









Markets
/
Stocks
/
nasdaq-umbf
/

UMB Financial Corp

UMBF

107.060USD

-0.100-0.09%

Close 11/06, 16:00（ET）Quotes delayed by 15 min

8.13BMarket Cap

13.66P/E TTM



UMB Financial Corp

107.060

-0.100-0.09%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of UMB Financial Corp

Currency: USD Updated: 2025-11-06

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

UMB Financial Corp's Score

Industry at a Glance

Industry Ranking

14 / 407

Overall Ranking

49 / 4615

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 13 analysts

Buy

Current Rating

138.231

Target Price

+28.99%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

UMB Financial Corp Highlights

StrengthsRisks

UMB Financial Corporation is a financial services company. The Company offers commercial banking, which includes comprehensive deposit, lending and investment services, personal banking, which includes wealth management and financial planning services, and institutional banking, which includes asset servicing, corporate trust solutions, investment banking, and healthcare services. Its segments include Commercial Banking, which serves the commercial banking and treasury management needs of the Company’s small to middle-market businesses through a range of products and services; Institutional Banking segment, which is a combination of banking services, fund services, asset management services and healthcare services provided to institutional clients, and Personal Banking segment that combines consumer banking and wealth management services offered to clients and delivered through personal relationships and its bank branches, automated teller machine (ATM) network and Internet banking.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 17.48%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.48%.

Undervalued

The company’s latest PB is 1.14, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 70.49M shares, increasing 1.26% quarter-over-quarter.

Held by Third Avenue Management

Star Investor Third Avenue Management holds 102.76K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-06

The company's current financial score is 9.66, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 633.61M, representing a year-over-year increase of 67.90%, while its net profit experienced a year-over-year increase of 64.51%.

Score

Industry at a Glance

Previous score

9.66

Change



Financials

8.54

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.79

Key Metrics

Free cash flow

No Data

UMB Financial Corp's Company Valuation

Currency: USD Updated: 2025-11-06

The company’s current valuation score is 7.57, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 11.86, which is 33.57% below the recent high of 15.84 and 47.11% above the recent low of 6.27.

Score

Industry at a Glance

Previous score

7.57

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 14/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-06

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.41. The average price target for UMB Financial Corp is 135.00, with a high of 155.00 and a low of 120.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 13 analysts

Buy

Current Rating

138.231

Target Price

+28.99%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

UMB Financial Corp

UMBF

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-06

The company’s current price momentum score is 6.44, which is lower than the Banking Services industry's average of 7.43. Sideways: Currently, the stock price is trading between the resistance level at 116.51 and the support level at 100.73, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.45

Change

-0.01

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-0.585

Sell

RSI(14)

36.683

Neutral

STOCH(KDJ)(9,3,3)

28.744

Neutral

ATR(14)

3.024

Low Volatility

CCI(14)

-71.419

Neutral

Williams %R

70.343

Sell

TRIX(12,20)

-0.383

Sell

StochRSI(14)

93.189

Buy

Moving Average

Sell(5)

Neutral(0)

Buy(1)

Indicators

Value

Direction

MA5

106.938

Buy

MA10

108.918

Sell

MA20

110.808

Sell

MA50

116.711

Sell

MA100

113.486

Sell

MA200

108.631

Sell

Institutional Confidence

Currency: USD Updated: 2025-11-06

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 92.81%, representing a quarter-over-quarter decrease of 2.69%. The largest institutional shareholder is The Vanguard, holding a total of 7.84M shares, representing 10.32% of shares outstanding, with 6.16% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

8.01M

+1.58%

The Vanguard Group, Inc.

Star Investors

7.84M

+7.23%

UMB Bank, NA

4.35M

-1.00%

State Street Investment Management (US)

4.30M

+7.87%

Kemper (John Mariner)

3.76M

-0.09%

Dimensional Fund Advisors, L.P.

2.74M

+1.40%

Wellington Management Company, LLP

2.35M

-2.49%

American Century Investment Management, Inc.

1.99M

-3.36%

Geode Capital Management, L.L.C.

1.85M

+6.91%

Fidelity Management & Research Company LLC

1.80M

+102.03%

Risk Assessment

Currency: USD Updated: 2025-11-06

The company’s current risk assessment score is 8.71, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.79. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.