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TrustCo Bank Corp NY

TRST

46.070USD

-0.150-0.32%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

830.60MMarket Cap

14.13P/E TTM



TrustCo Bank Corp NY

46.070

-0.150-0.32%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of TrustCo Bank Corp NY

Currency: USD Updated: 2026-02-06

Key Insights

TrustCo Bank Corp NY's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 202 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

TrustCo Bank Corp NY's Score

Industry at a Glance

Industry Ranking

202 / 397

Overall Ranking

332 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

TrustCo Bank Corp NY Highlights

StrengthsRisks

TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank provides a wide range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. The Bank also offers trust and investment services through its Financial Services Department. Trustco Financial Services, the name under which the Bank’s trust department operates, serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, provides estate planning and related advice, provides custodial services, and acts as trustee for various types of employee benefit plans and corporate pension and profit-sharing trusts. The Bank operates about 154 automatic teller machines and 136 banking offices.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 56.11%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 56.11%.

Overvalued

The company’s latest PB is 1.21, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 15.13M shares, decreasing 2.52% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 329.00 shares of this stock.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of TrustCo Bank Corp NY is 5.78, ranking 302 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 44.64M, representing a year-over-year increase of 15.23%, while its net profit experienced a year-over-year increase of 37.98%.

Score

Industry at a Glance

Previous score

5.78

Change



Financials

6.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

4.82

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

4.21

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.41

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.43

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

TrustCo Bank Corp NY's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of TrustCo Bank Corp NY is 5.82, ranking 384 out of 397 in the Banking Services industry. Its current P/E ratio is 14.13, which is 7.80% below the recent high of 15.23 and 52.42% above the recent low of 6.72.

Score

Industry at a Glance

Previous score

5.82

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 202/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for TrustCo Bank Corp NY. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of TrustCo Bank Corp NY is 9.01, ranking 239 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 49.27 and the support level at 42.06, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.13

Change

-0.12

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.603

Buy

RSI(14)

65.112

Neutral

STOCH(KDJ)(9,3,3)

79.542

Buy

ATR(14)

1.590

High Vlolatility

CCI(14)

109.802

Buy

Williams %R

35.789

Buy

TRIX(12,20)

0.225

Sell

StochRSI(14)

81.932

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

45.594

Buy

MA10

44.164

Buy

MA20

43.713

Buy

MA50

43.155

Buy

MA100

40.533

Buy

MA200

37.249

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of TrustCo Bank Corp NY is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 83.91%, representing a quarter-over-quarter increase of 3.14%. The largest institutional shareholder is The Vanguard, holding a total of 1.29M shares, representing 7.18% of shares outstanding, with 8.16% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

2.46M

-2.36%

The Vanguard Group, Inc.

Star Investors

1.28M

-0.42%

Systematic Financial Management, L.P.

1.18M

+0.50%

Dimensional Fund Advisors, L.P.

1.18M

-1.06%

State Street Investment Management (US)

885.16K

+0.66%

Holdco Asset Management, LP

872.74K

+170.19%

American Century Investment Management, Inc.

514.24K

+10.03%

Geode Capital Management, L.L.C.

461.22K

-9.66%

Templeton Investment Counsel, L.L.C.

398.18K

-9.89%

McCormick (Robert J)

377.66K

+1.01%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of TrustCo Bank Corp NY is 7.81, ranking 154 out of 397 in the Banking Services industry. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.