Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.353
Neutral
RSI(14)
46.338
Neutral
STOCH(KDJ)(9,3,3)
25.335
Neutral
ATR(14)
0.739
Low Volatility
CCI(14)
-133.304
Sell
Williams %R
70.564
Sell
TRIX(12,20)
0.035
Sell
StochRSI(14)
48.452
Buy
Search
United Community Banks Inc
UCBAdd to Watchlist
31.972USD
-0.688-2.11%
Market hours （ET）Quotes delayed by 15 min
3.83BMarket Cap
11.67P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of United Community Banks Inc
Currency: USD Updated: 2026-05-14Key Insights
United Community Banks Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 123 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 38.33.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
United Community Banks Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Negative
United Community Banks Inc Highlights
StrengthsRisks
United Community Banks, Inc. is the financial holding company for United Community (the Bank). The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 201 offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Miami and Tennessee. The Company also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. It provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 18.28% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.05B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 46.27%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.27%.
Fairly Valued
The company’s latest PB is 1.07, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 120.75M shares, increasing 8.63% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 29.06K shares of this stock.
Analyst Rating
Based on
7
analysts
Buy
Current Rating
38.333
Target Price
+19.08%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-05-14The current financial score of United Community Banks Inc is 5.39, ranking 314 out of 394 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 262.40M, representing a year-over-year increase of 7.78%, while its net profit experienced a year-over-year increase of 20.61%.
Score
Financials
6.48
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
4.36
Operational Efficiency
3.03
Growth Potential
8.03
Shareholder Returns
5.07
United Community Banks Inc's Company Valuation
Currency: USD Updated: 2026-05-14The current valuation score of United Community Banks Inc is 5.35, ranking 381 out of 394 in the Banking Services industry. Its current P/E ratio is 11.92, which is 90.61% below the recent high of 22.73 and 32.29% above the recent low of 8.07.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 123/394
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-05-14The current earnings forecast score of United Community Banks Inc is 7.14, ranking 184 out of 394 in the Banking Services industry. The average price target is 35.00, with a high of 36.00 and a low of 33.50.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
7
analysts
Buy
Current Rating
38.333
Target Price
+19.08%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
308
Total
4
Median
5
Average
Company name
Ratings
Analysts
United Community Banks Inc
UCB
7
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
27
PNC Financial Services Group Inc
PNC
26
US Bancorp
USB
26
1
2
3
...
62
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-05-14The current price momentum score of United Community Banks Inc is 6.77, ranking 249 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 34.35 and the support level at 31.46, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
32.742
Sell
MA10
33.150
Sell
MA20
33.329
Sell
MA50
32.287
Sell
MA100
32.975
Sell
MA200
32.063
Sell
Institutional Confidence
Currency: USD Updated: 2026-05-14The current institutional shareholding score of United Community Banks Inc is 10.00, ranking 1 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 100.89%, representing a quarter-over-quarter increase of 15.58%. The largest institutional shareholder is Ken Fisher, holding a total of 948.85K shares, representing 0.79% of shares outstanding, with 9.38% decrease in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Risk Assessment
Currency: USD Updated: 2026-05-14The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of United Community Banks Inc is 8.77, ranking 59 out of 394 in the Banking Services industry. The company's beta value is 0.84. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
0.84
VaR
+3.02%
240-Day Maximum Drawdown
+18.63%
240-Day Volatility
+28.23%
Return
Best Daily Return
60 days
+4.12%
120 days
+4.93%
5 years
+14.25%
Worst Daily Return
60 days
-6.29%
120 days
-6.29%
5 years
-8.81%
Sharpe Ratio
60 days
-0.85
120 days
+1.01
5 years
+0.32
Risk Assessment
Maximum Drawdown
240 days
+18.63%
3 years
+31.95%
5 years
+46.16%
Return-to-Drawdown Ratio
240 days
+0.73
3 years
+0.32
5 years
+0.05
Skewness
240 days
-0.36
3 years
+0.41
5 years
+0.16
Volatility
Realised Volatility
240 days
+28.23%
5 years
+34.94%
Standardised True Range
240 days
+2.37%
5 years
+2.71%
Downside Risk-Adjusted Return
120 days
+143.37%
240 days
+143.37%
Maximum Daily Upside Volatility
60 days
+21.02%
Maximum Daily Downside Volatility
60 days
+26.51%
Liquidity
Average Turnover Rate
60 days
+0.71%
120 days
+0.69%
5 years
--
Turnover Deviation
20 days
+13.02%
60 days
+22.43%
120 days
+18.67%
Peer Comparison
Banking Services
United Community Banks Inc
UCB
6.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMBF
8.53 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
PB
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
RY
8.43 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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