Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.391
Buy
RSI(14)
62.320
Neutral
STOCH(KDJ)(9,3,3)
78.043
Neutral
ATR(14)
0.955
Low Volatility
CCI(14)
112.039
Buy
Williams %R
19.290
Overbought
TRIX(12,20)
0.169
Sell
StochRSI(14)
17.246
Sell
Universal Insurance Holdings Inc
UVE34.550USD
-0.520-1.48%
Close 12/24, 13:00（ET）Quotes delayed by 15 min
969.06MMarket Cap
7.89P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Universal Insurance Holdings Inc
Currency: USD Updated: 2025-12-24Key Insights
Universal Insurance Holdings Inc's fundamentals are relatively healthy, and its growth potential is significant.Its valuation is considered fairly valued, ranking 23/118 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 35.00.In the medium term, the stock price is expected to trend up.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Universal Insurance Holdings Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
1
analysts
Buy
Current Rating
35.000
Target Price
+11.93%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Universal Insurance Holdings Inc Highlights
StrengthsRisks
Universal Insurance Holdings, Inc. is a holding company providing property and casualty insurance and value-added insurance services. The Company's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). It develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 22.24% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 38.64%.
Fairly Valued
The company’s latest PE is 7.89, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 21.60M shares, decreasing 1.88% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 2.48K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.17.
Financial Health
Currency: USD Updated: 2025-12-24The current financial score of Universal Insurance Holdings Inc is 6.92, ranking 54/118 in the Insurance industry. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 399.69M, representing a year-over-year increase of 5.11%, while its net profit experienced a year-over-year increase of 346.36%.
Score
Financials
7.31
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
9.05
Operational Efficiency
7.57
Growth Potential
4.00
Shareholder Returns
6.66
Universal Insurance Holdings Inc's Company Valuation
Currency: USD Updated: 2025-12-24The current valuation score of Universal Insurance Holdings Inc is 8.61, ranking 16/118 in the Insurance industry. Its current P/E ratio is 7.89, which is 854.56% below the recent high of 75.29 and 603.57% above the recent low of -39.72.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 23/118
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-24The current earnings forecast score of Universal Insurance Holdings Inc is 8.00, ranking 12/118 in the Insurance industry. The average price target for Universal Insurance Holdings Inc is 35.00, with a high of 35.00 and a low of 35.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
1
analysts
Buy
Current Rating
35.000
Target Price
+11.93%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
62
Total
5
Median
6
Average
Company name
Ratings
Analysts
Universal Insurance Holdings Inc
UVE
1
Apple Inc
AAPL
50
Ge Vernova Inc
GEV
34
Tapestry Inc
TPR
21
FMC Corp
FMC
21
Verisk Analytics Inc
VRSK
20
1
2
3
...
13
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-24The current price momentum score of Universal Insurance Holdings Inc is 9.20, ranking 39/118 in the Insurance industry. Currently, the stock price is trading between the resistance level at 36.32 and the support level at 31.81, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
34.476
Buy
MA10
33.723
Buy
MA20
32.959
Buy
MA50
32.265
Buy
MA100
28.851
Buy
MA200
26.736
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-24The current institutional shareholding score of Universal Insurance Holdings Inc is 7.00, ranking 46/118 in the Insurance industry. The latest institutional shareholding proportion is 77.00%, representing a quarter-over-quarter decrease of 6.61%. The largest institutional shareholder is The Vanguard, holding a total of 1.94M shares, representing 6.90% of shares outstanding, with 18.49% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Dimensional Fund Advisors, L.P.
Downes (Sean P)
American Century Investment Management, Inc.
Donaghy (Stephen J)
Geode Capital Management, L.L.C.
Two Sigma Investments, LP
State Street Investment Management (US)
1
2
Risk Assessment
Currency: USD Updated: 2025-12-24The current risk assessment score of Universal Insurance Holdings Inc is 6.91, ranking 50/118 in the Insurance industry. The company's beta value is 0.73. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.73
VaR
+2.99%
240-Day Maximum Drawdown
+18.95%
240-Day Volatility
+35.04%
Return
Best Daily Return
60 days
+11.95%
120 days
+11.95%
5 years
+22.40%
Worst Daily Return
60 days
-4.90%
120 days
-7.43%
5 years
-27.27%
Sharpe Ratio
60 days
+3.23
120 days
+1.89
5 years
+0.71
Risk Assessment
Maximum Drawdown
240 days
+18.95%
3 years
+39.21%
5 years
+55.97%
Return-to-Drawdown Ratio
240 days
+4.35
3 years
+1.58
5 years
+0.44
Skewness
240 days
+0.78
3 years
+1.39
5 years
-0.02
Volatility
Realised Volatility
240 days
+35.04%
5 years
+39.09%
Standardised True Range
240 days
+2.19%
5 years
+1.59%
Downside Risk-Adjusted Return
120 days
+331.94%
240 days
+331.94%
Maximum Daily Upside Volatility
60 days
+33.64%
Maximum Daily Downside Volatility
60 days
+20.79%
Liquidity
Average Turnover Rate
60 days
+0.87%
120 days
+0.84%
5 years
--
Turnover Deviation
20 days
-16.66%
60 days
+24.04%
120 days
+20.02%
Peer Comparison
Insurance
Universal Insurance Holdings Inc
UVE
7.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Essent Group Ltd
ESNT
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Arch Capital Group Ltd
ACGL
8.76 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AXIS Capital Holdings Ltd
AXS
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Everest Group Ltd
EG
8.66 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Renaissancere Holdings Ltd
RNR
8.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of Universal Insurance Holdings Inc?
The TradingKey Stock Score provides a comprehensive assessment of Universal Insurance Holdings Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of Universal Insurance Holdings Inc’s performance and outlook.
How do we generate the financial health score of Universal Insurance Holdings Inc?
To generate the financial health score of Universal Insurance Holdings Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects Universal Insurance Holdings Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of Universal Insurance Holdings Inc.
How do we generate the company valuation score of Universal Insurance Holdings Inc?
To generate the company valuation score of Universal Insurance Holdings Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare Universal Insurance Holdings Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of Universal Insurance Holdings Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of Universal Insurance Holdings Inc.
How do we generate the earnings forecast score of Universal Insurance Holdings Inc?
To calculate the earnings forecast score of Universal Insurance Holdings Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on Universal Insurance Holdings Inc’s future.
How do we generate the price momentum score of Universal Insurance Holdings Inc?
When generating the price momentum score for Universal Insurance Holdings Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of Universal Insurance Holdings Inc’s prices. A higher score indicates a more stable short-term price trend for Universal Insurance Holdings Inc.
How do we generate the institutional confidence score of Universal Insurance Holdings Inc?
To generate the institutional confidence score of Universal Insurance Holdings Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about Universal Insurance Holdings Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of Universal Insurance Holdings Inc.
How do we generate the risk management score of Universal Insurance Holdings Inc?
To assess the risk management score of Universal Insurance Holdings Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of Universal Insurance Holdings Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of Universal Insurance Holdings Inc.
