Day Volatility
+31.23%
Return
Best Daily Return
60 days
+3.97%
120 days
+6.52%
5 years
+25.81%
Worst Daily Return
60 days
-6.54%
120 days
-6.54%
5 years
-14.05%
Sharpe Ratio
60 days
-1.95
120 days
-0.40
5 years
+0.40
Risk Assessment
Maximum Drawdown
240 days
+18.26%
3 years
+25.60%
5 years
+42.12%
Return-to-Drawdown Ratio
240 days
+0.06
3 years
+0.57
5 years
+0.20
Skewness
240 days
+0.49
3 years
+2.08
5 years
+1.55
Volatility
Realised Volatility
240 days
+31.23%
5 years
+48.39%
Standardised True Range
240 days
+2.89%
5 years
+3.09%
Downside Risk-Adjusted Return
120 days
-53.58%
240 days
-53.58%
Maximum Daily Upside Volatility
60 days
+22.23%
Maximum Daily Downside Volatility
60 days
+27.36%
Liquidity
Average Turnover Rate
60 days
+0.27%
120 days
+0.28%
5 years
--
Turnover Deviation
20 days
-20.36%
60 days
+11.98%
120 days
+14.31%
Peer Comparison
Banking Services
Velocity Financial Inc
VEL
6.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
RY
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
PB
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
SYF
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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