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United Security Bancshares

UBFO

10.310USD

+0.100+0.98%

Close 03/30, 16:00（ET）Quotes delayed by 15 min

177.14MMarket Cap

14.47P/E TTM



United Security Bancshares

10.310

+0.100+0.98%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of United Security Bancshares

Currency: USD Updated: 2026-03-27

Key Insights

United Security Bancshares's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 187 out of 400 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

United Security Bancshares's Score

Industry at a Glance

Industry Ranking

187 / 400

Overall Ranking

340 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

United Security Bancshares Highlights

StrengthsRisks

United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.

Growing

The company is in a growing phase, with the latest annual income totaling USD 52.29M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 56.36%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 56.36%.

Overvalued

The company’s latest PB is 1.29, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 6.24M shares, decreasing 15.72% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 3.03K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.15.

Analyst Rating

Based on 0 analysts

Current Rating

0.000

Target Price

0.00%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of United Security Bancshares is 8.89, ranking 54 out of 400 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 13.10M, representing a year-over-year increase of 5.12%, while its net profit experienced a year-over-year increase of 36.78%.

Score

Industry at a Glance

Previous score

8.89

Change



Financials

8.78

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.06

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.59

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

United Security Bancshares's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of United Security Bancshares is 6.18, ranking 364 out of 400 in the Banking Services industry. Its current P/E ratio is 14.33, which is 14.48% below the recent high of 16.40 and 66.07% above the recent low of 4.86.

Score

Industry at a Glance

Previous score

6.18

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 187/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for United Security Bancshares. The Banking Services industry's average is 7.29.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of United Security Bancshares is 7.02, ranking 198 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 10.63 and the support level at 9.85, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.26

Change

-0.24

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(4)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.052

Neutral

RSI(14)

48.233

Neutral

STOCH(KDJ)(9,3,3)

63.432

Neutral

ATR(14)

0.205

High Vlolatility

CCI(14)

60.821

Neutral

Williams %R

32.773

Buy

TRIX(12,20)

-0.182

Sell

StochRSI(14)

96.624

Buy

Moving Average

Sell(1)

Neutral(0)

Buy(5)

Indicators

Value

Direction

MA5

10.296

Buy

MA10

10.215

Buy

MA20

10.270

Buy

MA50

10.591

Sell

MA100

10.277

Buy

MA200

9.634

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of United Security Bancshares is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 35.49%, representing a quarter-over-quarter decrease of 1.72%. The largest institutional shareholder is The Vanguard, holding a total of 756.25K shares, representing 4.30% of shares outstanding, with 12.02% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Gill (Jagroop)

1.23M

+0.45%

Bridgewealth Advisory Group, LLC

1.22M

+0.00%

Woods (Dennis R)

1.17M

+2.82%

Dimensional Fund Advisors, L.P.

916.14K

+0.16%

The Vanguard Group, Inc.

Star Investors

753.23K

+0.49%

Cavalla (Stanley J)

679.72K

+0.20%

Fourthstone LLC

555.82K

+11.72%

1st & Main Growth Partners

536.32K

BlackRock Institutional Trust Company, N.A.

421.55K

+6.74%

Geode Capital Management, L.L.C.

328.22K

+0.35%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of United Security Bancshares is 4.36, ranking 329 out of 400 in the Banking Services industry. The company's beta value is 0.30. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.