tradingkey.logo
tradingkey.logo

Unum Group

UNM
74.450USD
+0.610+0.83%
Close 03/26, 16:00ETQuotes delayed by 15 min
21.28BMarket Cap
17.39P/E TTM

Unum Group

74.450
+0.610+0.83%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Unum Group

Currency: USD Updated: 2026-03-25

Key Insights

Unum Group's fundamentals are relatively weak, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 2 out of 117 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 92.36.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Unum Group's Score

Industry at a Glance

Industry Ranking
2 / 117
Overall Ranking
43 / 4547
Industry
Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Unum Group Highlights

StrengthsRisks
Unum Group is an international provider of workplace benefits and services. The Company, through its Unum and Colonial Life brands, offers disability, life, accident, critical illness, dental, and vision insurance; leave and absence management support; and behavioral health services. The Company's segments include Unum US, Unum International, and Colonial Life. Unum US segment is comprised of group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. The supplemental and voluntary line of business includes voluntary benefits, individual disability, and dental and vision products. Unum International segment includes its operations in the United Kingdom and Poland. Unum Poland's business primarily includes insurance for individual and group life with accident and health riders. Colonial Life segment includes the accident, sickness, and disability product line, life product line, and cancer and critical illness product line.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 16.67%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 16.67%.
Overvalued
The company’s latest PE is 17.40, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 150.11M shares, decreasing 5.98% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 18.05K shares of this stock.

Analyst Rating

Based on 13 analysts
Buy
Current Rating
92.364
Target Price
+26.09%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-25

The current financial score of Unum Group is 6.43, ranking 60 out of 117 in the Insurance industry. Its financial status is weak, and its operating efficiency is average. Its latest quarterly revenue reached 3.24B, representing a year-over-year increase of 0.23%, while its net profit experienced a year-over-year increase of 50.07%.

Score

Industry at a Glance

Previous score
6.43
Change
0

Financials

3.87

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

8.21

Operational Efficiency

6.82

Growth Potential

5.51

Shareholder Returns

7.77

Unum Group's Company Valuation

Currency: USD Updated: 2026-03-25

The current valuation score of Unum Group is 8.78, ranking 13 out of 117 in the Insurance industry. Its current P/E ratio is 17.40, which is 0.93% below the recent high of 17.56 and 70.77% above the recent low of 5.09.

Score

Industry at a Glance

Previous score
8.78
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 2/117
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-25

The current earnings forecast score of Unum Group is 7.85, ranking 26 out of 117 in the Insurance industry. The average price target is 91.50, with a high of 115.00 and a low of 81.00.

Score

Industry at a Glance

Previous score
7.85
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 13 analysts
Buy
Current Rating
92.364
Target Price
+25.09%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

20
Total
7
Median
7
Average
Company name
Ratings
Analysts
Unum Group
UNM
13
Prudential Financial Inc
PRU
18
MetLife Inc
MET
17
Corebridge Financial Inc
CRBG
15
Aflac Inc
AFL
14
Lincoln National Corp
LNC
14
1
2
3
4

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-25

The current price momentum score of Unum Group is 9.21, ranking 4 out of 117 in the Insurance industry. Currently, the stock price is trading between the resistance level at 77.10 and the support level at 70.46, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.05
Change
0.16

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.494
Neutral
RSI(14)
54.424
Neutral
STOCH(KDJ)(9,3,3)
64.474
Neutral
ATR(14)
1.901
Low Volatility
CCI(14)
116.695
Buy
Williams %R
24.056
Buy
TRIX(12,20)
0.019
Sell
StochRSI(14)
97.018
Overbought
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
73.712
Buy
MA10
73.594
Buy
MA20
73.128
Buy
MA50
74.030
Buy
MA100
75.474
Sell
MA200
75.662
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-25

The current institutional shareholding score of Unum Group is 10.00, ranking 1 out of 117 in the Insurance industry. The latest institutional shareholding proportion is 90.59%, representing a quarter-over-quarter decrease of 1.16%. The largest institutional shareholder is The Vanguard, holding a total of 18.12M shares, representing 11.07% of shares outstanding, with 4.27% decrease in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
18.61M
-2.52%
BlackRock Institutional Trust Company, N.A.
15.11M
-3.13%
Norges Bank Investment Management (NBIM)
13.79M
+0.29%
Fidelity Management & Research Company LLC
5.32M
+6.63%
Charles Schwab Investment Management, Inc.
5.63M
-1.18%
State Street Investment Management (US)
5.51M
-3.20%
First Trust Advisors L.P.
5.73M
+4.05%
Dimensional Fund Advisors, L.P.
3.78M
+4.99%
Geode Capital Management, L.L.C.
3.39M
+1.36%
LSV Asset Management
2.73M
-0.31%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-25

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Unum Group is 9.58, ranking 18 out of 117 in the Insurance industry. The company's beta value is 0.18. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Unum Group’s latest ESG disclosure leads the Insurance industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
9.58
Change
0
Beta vs S&P 500 index
0.17
VaR
+2.77%
240-Day Maximum Drawdown
+16.57%
240-Day Volatility
+30.38%

Return

Best Daily Return
60 days
+3.86%
120 days
+7.23%
5 years
+14.57%
Worst Daily Return
60 days
-3.84%
120 days
-3.84%
5 years
-13.17%
Sharpe Ratio
60 days
-0.95
120 days
-0.27
5 years
+0.86

Risk Assessment

Maximum Drawdown
240 days
+16.57%
3 years
+18.56%
5 years
+26.45%
Return-to-Drawdown Ratio
240 days
-0.19
3 years
+1.24
5 years
+1.11
Skewness
240 days
-0.65
3 years
-1.20
5 years
+0.10

Volatility

Realised Volatility
240 days
+30.38%
5 years
+30.48%
Standardised True Range
240 days
+2.28%
5 years
+1.60%
Downside Risk-Adjusted Return
120 days
-45.66%
240 days
-45.66%
Maximum Daily Upside Volatility
60 days
+15.91%
Maximum Daily Downside Volatility
60 days
+22.04%

Liquidity

Average Turnover Rate
60 days
+0.79%
120 days
+0.83%
5 years
--
Turnover Deviation
20 days
-5.93%
60 days
+10.05%
120 days
+14.80%

Peer Comparison

Insurance
Unum Group
Unum Group
UNM
8.29 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Essent Group Ltd
Essent Group Ltd
ESNT
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
F&G Annuities & Life Inc
F&G Annuities & Life Inc
FG
8.28 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Arch Capital Group Ltd
Arch Capital Group Ltd
ACGL
8.25 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AXIS Capital Holdings Ltd
AXIS Capital Holdings Ltd
AXS
8.10 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Radian Group Inc
Radian Group Inc
RDN
7.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
KeyAI