Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.124
Buy
RSI(14)
61.619
Neutral
STOCH(KDJ)(9,3,3)
59.397
Sell
ATR(14)
0.655
High Vlolatility
CCI(14)
60.784
Neutral
Williams %R
32.751
Buy
TRIX(12,20)
0.407
Sell
StochRSI(14)
5.774
Sell
USCB Financial Holdings Inc
USCB19.440USD
+0.220+1.14%
Market hours （ET）Quotes delayed by 15 min
352.01MMarket Cap
12.19P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of USCB Financial Holdings Inc
Currency: USD Updated: 2025-12-22Key Insights
USCB Financial Holdings Inc's fundamentals are relatively stable, and its growth potential is high.Its valuation is considered fairly valued, ranking 80/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 21.15.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
USCB Financial Holdings Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
5
analysts
Buy
Current Rating
21.150
Target Price
+15.20%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
USCB Financial Holdings Inc Highlights
StrengthsRisks
USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank (the Bank). The Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. The Bank focuses on serving small-to-medium sized businesses (SMBs) and catering to the needs of local business owners, entrepreneurs and professionals in South Florida. In addition to its traditional commercial banking services, it also offers certain specialty banking products, services and solutions designed for small businesses, homeowner associations, law firms, medical practices and other professional services firms, and global banking services. Its specialty banking offerings include small business administration (SBA) lending, yacht lending, homeowner association services, and jurist advantage and private client group services, among others.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 20.01% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 82.68M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 82.68M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 15.96%.
Overvalued
The company’s latest PB is 1.66, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 11.51M shares, decreasing 14.33% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 2.13K shares of this stock.
Financial Health
Currency: USD Updated: 2025-12-22The current financial score of USCB Financial Holdings Inc is 8.31, ranking 126/404 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 24.96M, representing a year-over-year increase of 15.83%, while its net profit experienced a year-over-year increase of 28.64%.
Score
Financials
4.70
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
8.14
Shareholder Returns
8.73
USCB Financial Holdings Inc's Company Valuation
Currency: USD Updated: 2025-12-22The current valuation score of USCB Financial Holdings Inc is 7.90, ranking 177/404 in the Banking Services industry. Its current P/E ratio is 12.05, which is 65.14% below the recent high of 19.90 and 30.43% above the recent low of 8.38.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 80/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-22The current earnings forecast score of USCB Financial Holdings Inc is 7.60, ranking 146/404 in the Banking Services industry. The average price target for USCB Financial Holdings Inc is 21.00, with a high of 23.00 and a low of 19.25.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
5
analysts
Buy
Current Rating
21.150
Target Price
+15.20%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
USCB Financial Holdings Inc
USCB
5
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
Regions Financial Corp
RF
25
US Bancorp
USB
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-22The current price momentum score of USCB Financial Holdings Inc is 8.91, ranking 171/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 20.30 and the support level at 17.82, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
19.448
Sell
MA10
19.157
Buy
MA20
18.600
Buy
MA50
17.899
Buy
MA100
17.504
Buy
MA200
17.344
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-22The current institutional shareholding score of USCB Financial Holdings Inc is 5.00, ranking 157/404 in the Banking Services industry. The latest institutional shareholding proportion is 63.57%, representing a quarter-over-quarter decrease of 30.34%. The largest institutional shareholder is The Vanguard, holding a total of 740.19K shares, representing 4.09% of shares outstanding, with 12.39% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Priam Capital Associates, LLC
Patriot Financial Partners, L.P.
Endeavour Capital Advisors Inc.
AllianceBernstein L.P.
BlackRock Institutional Trust Company, N.A.
Mendon Capital Advisors Corp.
Curi Capital, LLC
Basswood Capital Management, LLC
1
2
Risk Assessment
Currency: USD Updated: 2025-12-22The current risk assessment score of USCB Financial Holdings Inc is 4.53, ranking 310/404 in the Banking Services industry. The company's beta value is 0.58. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.58
VaR
--
240-Day Maximum Drawdown
+21.10%
240-Day Volatility
+41.26%
Return
Best Daily Return
60 days
+3.69%
120 days
+7.84%
5 years
--
Worst Daily Return
60 days
-3.33%
120 days
-4.61%
5 years
--
Sharpe Ratio
60 days
+1.86
120 days
+0.98
5 years
--
Risk Assessment
Maximum Drawdown
240 days
+21.10%
3 years
+30.29%
5 years
--
Return-to-Drawdown Ratio
240 days
+0.54
3 years
+0.67
5 years
--
Skewness
240 days
-0.18
3 years
+0.73
5 years
--
Volatility
Realised Volatility
240 days
+41.26%
5 years
--
Standardised True Range
240 days
+2.94%
5 years
--
Downside Risk-Adjusted Return
120 days
+170.86%
240 days
+170.86%
Maximum Daily Upside Volatility
60 days
+20.94%
Maximum Daily Downside Volatility
60 days
+19.61%
Liquidity
Average Turnover Rate
60 days
+0.11%
120 days
+0.13%
5 years
--
Turnover Deviation
20 days
-35.90%
60 days
-16.66%
120 days
-0.55%
Peer Comparison
Banking Services
USCB Financial Holdings Inc
USCB
7.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.71 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of USCB Financial Holdings Inc?
The TradingKey Stock Score provides a comprehensive assessment of USCB Financial Holdings Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of USCB Financial Holdings Inc’s performance and outlook.
How do we generate the financial health score of USCB Financial Holdings Inc?
To generate the financial health score of USCB Financial Holdings Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects USCB Financial Holdings Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of USCB Financial Holdings Inc.
How do we generate the company valuation score of USCB Financial Holdings Inc?
To generate the company valuation score of USCB Financial Holdings Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare USCB Financial Holdings Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of USCB Financial Holdings Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of USCB Financial Holdings Inc.
How do we generate the earnings forecast score of USCB Financial Holdings Inc?
To calculate the earnings forecast score of USCB Financial Holdings Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on USCB Financial Holdings Inc’s future.
How do we generate the price momentum score of USCB Financial Holdings Inc?
When generating the price momentum score for USCB Financial Holdings Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of USCB Financial Holdings Inc’s prices. A higher score indicates a more stable short-term price trend for USCB Financial Holdings Inc.
How do we generate the institutional confidence score of USCB Financial Holdings Inc?
To generate the institutional confidence score of USCB Financial Holdings Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about USCB Financial Holdings Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of USCB Financial Holdings Inc.
How do we generate the risk management score of USCB Financial Holdings Inc?
To assess the risk management score of USCB Financial Holdings Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of USCB Financial Holdings Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of USCB Financial Holdings Inc.
