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United Bankshares Inc

UBSI
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45.830USD
+0.110+0.24%
Close 06/30, 16:00ETQuotes delayed by 15 min
6.34BMarket Cap
12.80P/E TTM

TradingKey Stock Score of United Bankshares Inc

Currency: USD Updated: 2026-06-29

Key Insights

United Bankshares Inc's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 86 out of 398 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 47.40.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

United Bankshares Inc's Score

Industry at a Glance

Industry Ranking
86 / 398
Overall Ranking
142 / 4570
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

United Bankshares Inc Highlights

StrengthsRisks
United Bankshares, Inc. is a financial holding company of United Bank (the Bank). The Company operates through the community banking segment. The Bank offers a full range of products and services through various delivery channels. It includes among the banking products and services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans, and the making of construction and real estate loans as well as the origination and sale of residential mortgages in the secondary market. It also offers trust and brokerage services, safe deposit boxes, and wire transfers. The Bank operates a network of over 240 locations across Georgia, South Carolina, North Carolina, Virginia, Maryland, Washington, D.C., West Virginia, Ohio, and Pennsylvania.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 23.01% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 1.17B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 53.86%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 53.86%.
Overvalued
The company’s latest PB is 1.15, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 116.52M shares, increasing 9.10% quarter-over-quarter.
Held by Bill Nygren | OAKMX
Star Investor Bill Nygren | OAKMX holds 909.07 shares of this stock.
Higher Market Activity
The company has more investor interest, with a 20-day turnover ratio of 0.44.

Analyst Rating

Based on 5 analysts
Hold
Current Rating
47.400
Target Price
+2.58%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

FAQs

How does TradingKey generate the Stock Score of United Bankshares Inc?

The TradingKey Stock Score provides a comprehensive assessment of United Bankshares Inc based on 34 indicators derived from over 100 underlying data points.
These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of United Bankshares Inc’s performance and outlook.

How do we generate the financial health score of United Bankshares Inc?

To generate the financial health score of United Bankshares Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns.
By integrating these comprehensive data, the financial health score not only reflects United Bankshares Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of United Bankshares Inc.

How do we generate the company valuation score of United Bankshares Inc?

To generate the company valuation score of United Bankshares Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare United Bankshares Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value.
By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of United Bankshares Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of United Bankshares Inc.

How do we generate the earnings forecast score of United Bankshares Inc?

To calculate the earnings forecast score of United Bankshares Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:
Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.
Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.
By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.
Comparing these indicators against peers provides context for the stock’s performance and helps anchor more realistic expectations.
These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on United Bankshares Inc’s future.

How do we generate the price momentum score of United Bankshares Inc?

When generating the price momentum score for United Bankshares Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.
Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.
This comprehensive approach can reflect market sentiment and enable rational forecasts of United Bankshares Inc’s prices. A higher score indicates a more stable short-term price trend for United Bankshares Inc.

How do we generate the institutional confidence score of United Bankshares Inc?

To generate the institutional confidence score of United Bankshares Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about United Bankshares Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of United Bankshares Inc.

How do we generate the risk management score of United Bankshares Inc?

To assess the risk management score of United Bankshares Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.
The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.
These indicators together provide a multi-dimensional understanding of United Bankshares Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of United Bankshares Inc.
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