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TrustCo Bank Corp NY

TRST
42.750USD
-0.630-1.45%
Close 03/27, 16:00ETQuotes delayed by 15 min
799.84MMarket Cap
13.11P/E TTM

TrustCo Bank Corp NY

42.750
-0.630-1.45%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of TrustCo Bank Corp NY

Currency: USD Updated: 2026-03-27

Key Insights

TrustCo Bank Corp NY's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 191 out of 400 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

TrustCo Bank Corp NY's Score

Industry at a Glance

Industry Ranking
191 / 400
Overall Ranking
347 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

TrustCo Bank Corp NY Highlights

StrengthsRisks
TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank provides a wide range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. The Bank also offers trust and investment services through its Financial Services Department. Trustco Financial Services, the name under which the Bank’s trust department operates, serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, provides estate planning and related advice, provides custodial services, and acts as trustee for various types of employee benefit plans and corporate pension and profit-sharing trusts. The Bank operates about 154 automatic teller machines and 136 banking offices.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 56.11%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 56.11%.
Overvalued
The company’s latest PB is 1.12, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 15.13M shares, decreasing 2.29% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 329.00 shares of this stock.

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of TrustCo Bank Corp NY is 5.90, ranking 286 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 44.64M, representing a year-over-year increase of 15.23%, while its net profit experienced a year-over-year increase of 37.98%.

Score

Industry at a Glance

Previous score
5.90
Change
0

Financials

5.75

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

4.92

Operational Efficiency

4.26

Growth Potential

8.04

Shareholder Returns

6.53

TrustCo Bank Corp NY's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of TrustCo Bank Corp NY is 5.82, ranking 380 out of 400 in the Banking Services industry. Its current P/E ratio is 13.11, which is 16.17% below the recent high of 15.23 and 48.73% above the recent low of 6.72.

Score

Industry at a Glance

Previous score
5.82
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 191/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for TrustCo Bank Corp NY. The Banking Services industry's average is 7.29.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of TrustCo Bank Corp NY is 6.90, ranking 255 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 44.60 and the support level at 41.37, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.24
Change
-0.34

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(4)
Neutral(3)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.030
Sell
RSI(14)
43.087
Neutral
STOCH(KDJ)(9,3,3)
38.039
Neutral
ATR(14)
1.227
High Vlolatility
CCI(14)
-57.335
Neutral
Williams %R
71.870
Sell
TRIX(12,20)
-0.156
Sell
StochRSI(14)
0.000
Sell
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
43.178
Sell
MA10
42.996
Sell
MA20
43.433
Sell
MA50
44.121
Sell
MA100
42.919
Sell
MA200
39.426
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of TrustCo Bank Corp NY is 7.00, ranking 56 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 83.89%, representing a quarter-over-quarter increase of 3.12%. The largest institutional shareholder is The Vanguard, holding a total of 1.29M shares, representing 7.30% of shares outstanding, with 10.11% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
2.46M
-2.36%
The Vanguard Group, Inc.
Star Investors
1.28M
-0.42%
Systematic Financial Management, L.P.
1.18M
+0.50%
Dimensional Fund Advisors, L.P.
1.18M
-1.06%
State Street Investment Management (US)
885.16K
+0.66%
Holdco Asset Management, LP
872.74K
+170.19%
American Century Investment Management, Inc.
514.24K
+10.03%
Geode Capital Management, L.L.C.
461.22K
-9.66%
McCormick (Robert J)
377.66K
+1.01%
Templeton Investment Counsel, L.L.C.
398.18K
-9.89%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of TrustCo Bank Corp NY is 7.81, ranking 154 out of 400 in the Banking Services industry. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
7.81
Change
0
Beta vs S&P 500 index
0.59
VaR
+2.49%
240-Day Maximum Drawdown
+14.91%
240-Day Volatility
+29.34%

Return

Best Daily Return
60 days
+6.54%
120 days
+6.54%
5 years
+13.27%
Worst Daily Return
60 days
-5.86%
120 days
-5.86%
5 years
-11.49%
Sharpe Ratio
60 days
+0.23
120 days
+1.53
5 years
+0.39

Risk Assessment

Maximum Drawdown
240 days
+14.91%
3 years
+27.40%
5 years
+37.13%
Return-to-Drawdown Ratio
240 days
+3.70
3 years
+0.67
5 years
+0.08
Skewness
240 days
+0.13
3 years
+0.81
5 years
+0.33

Volatility

Realised Volatility
240 days
+29.34%
5 years
+30.06%
Standardised True Range
240 days
+2.30%
5 years
+1.97%
Downside Risk-Adjusted Return
120 days
+212.68%
240 days
+212.68%
Maximum Daily Upside Volatility
60 days
+22.35%
Maximum Daily Downside Volatility
60 days
+22.17%

Liquidity

Average Turnover Rate
60 days
+0.56%
120 days
+0.52%
5 years
--
Turnover Deviation
20 days
+40.76%
60 days
+23.36%
120 days
+14.07%

Peer Comparison

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5.21 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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8.52 /10
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