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UMB Financial Corp

UMBF

124.180USD

+3.640+3.02%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

9.43BMarket Cap

17.98P/E TTM



UMB Financial Corp

124.180

+3.640+3.02%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

5 / 400

Overall Ranking

72 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 11 analysts

Buy

Current Rating

133.000

Target Price

+10.34%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

UMB Financial Corporation is a financial services company. The Company offers commercial banking, which includes comprehensive deposit, lending and investment services, personal banking, which includes wealth management and financial planning services, and institutional banking, which includes asset servicing, corporate trust solutions, investment banking, and healthcare services. Its segments include Commercial Banking, which serves the commercial banking and treasury management needs of the Company’s small to middle-market businesses through a range of products and services; Institutional Banking segment, which is a combination of banking services, fund services, asset management services and healthcare services provided to institutional clients, and Personal Banking segment that combines consumer banking and wealth management services offered to clients and delivered through personal relationships and its bank branches, automated teller machine (ATM) network and Internet banking.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 17.48%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 17.48%.

Fairly Valued

The company’s latest PB is 1.37, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 72.41M shares, increasing 15.28% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 7.84M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 9.42, which is higher than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 660.38M, representing a year-over-year increase of 80.54%, while its net profit experienced a year-over-year increase of 112.52%.

Score

Industry at a Glance

Previous score

9.42

Change



Financials

7.55

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.56

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.57, which is -9.66% below the recent high of 12.25 and 28.57% above the recent low of 9.69.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 5/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for UMB Financial Corp is 132.00, with a high of 150.00 and a low of 120.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 11 analysts

Buy

Current Rating

133.000

Target Price

+10.34%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

UMB Financial Corp

UMBF

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 7.37, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 126.34 and the support level at 114.53, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.37

Change

1.84

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-1.032

Neutral

RSI(14)

63.162

Neutral

STOCH(KDJ)(9,3,3)

51.185

Buy

ATR(14)

2.861

High Vlolatility

CCI(14)

38.399

Neutral

Williams %R

23.340

Buy

TRIX(12,20)

0.255

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

120.921

Buy

MA10

122.073

Buy

MA20

121.727

Buy

MA50

115.254

Buy

MA100

109.461

Buy

MA200

109.291

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 95.37%, representing a quarter-over-quarter increase of 0.69%. The largest institutional shareholder is The Vanguard, holding a total of 7.84M shares, representing 10.32% of shares outstanding, with 6.19% increase in holdings.

Score

Industry at a Glance

Previous score

10.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

7.88M

+47.56%

The Vanguard Group, Inc.

Star Investors

7.31M

+54.04%

UMB Bank, NA

4.40M

-0.26%

State Street Global Advisors (US)

3.98M

+27.26%

Kemper (John Mariner)

3.76M

+0.03%

Dimensional Fund Advisors, L.P.

2.70M

+78.26%

Wellington Management Company, LLP

2.41M

+19.09%

American Century Investment Management, Inc.

2.05M

+7.68%

Allspring Global Investments, LLC

1.91M

+10.01%

Geode Capital Management, L.L.C.

1.73M

+55.24%

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 5.07, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.75. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.