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TrustCo Bank Corp NY

TRST

40.040USD

+1.170+3.01%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

754.79MMarket Cap

14.12P/E TTM



TrustCo Bank Corp NY

40.040

+1.170+3.01%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-18

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite a weak stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

173 / 400

Overall Ranking

290 / 4721

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

0.000

Target Price

0.00%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank operates over 156 automatic teller machines and approximately 140 banking offices in New York, New Jersey, Vermont, Massachusetts, and Florida. The Bank’s business consists of accepting deposits and making loans and investments. The Bank also lends in Essex and Fulton counties, Passaic counties, and Sumter counties. The Bank provides a range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. Trustco Bank also offers trust and investment services through its Financial Services Department. In addition, the Company’s Financial Services Department offers a range of retirement planning, and trust and estate administration services.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 56.11%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 56.11%.

Overvalued

The company’s latest PB is 1.09, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 15.64M shares, decreasing 2.05% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 1.29M shares of this stock.

Financial Health

Currency: USD Updated：2025-09-18

The company's current financial score is 8.14, which is higher than the Banking Services industry's average of 7.07. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 42.23M, representing a year-over-year increase of 10.43%, while its net profit experienced a year-over-year increase of 19.82%.

Score

Industry at a Glance

Previous score

8.14

Change



Financials

6.22

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

7.90

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

9.27

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

8.89

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

8.40

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 13.81, which is -13.24% below the recent high of 11.98 and 36.11% above the recent low of 8.82.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 173/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-18

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-18

The company’s current price momentum score is 8.85, which is higher than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 41.43 and the support level at 35.84, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.85

Change

0.34

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

-0.418

Neutral

RSI(14)

63.842

Neutral

STOCH(KDJ)(9,3,3)

54.496

Buy

ATR(14)

0.989

High Vlolatility

CCI(14)

9.828

Neutral

Williams %R

34.717

Buy

TRIX(12,20)

0.441

Sell

StochRSI(14)

96.552

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

39.230

Buy

MA10

39.430

Buy

MA20

39.257

Buy

MA50

36.462

Buy

MA100

34.225

Buy

MA200

33.187

Buy

Institutional Confidence

Currency: USD Updated：2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 82.95%, representing a quarter-over-quarter increase of 1.43%. The largest institutional shareholder is The Vanguard, holding a total of 1.29M shares, representing 6.82% of shares outstanding, with 5.98% increase in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

2.57M

-1.79%

The Vanguard Group, Inc.

Star Investors

1.26M

+3.03%

Dimensional Fund Advisors, L.P.

1.21M

-1.99%

Systematic Financial Management, L.P.

1.16M

-0.10%

State Street Global Advisors (US)

896.62K

-4.99%

Geode Capital Management, L.L.C.

493.19K

+11.47%

American Century Investment Management, Inc.

440.87K

+8.14%

Verition Fund Management LLC

418.89K

-18.94%

Templeton Investment Counsel, L.L.C.

441.87K

Franklin Templeton Investments Corporation

441.87K

Risk Assessment

Currency: USD Updated：2025-09-18

The company’s current risk assessment score is 5.46, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.68. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.