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TrustCo Bank Corp NY

TRST
39.110USD
+0.330+0.85%
Close 11/07, 16:00ETQuotes delayed by 15 min
725.63MMarket Cap
12.76P/E TTM

TrustCo Bank Corp NY

39.110
+0.330+0.85%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of TrustCo Bank Corp NY

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. The company is performing well in the stock market, with strong fundamentals and technicals supporting the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

TrustCo Bank Corp NY's Score

Industry at a Glance

Industry Ranking
170 / 407
Overall Ranking
255 / 4614
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 0 analysts
--
Current Rating
--
Target Price
--
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

TrustCo Bank Corp NY Highlights

StrengthsRisks
TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank operates over 156 automatic teller machines and approximately 140 banking offices in New York, New Jersey, Vermont, Massachusetts, and Florida. The Bank’s business consists of accepting deposits and making loans and investments. The Bank also lends in Essex and Fulton counties, Passaic counties, and Sumter counties. The Bank provides a range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. Trustco Bank also offers trust and investment services through its Financial Services Department. In addition, the Company’s Financial Services Department offers a range of retirement planning, and trust and estate administration services.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 56.11%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 56.11%.
Overvalued
The company’s latest PB is 1.05, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 15.12M shares, decreasing 0.94% quarter-over-quarter.
Held by Chuck Royce
Star Investor Chuck Royce holds 205.80K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 8.30, which is higher than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 43.97M, representing a year-over-year increase of 11.22%, while its net profit experienced a year-over-year increase of 26.28%.

Score

Industry at a Glance

Previous score
8.30
Change
0

Financials

6.55

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

8.12

Operational Efficiency

8.90

Growth Potential

9.35

Shareholder Returns

8.57

TrustCo Bank Corp NY's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 5.82, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 13.02, which is 16.96% below the recent high of 15.23 and 48.38% above the recent low of 6.72.

Score

Industry at a Glance

Previous score
5.82
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 170/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

There is no earnings forecast score for this company; the Banking Services industry's average is 7.41.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

No Data
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 9.12, which is higher than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 40.77 and the support level at 35.88, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.03
Change
0.09

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.508
Buy
RSI(14)
63.358
Neutral
STOCH(KDJ)(9,3,3)
89.206
Overbought
ATR(14)
1.027
High Vlolatility
CCI(14)
129.968
Buy
Williams %R
2.624
Overbought
TRIX(12,20)
0.182
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
38.700
Buy
MA10
38.276
Buy
MA20
37.258
Buy
MA50
37.856
Buy
MA100
36.295
Buy
MA200
33.744
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 81.47%, representing a quarter-over-quarter decrease of 1.79%. The largest institutional shareholder is The Vanguard, holding a total of 1.29M shares, representing 6.93% of shares outstanding, with 7.67% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
2.51M
-2.25%
The Vanguard Group, Inc.
Star Investors
1.29M
+1.95%
Dimensional Fund Advisors, L.P.
1.19M
-1.57%
Systematic Financial Management, L.P.
1.17M
+1.63%
State Street Investment Management (US)
879.33K
-1.93%
Geode Capital Management, L.L.C.
510.55K
+3.52%
American Century Investment Management, Inc.
467.36K
+6.01%
Verition Fund Management LLC
453.50K
+8.26%
Templeton Investment Counsel, L.L.C.
441.87K
--
Franklin Templeton Investments Corporation
441.87K
--
1
2

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 7.95, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.66. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
7.95
Change
0
Beta vs S&P 500 index
0.65
VaR
+2.37%
240-Day Maximum Drawdown
+27.40%
240-Day Volatility
+33.16%

Return

Best Daily Return
60 days
+5.10%
120 days
+5.10%
5 years
+13.27%
Worst Daily Return
60 days
-4.60%
120 days
-4.60%
5 years
-11.49%
Sharpe Ratio
60 days
+1.62
120 days
+1.72
5 years
+0.44

Risk Assessment

Maximum Drawdown
240 days
+27.40%
3 years
+36.38%
5 years
+37.13%
Return-to-Drawdown Ratio
240 days
+0.23
3 years
+0.04
5 years
+0.14
Skewness
240 days
-0.22
3 years
+0.41
5 years
+0.34

Volatility

Realised Volatility
240 days
+33.16%
5 years
+29.76%
Standardised True Range
240 days
+2.36%
5 years
+2.09%
Downside Risk-Adjusted Return
120 days
+296.16%
240 days
+296.16%
Maximum Daily Upside Volatility
60 days
+19.99%
Maximum Daily Downside Volatility
60 days
+17.34%

Liquidity

Average Turnover Rate
60 days
+0.56%
120 days
+0.52%
5 years
--
Turnover Deviation
20 days
+40.76%
60 days
+23.36%
120 days
+14.07%

Peer Comparison

Banking Services
TrustCo Bank Corp NY
TrustCo Bank Corp NY
TRST
6.27 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.90 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.89 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OneMain Holdings Inc
OMF
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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