Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.235
Sell
RSI(14)
47.677
Neutral
STOCH(KDJ)(9,3,3)
29.312
Neutral
ATR(14)
1.160
Low Volatility
CCI(14)
-39.523
Neutral
Williams %R
67.921
Sell
TRIX(12,20)
-0.036
Sell
StochRSI(14)
37.296
Buy
Search
Unity Bancorp Inc
UNTYAdd to Watchlist
52.980USD
+0.420+0.80%
Market hours （ET）Quotes delayed by 15 min
531.97MMarket Cap
8.76P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Unity Bancorp Inc
Currency: USD Updated: 2026-05-14Key Insights
Unity Bancorp Inc's fundamentals are relatively healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 35 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 63.67.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Unity Bancorp Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
Unity Bancorp Inc Highlights
StrengthsRisks
Unity Bancorp, Inc. is a bank holding company that serves as a holding company for Unity Bank (the Bank). The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC).
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 27.74% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 125.99M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 12.61%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 12.61%.
Fairly Valued
The company’s latest PB is 1.47, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 5.56M shares, decreasing 4.58% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 171.00 shares of this stock.
Analyst Rating
Based on
3
analysts
Buy
Current Rating
63.667
Target Price
+22.29%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-05-14The current financial score of Unity Bancorp Inc is 9.16, ranking 31 out of 394 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 32.05M, representing a year-over-year increase of 14.51%, while its net profit experienced a year-over-year increase of 23.19%.
Score
Financials
6.96
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
9.56
Shareholder Returns
9.29
Unity Bancorp Inc's Company Valuation
Currency: USD Updated: 2026-05-14The current valuation score of Unity Bancorp Inc is 8.98, ranking 12 out of 394 in the Banking Services industry. Its current P/E ratio is 8.69, which is 41.64% below the recent high of 12.31 and 36.89% above the recent low of 5.48.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 35/394
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-05-14The current earnings forecast score of Unity Bancorp Inc is 8.00, ranking 54 out of 394 in the Banking Services industry. The average price target is 60.00, with a high of 61.00 and a low of 56.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
3
analysts
Buy
Current Rating
63.667
Target Price
+22.29%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
308
Total
4
Median
5
Average
Company name
Ratings
Analysts
Unity Bancorp Inc
UNTY
3
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
27
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
26
1
2
3
...
62
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-05-14The current price momentum score of Unity Bancorp Inc is 7.16, ranking 115 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 55.77 and the support level at 50.06, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
52.694
Buy
MA10
52.894
Buy
MA20
53.004
Sell
MA50
52.405
Buy
MA100
52.978
Buy
MA200
51.396
Buy
Institutional Confidence
Currency: USD Updated: 2026-05-14The current institutional shareholding score of Unity Bancorp Inc is 5.00, ranking 165 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 55.35%, representing a quarter-over-quarter decrease of 0.46%. The largest institutional shareholder is Chuck Royce, holding a total of 128.43K shares, representing 1.28% of shares outstanding, with 12.15% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Risk Assessment
Currency: USD Updated: 2026-05-14The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Unity Bancorp Inc is 6.75, ranking 209 out of 394 in the Banking Services industry. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Unity Bancorp Inc’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.
Score
Beta vs S&P 500 index
0.61
VaR
+2.64%
240-Day Maximum Drawdown
+16.34%
240-Day Volatility
+34.81%
Return
Best Daily Return
60 days
+3.73%
120 days
+4.19%
5 years
+14.18%
Worst Daily Return
60 days
-3.96%
120 days
-3.96%
5 years
-8.26%
Sharpe Ratio
60 days
-0.54
120 days
+0.99
5 years
+0.79
Risk Assessment
Maximum Drawdown
240 days
+16.34%
3 years
+23.83%
5 years
+32.33%
Return-to-Drawdown Ratio
240 days
+1.16
3 years
+1.72
5 years
+0.82
Skewness
240 days
+0.09
3 years
+0.58
5 years
+0.52
Volatility
Realised Volatility
240 days
+34.81%
5 years
+34.77%
Standardised True Range
240 days
+2.99%
5 years
+1.91%
Downside Risk-Adjusted Return
120 days
+176.79%
240 days
+176.79%
Maximum Daily Upside Volatility
60 days
+20.27%
Maximum Daily Downside Volatility
60 days
+24.88%
Liquidity
Average Turnover Rate
60 days
+0.48%
120 days
+0.47%
5 years
--
Turnover Deviation
20 days
+6.57%
60 days
+17.70%
120 days
+15.59%
Peer Comparison
Banking Services
Unity Bancorp Inc
UNTY
7.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMBF
8.53 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
PB
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
RY
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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