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Universal Insurance Holdings Inc

UVE

31.070USD

+0.250+0.81%

Close 11/03, 16:00（ET）Quotes delayed by 15 min

871.45MMarket Cap

7.12P/E TTM



Universal Insurance Holdings Inc

31.070

+0.250+0.81%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Universal Insurance Holdings Inc

Currency: USD Updated: 2025-11-03

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Universal Insurance Holdings Inc's Score

Industry at a Glance

Industry Ranking

12 / 119

Overall Ranking

102 / 4617

Industry

Insurance

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

35.000

Target Price

+13.56%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Universal Insurance Holdings Inc Highlights

StrengthsRisks

Universal Insurance Holdings, Inc. is a holding company that offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers in the personal residential homeowner’s lines of business and other insurance-related services for its insurance entities, including risk management, claims management, and distribution. Its primary insurance entities include Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company. UPCIC distributes policies through its independent agency force and offers various types of personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire. It also offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. Through its subsidiary, Evolution Risk Advisors, Inc., it advises on actuarial issues and administers claims payments.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 22.24% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 38.64%.

Fairly Valued

The company’s latest PE is 7.10, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 21.40M shares, decreasing 2.17% quarter-over-quarter.

Held by Donald G. Smith

Star Investor Donald G. Smith holds 1.56M shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.17.

Financial Health

Currency: USD Updated: 2025-11-03

The company's current financial score is 6.92, which is higher than the Insurance industry's average of 6.51. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 399.69M, representing a year-over-year increase of 5.11%, while its net profit experienced a year-over-year increase of 346.38%.

Score

Industry at a Glance

Previous score

6.92

Change



Financials

7.31

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

9.05

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

7.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

4.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.66

Key Metrics

Free cash flow

No Data

Universal Insurance Holdings Inc's Company Valuation

Currency: USD Updated: 2025-11-03

The company’s current valuation score is 8.61, which is higher than the Insurance industry's average of 7.37. Its current P/E ratio is 7.10, which is 960.93% below the recent high of 75.29 and 659.69% above the recent low of -39.72.

Score

Industry at a Glance

Previous score

8.61

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 12/119

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-03

The company’s current earnings forecast score is 8.00, which is higher than the Insurance industry's average of 7.32. The average price target for Universal Insurance Holdings Inc is 35.00, with a high of 35.00 and a low of 35.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

35.000

Target Price

+13.56%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

Universal Insurance Holdings Inc

UVE

Apple Inc

AAPL

Ge Vernova Inc

GEV

Tapestry Inc

TPR

Avantor Inc

AVTR

FMC Corp

FMC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-03

The company’s current price momentum score is 8.70, which is higher than the Insurance industry's average of 6.94. Sideways: Currently, the stock price is trading between the resistance level at 33.42 and the support level at 28.30, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.44

Change

1.26

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.102

Buy

RSI(14)

63.192

Neutral

STOCH(KDJ)(9,3,3)

61.976

Neutral

ATR(14)

1.120

High Vlolatility

CCI(14)

39.351

Neutral

Williams %R

37.732

Buy

TRIX(12,20)

0.620

Sell

StochRSI(14)

23.877

Buy

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

31.190

Sell

MA10

30.545

Buy

MA20

29.858

Buy

MA50

27.219

Buy

MA100

26.103

Buy

MA200

24.507

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-03

The company’s current institutional recognition score is 7.00, which is higher than the Insurance industry's average of 6.79. The latest institutional shareholding proportion is 76.28%, representing a quarter-over-quarter decrease of 7.49%. The largest institutional shareholder is The Vanguard, holding a total of 1.83M shares, representing 6.51% of shares outstanding, with 10.36% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

2.05M

+2.07%

The Vanguard Group, Inc.

Star Investors

1.83M

+11.46%

Donald Smith & Co., Inc.

Star Investors

1.56M

-14.82%

Dimensional Fund Advisors, L.P.

1.34M

-6.35%

Downes (Sean P)

1.31M

-1.50%

American Century Investment Management, Inc.

757.75K

+13.33%

Donaghy (Stephen J)

688.99K

+2.37%

Geode Capital Management, L.L.C.

681.85K

+6.93%

Two Sigma Investments, LP

635.90K

+22.55%

State Street Investment Management (US)

607.95K

+1.41%

Risk Assessment

Currency: USD Updated: 2025-11-03

The company’s current risk assessment score is 7.31, which is higher than the Insurance industry's average of 6.81. The company's beta value is 0.77. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.