









Markets
/
Stocks
/
nasdaq-vel
/

Velocity Financial Inc

VEL

20.490USD

-0.120-0.58%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

797.06MMarket Cap

8.10P/E TTM



Velocity Financial Inc

20.490

-0.120-0.58%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Velocity Financial Inc

Currency: USD Updated: 2026-02-06

Key Insights

Velocity Financial Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 94 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 21.67.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Velocity Financial Inc's Score

Industry at a Glance

Industry Ranking

94 / 397

Overall Ranking

150 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Velocity Financial Inc Highlights

StrengthsRisks

Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 59.47% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 375.00M.

Overvalued

The company’s latest PB is 1.26, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 37.73M shares, decreasing 0.33% quarter-over-quarter.

Held by PRFDX

Star Investor PRFDX holds 1.05K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.76.

Analyst Rating

Based on 3 analysts

Buy

Current Rating

21.667

Target Price

+5.59%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Velocity Financial Inc is 5.35, ranking 328 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 39.47M, representing a year-over-year decrease of 59.94%, while its net profit experienced a year-over-year decrease of 60.27%.

Score

Industry at a Glance

Previous score

5.35

Change



Financials

5.44

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

4.95

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

4.97

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

5.09

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.33

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Velocity Financial Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Velocity Financial Inc is 8.23, ranking 125 out of 397 in the Banking Services industry. Its current P/E ratio is 8.10, which is 65.18% below the recent high of 13.37 and 17.19% above the recent low of 6.71.

Score

Industry at a Glance

Previous score

8.23

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 94/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Velocity Financial Inc is 7.33, ranking 154 out of 397 in the Banking Services industry. The average price target is 22.00, with a high of 23.00 and a low of 20.00.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts

Buy

Current Rating

21.667

Target Price

+5.59%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Velocity Financial Inc

VEL

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

SoFi Technologies Inc

SOFI

Ally Financial Inc

ALLY

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Velocity Financial Inc is 8.81, ranking 267 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 21.55 and the support level at 18.89, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.02

Change

-0.21

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.141

Buy

RSI(14)

59.723

Neutral

STOCH(KDJ)(9,3,3)

67.319

Neutral

ATR(14)

0.575

High Vlolatility

CCI(14)

88.177

Neutral

Williams %R

25.248

Buy

TRIX(12,20)

0.280

Sell

StochRSI(14)

40.839

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

20.480

Buy

MA10

20.387

Buy

MA20

19.802

Buy

MA50

19.511

Buy

MA100

18.945

Buy

MA200

18.410

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Velocity Financial Inc is 10.00, ranking 1 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 96.98%, representing a quarter-over-quarter decrease of 0.72%. The largest institutional shareholder is The Vanguard, holding a total of 554.57K shares, representing 1.43% of shares outstanding, with 12.14% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Snow Phipps Group, LLC

13.35M

PIMCO (US)

12.64M

Beach Point Capital Management, LP

5.38M

+1.44%

BlackRock Institutional Trust Company, N.A.

893.60K

-11.32%

Farrar (Christopher D.)

680.40K

+0.18%

BlackRock Financial Management, Inc.

558.03K

-6.34%

The Vanguard Group, Inc.

Star Investors

479.12K

-11.84%

Dimensional Fund Advisors, L.P.

454.08K

+9.48%

Adage Capital Management, L.P.

450.05K

Geode Capital Management, L.L.C.

220.97K

-15.77%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Velocity Financial Inc is 6.20, ranking 241 out of 397 in the Banking Services industry. The company's beta value is 0.81. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.