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United Bankshares Inc

UBSI
36.630USD
+0.080+0.22%
Close 11/10, 16:00ETQuotes delayed by 15 min
5.17BMarket Cap
12.02P/E TTM

United Bankshares Inc

36.630
+0.080+0.22%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of United Bankshares Inc

Currency: USD Updated: 2025-11-10

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

United Bankshares Inc's Score

Industry at a Glance

Industry Ranking
63 / 407
Overall Ranking
120 / 4611
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 5 analysts
Hold
Current Rating
40.900
Target Price
+11.90%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

United Bankshares Inc Highlights

StrengthsRisks
United Bankshares, Inc. is a financial holding company of United Bank (the Bank). The Company operates through the community banking segment. The Bank offers a full range of products and services through various delivery channels. It includes among the banking products and services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans, and the making of construction and real estate loans as well as the origination and sale of residential mortgages in the secondary market. It also offers trust and brokerage services, safe deposit boxes, and wire transfers. The Bank operates a network of over 240 locations across Georgia, South Carolina, North Carolina, Virginia, Maryland, Washington, D.C., West Virginia, Ohio, and Pennsylvania.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 53.86%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 53.86%.
Fairly Valued
The company’s latest PB is 0.95, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 104.96M shares, decreasing 0.10% quarter-over-quarter.
Held by HACAX
Star Investor HACAX holds 496.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.09.

Financial Health

Currency: USD Updated: 2025-11-10

The company's current financial score is 8.21, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is average. Its latest quarterly revenue reached 280.96M, representing a year-over-year increase of 15.55%, while its net profit experienced a year-over-year increase of 37.24%.

Score

Industry at a Glance

Previous score
8.21
Change
0

Financials

9.42

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

6.98

Operational Efficiency

6.66

Growth Potential

10.00

Shareholder Returns

7.97

United Bankshares Inc's Company Valuation

Currency: USD Updated: 2025-11-10

The company’s current valuation score is 6.52, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 11.95, which is 36.45% below the recent high of 16.31 and 24.38% above the recent low of 9.04.

Score

Industry at a Glance

Previous score
6.52
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 63/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-10

The company’s current earnings forecast score is 6.80, which is lower than the Banking Services industry's average of 7.41. The average price target for United Bankshares Inc is 40.00, with a high of 42.50 and a low of 40.00.

Score

Industry at a Glance

Previous score
6.80
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 5 analysts
Hold
Current Rating
40.900
Target Price
+11.90%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
United Bankshares Inc
UBSI
5
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
JPMorgan Chase & Co
JPM
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-10

The company’s current price momentum score is 8.26, which is higher than the Banking Services industry's average of 7.77. Sideways: Currently, the stock price is trading between the resistance level at 37.92 and the support level at 34.72, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.27
Change
-0.01

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.272
Neutral
RSI(14)
53.376
Neutral
STOCH(KDJ)(9,3,3)
79.986
Buy
ATR(14)
0.798
High Vlolatility
CCI(14)
93.213
Neutral
Williams %R
24.235
Buy
TRIX(12,20)
-0.059
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
36.366
Buy
MA10
36.171
Buy
MA20
35.951
Buy
MA50
36.805
Sell
MA100
36.895
Sell
MA200
36.240
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-10

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 74.35%, representing a quarter-over-quarter increase of 0.74%. The largest institutional shareholder is The Vanguard, holding a total of 14.67M shares, representing 10.39% of shares outstanding, with 1.46% decrease in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
18.58M
-0.21%
The Vanguard Group, Inc.
Star Investors
14.86M
+4.18%
State Street Investment Management (US)
8.18M
+0.21%
Dimensional Fund Advisors, L.P.
7.72M
-1.04%
EARNEST Partners, LLC
4.63M
+9.75%
Geode Capital Management, L.L.C.
3.59M
+3.17%
Victory Capital Management Inc.
3.58M
+0.12%
Silvercrest Asset Management Group LLC
2.15M
-5.64%
First Trust Advisors L.P.
1.94M
+367.50%
Charles Schwab Investment Management, Inc.
1.71M
-1.17%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-10

The company’s current risk assessment score is 8.99, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.81. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
8.99
Change
0
Beta vs S&P 500 index
0.81
VaR
+2.94%
240-Day Maximum Drawdown
+27.23%
240-Day Volatility
+28.44%

Return

Best Daily Return
60 days
+4.93%
120 days
+4.93%
5 years
+12.82%
Worst Daily Return
60 days
-4.35%
120 days
-4.35%
5 years
-6.83%
Sharpe Ratio
60 days
-0.37
120 days
-0.04
5 years
+0.37

Risk Assessment

Maximum Drawdown
240 days
+27.23%
3 years
+38.56%
5 years
+40.62%
Return-to-Drawdown Ratio
240 days
-0.53
3 years
-0.08
5 years
+0.05
Skewness
240 days
-0.17
3 years
+0.74
5 years
+0.46

Volatility

Realised Volatility
240 days
+28.44%
5 years
+31.42%
Standardised True Range
240 days
+2.34%
5 years
+2.62%
Downside Risk-Adjusted Return
120 days
-6.49%
240 days
-6.49%
Maximum Daily Upside Volatility
60 days
+19.02%
Maximum Daily Downside Volatility
60 days
+16.97%

Liquidity

Average Turnover Rate
60 days
+0.55%
120 days
+0.57%
5 years
--
Turnover Deviation
20 days
-8.64%
60 days
+18.35%
120 days
+23.29%

Peer Comparison

Banking Services
United Bankshares Inc
United Bankshares Inc
UBSI
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.97 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.91 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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