USCB Financial Holdings Inc

USCB

20.130USD

+0.260+1.31%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

USCB Financial Holdings Inc's Score

Industry at a Glance

Industry Ranking

80 / 397

Overall Ranking

133 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

USCB Financial Holdings Inc Highlights

StrengthsRisks

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank (the Bank). The Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. The Bank focuses on serving small-to-medium sized businesses (SMBs) and catering to the needs of local business owners, entrepreneurs and professionals in South Florida. In addition to its traditional commercial banking services, it also offers certain specialty banking products, services and solutions designed for small businesses, homeowner associations, law firms, medical practices and other professional services firms, and global banking services. Its specialty banking offerings include small business administration (SBA) lending, yacht lending, homeowner association services, and jurist advantage and private client group services, among others.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 36.76% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 90.22M.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 90.22M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 15.96%.

Overvalued

The company’s latest PB is 1.68, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 11.48M shares, increasing 5.34% quarter-over-quarter.

Held by Keeley-Teton Advisors, LLC

Star Investor Keeley-Teton Advisors, LLC holds 33.90K shares of this stock.

Analyst Rating

Based on 4 analysts

Buy

Current Rating

21.625

Target Price

+8.83%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of USCB Financial Holdings Inc is 8.30, ranking 134 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 18.03M, representing a year-over-year decrease of 21.56%, while its net profit experienced a year-over-year decrease of 80.26%.

Score

Industry at a Glance

Previous score

8.30

Change

0



Financials

4.70

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

8.09

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

8.73

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of USCB Financial Holdings Inc is 7.90, ranking 176 out of 397 in the Banking Services industry. Its current P/E ratio is 14.98, which is 32.81% below the recent high of 19.90 and 44.04% above the recent low of 8.38.

Score

Industry at a Glance

Previous score

7.90

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 80/397

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of USCB Financial Holdings Inc is 7.60, ranking 131 out of 397 in the Banking Services industry. The average price target is 21.00, with a high of 23.00 and a low of 19.25.

Score

Industry at a Glance

Previous score

7.60

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of USCB Financial Holdings Inc is 9.13, ranking 215 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 21.35 and the support level at 18.35, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.99

Change

0.14

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of USCB Financial Holdings Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 63.27%, representing a quarter-over-quarter decrease of 0.48%. The largest institutional shareholder is The Vanguard, holding a total of 723.76K shares, representing 3.99% of shares outstanding, with 9.73% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Priam Capital Associates, LLC

4.02M

-11.07%

Patriot Financial Partners, L.P.

1.86M

-8.82%

Endeavour Capital Advisors Inc.

1.25M

+0.50%

T. Rowe Price Investment Management, Inc.

1.24M

--

AllianceBernstein L.P.

958.22K

-1.53%

The Vanguard Group, Inc.

Star Investors

740.19K

-0.65%

BlackRock Institutional Trust Company, N.A.

642.52K

-0.63%

Mendon Capital Advisors Corp.

487.14K

-29.51%

Curi Capital, LLC

448.64K

-21.38%

Basswood Capital Management, LLC

438.21K

-7.10%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of USCB Financial Holdings Inc is 4.79, ranking 296 out of 397 in the Banking Services industry. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. USCB Financial Holdings Inc’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.

USCB Financial Holdings Inc

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7.59 /10

Score

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Earnings Forecast

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