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United Bankshares Inc

UBSI
45.520USD
+0.800+1.79%
Close 02/06, 16:00ETQuotes delayed by 15 min
6.37BMarket Cap
13.86P/E TTM

United Bankshares Inc

45.520
+0.800+1.79%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of United Bankshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

United Bankshares Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 32 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 45.25.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

United Bankshares Inc's Score

Industry at a Glance

Industry Ranking
32 / 397
Overall Ranking
73 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

United Bankshares Inc Highlights

StrengthsRisks
United Bankshares, Inc. is a financial holding company of United Bank (the Bank). The Company operates through the community banking segment. The Bank offers a full range of products and services through various delivery channels. It includes among the banking products and services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans, and the making of construction and real estate loans as well as the origination and sale of residential mortgages in the secondary market. It also offers trust and brokerage services, safe deposit boxes, and wire transfers. The Bank operates a network of over 240 locations across Georgia, South Carolina, North Carolina, Virginia, Maryland, Washington, D.C., West Virginia, Ohio, and Pennsylvania.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.26% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.17B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 53.86%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 53.86%.
Overvalued
The company’s latest PB is 1.16, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 102.50M shares, decreasing 4.09% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 1.06K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.09.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
45.250
Target Price
+1.21%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of United Bankshares Inc is 9.37, ranking 12 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 302.82M, representing a year-over-year increase of 23.36%, while its net profit experienced a year-over-year increase of 36.46%.

Score

Industry at a Glance

Previous score
9.37
Change
0

Financials

8.31

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

10.00

Operational Efficiency

10.00

Growth Potential

9.56

Shareholder Returns

9.00

United Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of United Bankshares Inc is 6.52, ranking 353 out of 397 in the Banking Services industry. Its current P/E ratio is 13.86, which is 17.61% below the recent high of 16.31 and 34.82% above the recent low of 9.04.

Score

Industry at a Glance

Previous score
6.52
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 32/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of United Bankshares Inc is 7.00, ranking 188 out of 397 in the Banking Services industry. The average price target is 40.00, with a high of 42.50 and a low of 40.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
45.250
Target Price
+1.21%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
United Bankshares Inc
UBSI
4
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of United Bankshares Inc is 9.28, ranking 154 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 47.75 and the support level at 41.46, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.26
Change
0.02

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.612
Buy
RSI(14)
77.837
Buy
STOCH(KDJ)(9,3,3)
88.444
Overbought
ATR(14)
1.131
High Vlolatility
CCI(14)
161.568
Buy
Williams %R
7.304
Overbought
TRIX(12,20)
0.432
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
44.400
Buy
MA10
43.137
Buy
MA20
42.110
Buy
MA50
40.188
Buy
MA100
38.325
Buy
MA200
37.466
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of United Bankshares Inc is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 73.28%, representing a quarter-over-quarter decrease of 1.44%. The largest institutional shareholder is The Vanguard, holding a total of 14.50M shares, representing 10.37% of shares outstanding, with 3.23% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
18.30M
-1.54%
The Vanguard Group, Inc.
Star Investors
14.67M
-1.26%
State Street Investment Management (US)
8.22M
+0.54%
Dimensional Fund Advisors, L.P.
7.74M
+0.32%
EARNEST Partners, LLC
4.45M
-3.78%
Victory Capital Management Inc.
3.62M
+1.18%
Geode Capital Management, L.L.C.
3.62M
+0.78%
Silvercrest Asset Management Group LLC
2.07M
-3.76%
Charles Schwab Investment Management, Inc.
1.71M
-0.27%
Norges Bank Investment Management (NBIM)
1.66M
+14.20%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of United Bankshares Inc is 9.15, ranking 28 out of 397 in the Banking Services industry. The company's beta value is 0.76. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
9.15
Change
0
Beta vs S&P 500 index
0.75
VaR
+2.91%
240-Day Maximum Drawdown
+12.84%
240-Day Volatility
+27.20%

Return

Best Daily Return
60 days
+5.73%
120 days
+5.73%
5 years
+12.82%
Worst Daily Return
60 days
-4.39%
120 days
-4.39%
5 years
-6.83%
Sharpe Ratio
60 days
+3.77
120 days
+1.68
5 years
+0.37

Risk Assessment

Maximum Drawdown
240 days
+12.84%
3 years
+29.26%
5 years
+40.62%
Return-to-Drawdown Ratio
240 days
+2.24
3 years
+0.28
5 years
+0.08
Skewness
240 days
+0.01
3 years
+0.75
5 years
+0.49

Volatility

Realised Volatility
240 days
+27.20%
5 years
+30.89%
Standardised True Range
240 days
+1.83%
5 years
+2.07%
Downside Risk-Adjusted Return
120 days
+258.74%
240 days
+258.74%
Maximum Daily Upside Volatility
60 days
+19.71%
Maximum Daily Downside Volatility
60 days
+14.74%

Liquidity

Average Turnover Rate
60 days
+0.55%
120 days
+0.57%
5 years
--
Turnover Deviation
20 days
-8.64%
60 days
+18.35%
120 days
+23.29%

Peer Comparison

Banking Services
United Bankshares Inc
United Bankshares Inc
UBSI
8.19 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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