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Univest Financial Corp

UVSP

31.610USD

+1.040+3.40%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

910.71MMarket Cap

11.40P/E TTM



Univest Financial Corp

31.610

+1.040+3.40%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

161 / 400

Overall Ranking

287 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 2 analysts

Hold

Current Rating

32.000

Target Price

+5.82%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Univest Financial Corporation is a bank holding company for Univest Bank and Trust Co. (the Bank). The Bank is a state-chartered bank and trust company. The Company has three segments: Banking, Wealth Management and Insurance. Banking segment provides financial services to individuals, businesses, municipalities and non-profit organizations. These services include a full range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. Wealth Management segment offers investment advisory, financial planning, trust and brokerage services. The segment serves a diverse client base of private families and individuals, municipal pension plans, retirement plans, trusts and guardianships. Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefit solutions, personal insurance lines and human resources consulting.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 32.33%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 32.33%.

Fairly Valued

The company’s latest PB is 0.96, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 23.39M shares, decreasing 5.18% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.72M shares of this stock.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 5.04, which is lower than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 74.42M, representing a year-over-year increase of 13.80%, while its net profit experienced a year-over-year increase of 10.33%.

Score

Industry at a Glance

Previous score

5.04

Change



Financials

5.20

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.96

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

3.48

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.43

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.12

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 11.10, which is -0.18% below the recent high of 11.08 and 24.81% above the recent low of 8.35.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 161/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 6.00, which is lower than the Banking Services industry's average of 7.39. The average price target for Univest Financial Corp is 32.00, with a high of 33.00 and a low of 31.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 2 analysts

Hold

Current Rating

32.000

Target Price

+4.68%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Univest Financial Corp

UVSP

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 6.79, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 32.15 and the support level at 29.33, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.82

Change

-0.03

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.156

Neutral

RSI(14)

57.333

Neutral

STOCH(KDJ)(9,3,3)

63.527

Buy

ATR(14)

0.798

High Vlolatility

CCI(14)

31.932

Neutral

Williams %R

31.868

Buy

TRIX(12,20)

0.097

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

30.780

Buy

MA10

30.967

Buy

MA20

31.224

Buy

MA50

30.575

Buy

MA100

30.364

Buy

MA200

29.906

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 81.21%, representing a quarter-over-quarter decrease of 2.03%. The largest institutional shareholder is The Vanguard, holding a total of 1.72M shares, representing 5.97% of shares outstanding, with 7.03% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

2.60M

-1.16%

Fidelity Institutional Asset Management

2.27M

-2.20%

Dimensional Fund Advisors, L.P.

1.95M

-1.14%

The Vanguard Group, Inc.

Star Investors

1.69M

+4.29%

Manulife Investment Management (North America) Limited

1.28M

+6.46%

Pzena Investment Management, LLC

Star Investors

1.14M

-0.52%

State Street Global Advisors (US)

850.90K

-11.30%

Geode Capital Management, L.L.C.

737.07K

+4.91%

American Century Investment Management, Inc.

682.82K

+7.98%

Renaissance Technologies LLC

Star Investors

644.27K

+2.48%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.93, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.73. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.