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Tompkins Financial Corp

TMP
76.460USD
-0.840-1.09%
Close 03/27, 16:00ETQuotes delayed by 15 min
851.75MMarket Cap
6.77P/E TTM

Tompkins Financial Corp

76.460
-0.840-1.09%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Tompkins Financial Corp

Currency: USD Updated: 2026-03-27

Key Insights

Tompkins Financial Corp's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is good.Its valuation is considered fairly valued, ranking 138 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 84.50.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Tompkins Financial Corp's Score

Industry at a Glance

Industry Ranking
138 / 400
Overall Ranking
227 / 4542
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Tompkins Financial Corp Highlights

StrengthsRisks
Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking and wealth management. Its banking segment’s services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. Its banking services also include a full suite of products, such as debit cards, credit cards, remote deposit, electronic banking, mobile banking, cash management, and safe deposit services. The wealth management segment is organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a range of financial services to customers, including trust and estate services, investment management, financial and tax planning services.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.82% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 243.41M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 49.59%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 49.59%.
Undervalued
The company’s latest PB is 1.17, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 9.74M shares, decreasing 3.85% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 188.00 shares of this stock.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
84.500
Target Price
+9.48%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Tompkins Financial Corp is 4.03, ranking 395 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 3.13M, representing a year-over-year decrease of 95.79%, while its net profit experienced a year-over-year decrease of 389.61%.

Score

Industry at a Glance

Previous score
4.03
Change
0

Financials

5.84

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

4.42

Operational Efficiency

2.72

Growth Potential

2.20

Shareholder Returns

4.95

Tompkins Financial Corp's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Tompkins Financial Corp is 6.70, ranking 331 out of 400 in the Banking Services industry. Its current P/E ratio is 6.77, which is 1350.86% below the recent high of 98.16 and 3.74% above the recent low of 6.51.

Score

Industry at a Glance

Previous score
6.70
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 138/400
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Tompkins Financial Corp is 7.00, ranking 190 out of 400 in the Banking Services industry. The average price target is 77.00, with a high of 80.00 and a low of 74.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts
Buy
Current Rating
84.500
Target Price
+9.48%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

307
Total
4
Median
5
Average
Company name
Ratings
Analysts
Tompkins Financial Corp
TMP
2
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Tompkins Financial Corp is 8.87, ranking 44 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 79.79 and the support level at 72.36, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.07
Change
-0.2

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(4)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
0.768
Neutral
RSI(14)
49.308
Neutral
STOCH(KDJ)(9,3,3)
80.578
Neutral
ATR(14)
1.927
Low Volatility
CCI(14)
95.042
Neutral
Williams %R
23.379
Buy
TRIX(12,20)
-0.246
Sell
StochRSI(14)
41.108
Sell
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
76.552
Sell
MA10
75.278
Buy
MA20
75.653
Buy
MA50
78.486
Sell
MA100
74.837
Buy
MA200
70.354
Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Tompkins Financial Corp is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 67.88%, representing a quarter-over-quarter decrease of 0.36%. The largest institutional shareholder is The Vanguard, holding a total of 1.38M shares, representing 9.60% of shares outstanding, with 3.80% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
1.76M
+0.03%
The Vanguard Group, Inc.
Star Investors
1.37M
-1.48%
State Street Investment Management (US)
1.21M
-1.89%
Tompkins Community Bank
1.15M
+0.02%
Tompkins Financial Corporation ESOP
766.56K
--
Dimensional Fund Advisors, L.P.
599.47K
-0.11%
Geode Capital Management, L.L.C.
311.93K
+0.45%
American Century Investment Management, Inc.
182.06K
+26.33%
Spain (Michael H)
137.85K
-23.37%
Cornell Pochily Investment Advisors, Inc.
123.43K
-0.76%
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Tompkins Financial Corp is 7.29, ranking 180 out of 400 in the Banking Services industry. The company's beta value is 0.73. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
7.29
Change
0
Beta vs S&P 500 index
0.72
VaR
+2.94%
240-Day Maximum Drawdown
+13.73%
240-Day Volatility
+31.03%

Return

Best Daily Return
60 days
+5.68%
120 days
+5.68%
5 years
+17.62%
Worst Daily Return
60 days
-4.83%
120 days
-5.18%
5 years
-8.16%
Sharpe Ratio
60 days
+0.63
120 days
+1.25
5 years
+0.20

Risk Assessment

Maximum Drawdown
240 days
+13.73%
3 years
+31.75%
5 years
+49.58%
Return-to-Drawdown Ratio
240 days
+2.67
3 years
+0.53
5 years
-0.04
Skewness
240 days
+0.34
3 years
+0.90
5 years
+0.73

Volatility

Realised Volatility
240 days
+31.03%
5 years
+33.55%
Standardised True Range
240 days
+2.43%
5 years
+2.50%
Downside Risk-Adjusted Return
120 days
+186.18%
240 days
+186.18%
Maximum Daily Upside Volatility
60 days
+22.99%
Maximum Daily Downside Volatility
60 days
+24.19%

Liquidity

Average Turnover Rate
60 days
+0.35%
120 days
+0.35%
5 years
--
Turnover Deviation
20 days
-26.34%
60 days
-11.65%
120 days
-9.96%

Peer Comparison

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Tompkins Financial Corp
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TMP
6.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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8.55 /10
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