Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.000
Neutral
RSI(14)
61.254
Neutral
STOCH(KDJ)(9,3,3)
64.849
Sell
ATR(14)
0.191
Low Volatility
CCI(14)
47.357
Neutral
Williams %R
41.176
Buy
TRIX(12,20)
0.322
Sell
StochRSI(14)
0.000
Oversold
United Security Bancshares
UBFO10.250USD
-0.100-0.97%
Close 12/22, 16:00（ET）Quotes delayed by 15 min
179.96MMarket Cap
15.70P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of United Security Bancshares
Currency: USD Updated: 2025-12-19Key Insights
United Security Bancshares's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 201/404 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
United Security Bancshares's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
0
analysts
--
Current Rating
0.000
Target Price
0.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
United Security Bancshares Highlights
StrengthsRisks
United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.
Growing
The company is in a growing phase, with the latest annual income totaling USD 50.32M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 56.36%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 56.36%.
Overvalued
The company’s latest PB is 1.32, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 6.34M shares, decreasing 6.58% quarter-over-quarter.
Held by Invesco
Star Investor Invesco holds 2.98K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.15.
Financial Health
Currency: USD Updated: 2025-12-19The current financial score of United Security Bancshares is 8.76, ranking 66/404 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 13.40M, representing a year-over-year increase of 3.99%, while its net profit experienced a year-over-year increase of 5.07%.
Score
Financials
8.67
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
10.00
Operational Efficiency
10.00
Growth Potential
6.58
Shareholder Returns
8.56
United Security Bancshares's Company Valuation
Currency: USD Updated: 2025-12-19The current valuation score of United Security Bancshares is 6.18, ranking 374/404 in the Banking Services industry. Its current P/E ratio is 15.85, which is 0.48% below the recent high of 15.93 and 69.33% above the recent low of 4.86.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 201/404
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-19No earnings forecast score is currently available for United Security Bancshares. The Banking Services industry's average is 7.43.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
No Data
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-19The current price momentum score of United Security Bancshares is 9.11, ranking 196/404 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 10.71 and the support level at 9.82, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
10.332
Sell
MA10
10.266
Sell
MA20
10.101
Buy
MA50
9.612
Buy
MA100
9.409
Buy
MA200
9.047
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-19The current institutional shareholding score of United Security Bancshares is 3.00, ranking 254/404 in the Banking Services industry. The latest institutional shareholding proportion is 36.11%, representing a quarter-over-quarter decrease of 35.76%. The largest institutional shareholder is The Vanguard, holding a total of 753.23K shares, representing 4.29% of shares outstanding, with 11.75% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
Gill (Jagroop)
Bridgewealth Advisory Group, LLC
Woods (Dennis R)
Dimensional Fund Advisors, L.P.
Cavalla (Stanley J)
Fourthstone LLC
1st & Main Growth Partners
BlackRock Institutional Trust Company, N.A.
Geode Capital Management, L.L.C.
1
2
Risk Assessment
Currency: USD Updated: 2025-12-19The current risk assessment score of United Security Bancshares is 4.27, ranking 333/404 in the Banking Services industry. The company's beta value is 0.32. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.32
VaR
+2.37%
240-Day Maximum Drawdown
+25.37%
240-Day Volatility
+33.36%
Return
Best Daily Return
60 days
+5.39%
120 days
+5.39%
5 years
+7.08%
Worst Daily Return
60 days
-3.80%
120 days
-4.31%
5 years
-7.61%
Sharpe Ratio
60 days
+1.21
120 days
+1.14
5 years
+0.47
Risk Assessment
Maximum Drawdown
240 days
+25.37%
3 years
+32.02%
5 years
+36.48%
Return-to-Drawdown Ratio
240 days
+0.16
3 years
+0.27
5 years
+0.12
Skewness
240 days
+0.06
3 years
+0.15
5 years
+0.21
Volatility
Realised Volatility
240 days
+33.36%
5 years
+32.33%
Standardised True Range
240 days
+2.47%
5 years
+1.98%
Downside Risk-Adjusted Return
120 days
+189.12%
240 days
+189.12%
Maximum Daily Upside Volatility
60 days
+21.32%
Maximum Daily Downside Volatility
60 days
+19.88%
Liquidity
Average Turnover Rate
60 days
+0.31%
120 days
+0.24%
5 years
--
Turnover Deviation
20 days
-15.30%
60 days
+98.06%
120 days
+52.53%
Peer Comparison
Banking Services
United Security Bancshares
UBFO
5.67 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.72 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of United Security Bancshares?
The TradingKey Stock Score provides a comprehensive assessment of United Security Bancshares based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of United Security Bancshares’s performance and outlook.
How do we generate the financial health score of United Security Bancshares?
To generate the financial health score of United Security Bancshares, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects United Security Bancshares's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of United Security Bancshares.
How do we generate the company valuation score of United Security Bancshares?
To generate the company valuation score of United Security Bancshares, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare United Security Bancshares’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of United Security Bancshares’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of United Security Bancshares.
How do we generate the earnings forecast score of United Security Bancshares?
To calculate the earnings forecast score of United Security Bancshares, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on United Security Bancshares’s future.
How do we generate the price momentum score of United Security Bancshares?
When generating the price momentum score for United Security Bancshares, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of United Security Bancshares’s prices. A higher score indicates a more stable short-term price trend for United Security Bancshares.
How do we generate the institutional confidence score of United Security Bancshares?
To generate the institutional confidence score of United Security Bancshares, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about United Security Bancshares’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of United Security Bancshares.
How do we generate the risk management score of United Security Bancshares?
To assess the risk management score of United Security Bancshares, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of United Security Bancshares’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of United Security Bancshares.
