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Tompkins Financial Corp

TMP

71.090USD

+2.700+3.95%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

1.02BMarket Cap

12.85P/E TTM



Tompkins Financial Corp

71.090

+2.700+3.95%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

105 / 400

Overall Ranking

218 / 4723

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 1 analysts

Buy

Current Rating

78.000

Target Price

+14.89%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking, insurance and wealth management. The banking segment provides services consisting primarily of deposits from the areas served by the Company's banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. The insurance segment provides services, such as property and casualty insurance, employee benefit consulting, life, long-term care and disability insurance. The wealth management segment provides services, including investment management, trust and estate, financial and tax planning as well as life, disability and long-term care insurance services. Its wealth management services are provided under the trade name Tompkins Financial Advisors.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 49.59%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 49.59%.

Fairly Valued

The company’s latest PB is 1.29, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 10.89M shares, decreasing 3.31% quarter-over-quarter.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 6.15, which is lower than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 79.64M, representing a year-over-year increase of 13.14%, while its net profit experienced a year-over-year increase of 36.91%.

Score

Industry at a Glance

Previous score

6.15

Change



Financials

5.87

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

5.42

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

5.39

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

7.99

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.10

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 12.25, which is 320.60% below the recent high of 51.54 and -0.19% above the recent low of 12.28.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 105/400

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

The company’s current earnings forecast score is 8.00, which is higher than the Banking Services industry's average of 7.39. The average price target for Tompkins Financial Corp is 78.00, with a high of 78.00 and a low of 78.00.

Score

Industry at a Glance

Previous score

8.00

Change

Support & Resistance

No Data

Analyst Rating

Based on 1 analysts

Buy

Current Rating

78.000

Target Price

+14.05%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Tompkins Financial Corp

TMP

Bank of America Corp

BAC

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

US Bancorp

USB

Regions Financial Corp

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 7.16, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 71.45 and the support level at 65.68, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.95

Change

0.21

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.409

Neutral

RSI(14)

60.788

Neutral

STOCH(KDJ)(9,3,3)

58.462

Buy

ATR(14)

1.614

High Vlolatility

CCI(14)

87.175

Neutral

Williams %R

15.335

Overbought

TRIX(12,20)

0.184

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

69.100

Buy

MA10

69.380

Buy

MA20

69.654

Buy

MA50

66.960

Buy

MA100

64.716

Buy

MA200

65.728

Buy

Institutional Confidence

Currency: USD Updated：2025-09-17

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.80M

-2.61%

The Vanguard Group, Inc.

Star Investors

1.33M

+2.37%

State Street Global Advisors (US)

1.27M

-3.10%

Tompkins Community Bank

1.16M

+1.67%

Tompkins Financial Corporation ESOP

766.56K

Dimensional Fund Advisors, L.P.

591.51K

-1.02%

Geode Capital Management, L.L.C.

299.08K

+2.71%

American Century Investment Management, Inc.

141.63K

+14.54%

Spain (Michael H)

137.85K

-23.37%

Cornell Pochily Investment Advisors, Inc.

122.14K

-0.46%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 5.35, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.87. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.