Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.175
Sell
RSI(14)
28.446
Sell
STOCH(KDJ)(9,3,3)
5.598
Oversold
ATR(14)
0.204
High Vlolatility
CCI(14)
-100.660
Sell
Williams %R
95.697
Oversold
TRIX(12,20)
-0.519
Sell
StochRSI(14)
0.000
Oversold
UWM Holdings Corp
UWMC4.585USD
-0.065-1.40%
Close 12/26, 16:00（ET）Quotes delayed by 15 min
1.07BMarket Cap
40.52P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of UWM Holdings Corp
Currency: USD Updated: 2025-12-26Key Insights
UWM Holdings Corp's fundamentals are relatively healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 169/403 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 7.00.In the medium term, the stock price is expected to trend down.Despite a very weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
UWM Holdings Corp's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
9
analysts
Hold
Current Rating
7.000
Target Price
+24.11%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
UWM Holdings Corp Highlights
StrengthsRisks
UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 22.12% year-on-year.
Turnaround to Profit
The company's performance has turned profitable, with the latest annual net income of USD .
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 320.48%.
Fairly Valued
The company’s latest PB is 6.05, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 136.08M shares, decreasing 0.83% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 10.59K shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 1.23.
Financial Health
Currency: USD Updated: 2025-12-26The current financial score of UWM Holdings Corp is 5.31, ranking 338/403 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 837.14M, representing a year-over-year decrease of 11.65%, while its net profit experienced a year-over-year decrease of 79.95%.
Score
Financials
6.19
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
2.60
Operational Efficiency
3.06
Growth Potential
9.74
Shareholder Returns
4.98
UWM Holdings Corp's Company Valuation
Currency: USD Updated: 2025-12-26The current valuation score of UWM Holdings Corp is 8.54, ranking 85/403 in the Banking Services industry. Its current P/E ratio is 40.57, which is 698.24% below the recent high of 323.81 and 406.69% above the recent low of -124.41.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 169/403
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-26The current earnings forecast score of UWM Holdings Corp is 6.67, ranking 251/403 in the Banking Services industry. The average price target for UWM Holdings Corp is 6.50, with a high of 10.00 and a low of 6.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
9
analysts
Hold
Current Rating
7.000
Target Price
+24.11%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
37
Total
6
Median
8
Average
Company name
Ratings
Analysts
UWM Holdings Corp
UWMC
9
American Express Co
AXP
32
Capital One Financial Corp
COF
24
Synchrony Financial
SYF
23
SoFi Technologies Inc
SOFI
23
Ally Financial Inc
ALLY
20
1
2
3
...
8
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-26The current price momentum score of UWM Holdings Corp is 6.57, ranking 351/403 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 5.53 and the support level at 4.09, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
4.722
Sell
MA10
4.908
Sell
MA20
5.300
Sell
MA50
5.394
Sell
MA100
5.604
Sell
MA200
5.074
Sell
Institutional Confidence
Currency: USD Updated: 2025-12-26The current institutional shareholding score of UWM Holdings Corp is 5.00, ranking 157/403 in the Banking Services industry. The latest institutional shareholding proportion is 53.42%, representing a quarter-over-quarter decrease of 34.57%. The largest institutional shareholder is The Vanguard, holding a total of 17.24M shares, representing 6.42% of shares outstanding, with 19.70% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Fidelity Management & Research Company LLC
Carlson (Lynne)
Rogers Holdings, LLP
Two Sigma Investments, LP
JRL Loyal Trust
683 Capital Management LLC
BlackRock Institutional Trust Company, N.A.
Millennium Management LLC
1
2
Risk Assessment
Currency: USD Updated: 2025-12-26The current risk assessment score of UWM Holdings Corp is 6.01, ranking 239/403 in the Banking Services industry. The company's beta value is 1.90. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.
Score
Beta vs S&P 500 index
1.90
VaR
+4.84%
240-Day Maximum Drawdown
+40.57%
240-Day Volatility
+53.83%
Return
Best Daily Return
60 days
+8.95%
120 days
+11.45%
5 years
+20.06%
Worst Daily Return
60 days
-10.07%
120 days
-10.07%
5 years
-18.01%
Sharpe Ratio
60 days
-2.13
120 days
+0.81
5 years
+0.08
Risk Assessment
Maximum Drawdown
240 days
+40.57%
3 years
+58.61%
5 years
+71.92%
Return-to-Drawdown Ratio
240 days
-0.38
3 years
+0.04
5 years
-0.14
Skewness
240 days
-0.12
3 years
-0.17
5 years
+0.27
Volatility
Realised Volatility
240 days
+53.83%
5 years
+51.99%
Standardised True Range
240 days
+5.25%
5 years
+5.57%
Downside Risk-Adjusted Return
120 days
+150.30%
240 days
+150.30%
Maximum Daily Upside Volatility
60 days
+30.38%
Maximum Daily Downside Volatility
60 days
+37.36%
Liquidity
Average Turnover Rate
60 days
+4.11%
120 days
+3.46%
5 years
--
Turnover Deviation
20 days
+122.83%
60 days
+76.84%
120 days
+48.84%
Peer Comparison
Banking Services
UWM Holdings Corp
UWMC
6.36 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of UWM Holdings Corp?
The TradingKey Stock Score provides a comprehensive assessment of UWM Holdings Corp based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of UWM Holdings Corp’s performance and outlook.
How do we generate the financial health score of UWM Holdings Corp?
To generate the financial health score of UWM Holdings Corp, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects UWM Holdings Corp's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of UWM Holdings Corp.
How do we generate the company valuation score of UWM Holdings Corp?
To generate the company valuation score of UWM Holdings Corp, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare UWM Holdings Corp’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of UWM Holdings Corp’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of UWM Holdings Corp.
How do we generate the earnings forecast score of UWM Holdings Corp?
To calculate the earnings forecast score of UWM Holdings Corp, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on UWM Holdings Corp’s future.
How do we generate the price momentum score of UWM Holdings Corp?
When generating the price momentum score for UWM Holdings Corp, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of UWM Holdings Corp’s prices. A higher score indicates a more stable short-term price trend for UWM Holdings Corp.
How do we generate the institutional confidence score of UWM Holdings Corp?
To generate the institutional confidence score of UWM Holdings Corp, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about UWM Holdings Corp’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of UWM Holdings Corp.
How do we generate the risk management score of UWM Holdings Corp?
To assess the risk management score of UWM Holdings Corp, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of UWM Holdings Corp’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of UWM Holdings Corp.
