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Universal Insurance Holdings Inc

UVE

25.710USD

+0.410+1.62%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

718.00MMarket Cap

10.82P/E TTM



Universal Insurance Holdings Inc

25.710

+0.410+1.62%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

23 / 112

Overall Ranking

116 / 4721

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

29.000

Target Price

+14.62%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Universal Insurance Holdings, Inc. is a holding company that offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers in the personal residential homeowner’s lines of business and other insurance-related services for its insurance entities, including risk management, claims management, and distribution. Its primary insurance entities include Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company. UPCIC distributes policies through its independent agency force and offers various types of personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire. It also offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. Through its subsidiary, Evolution Risk Advisors, Inc., it advises on actuarial issues and administers claims payments.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 22.24% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 38.64%.

Overvalued

The company’s latest PE is 10.76, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 23.33M shares, decreasing 3.39% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.83M shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.17.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 6.92, which is higher than the Insurance industry's average of 6.34. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 406.20M, representing a year-over-year increase of 7.22%, while its net profit experienced a year-over-year increase of 0.91%.

Score

Industry at a Glance

Previous score

6.92

Change



Financials

7.31

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

9.05

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.66

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 6.25, which is higher than the Insurance industry's average of 5.70. Its current P/E ratio is 10.58, which is -10.50% below the recent high of 9.47 and 38.35% above the recent low of 6.52.

Score

Industry at a Glance

Previous score

6.25

Change

-1.25

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 23/112

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 7.00, which is lower than the Insurance industry's average of 7.17. The average price target for Universal Insurance Holdings Inc is 29.00, with a high of 29.00 and a low of 29.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

29.000

Target Price

+14.62%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Universal Insurance Holdings Inc

UVE

Travelers Companies Inc

TRV

Progressive Corp

PGR

Allstate Corp

ALL

American International Group Inc

AIG

W R Berkley Corp

WRB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 9.01, which is higher than the Insurance industry's average of 7.34. Sideways: Currently, the stock price is trading between the resistance level at 26.14 and the support level at 24.24, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.01

Change

0.31

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.150

Buy

RSI(14)

59.263

Neutral

STOCH(KDJ)(9,3,3)

67.874

Buy

ATR(14)

0.692

High Vlolatility

CCI(14)

136.966

Buy

Williams %R

17.766

Overbought

TRIX(12,20)

0.178

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

25.206

Buy

MA10

25.054

Buy

MA20

24.818

Buy

MA50

24.371

Buy

MA100

25.347

Buy

MA200

23.267

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 7.00, which is lower than the Insurance industry's average of 7.84. The latest institutional shareholding proportion is 82.45%, representing a quarter-over-quarter decrease of 1.54%. The largest institutional shareholder is The Vanguard, holding a total of 1.83M shares, representing 6.45% of shares outstanding, with 9.31% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

2.00M

+7.32%

The Vanguard Group, Inc.

Star Investors

1.64M

-1.15%

Donald Smith & Co., Inc.

Star Investors

1.84M

+6.75%

Dimensional Fund Advisors, L.P.

1.43M

-4.71%

Downes (Sean P)

912.54K

-5.19%

American Century Investment Management, Inc.

668.64K

+9.81%

Donaghy (Stephen J)

688.99K

+2.37%

Geode Capital Management, L.L.C.

637.68K

+7.11%

Two Sigma Investments, LP

518.90K

+11.05%

State Street Global Advisors (US)

599.51K

-1.78%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.94, which is higher than the Insurance industry's average of 5.26. The company's beta value is 0.78. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.