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Hanover Insurance Group Inc

THG

175.710USD

+0.580+0.33%
Close 09/25, 16:00ETQuotes delayed by 15 min
6.31BMarket Cap
11.36P/E TTM

Hanover Insurance Group Inc

175.710

+0.580+0.33%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-24

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
46 / 112
Overall Ranking
193 / 4718
Industry
Insurance

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 7 analysts
Buy
Current Rating
197.000
Target Price
+12.27%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
The Hanover Insurance Group, Inc. is the holding company, which is engaged in the business of property and casualty insurance products and services. The Company operates through three segments: Core Commercial, Specialty, Personal Lines and Other. Core Commercial product suite provides agents and customers with products designed for small and mid-sized businesses. Core Commercial segment coverages include commercial multiple peril, workers’ compensation, and other core commercial. Specialty segment offers a comprehensive suite of products focused predominately on small to mid-sized businesses. This includes various specialized products that are organized into four distinct divisions: Professional and Executive Lines, Specialty Property & Casualty, Marine, and Surety and Other. Personal Lines segment coverages include Personal automobile, and Homeowners and other personal lines. The Other segment primarily includes Opus, which provides investment advisory services to affiliates.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 267.24.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 29.58%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.58%.
Fairly Valued
The company’s latest PE is 11.32, at a medium 3-year percentile range.
Institutional Selling
The latest institutional holdings are 32.72M shares, decreasing 1.49% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 3.70M shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-24

The company's current financial score is 4.57, which is lower than the Insurance industry's average of 6.34. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 1.65B, representing a year-over-year increase of 7.24%, while its net profit experienced a year-over-year increase of 287.90%.

Score

Industry at a Glance

Previous score
4.57
Change
0

Financials

4.38

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

4.34

Operational Efficiency

4.72

Growth Potential

4.00

Shareholder Returns

5.38

Company Valuation

Currency: USD Updated: 2025-09-24

The company’s current valuation score is 6.00, which is higher than the Insurance industry's average of 4.49. Its current P/E ratio is 11.35, which is 56.71% below the recent high of 17.79 and 1.85% above the recent low of 11.14.

Score

Industry at a Glance

Previous score
4.39
Change
0.01

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 46/112
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-24

The company’s current earnings forecast score is 7.50, which is higher than the Insurance industry's average of 7.17. The average price target for Hanover Insurance Group Inc is 195.00, with a high of 210.00 and a low of 185.00.

Score

Industry at a Glance

Previous score
7.50
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 7 analysts
Buy
Current Rating
197.000
Target Price
+12.49%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

59
Total
5
Median
6
Average
Company name
Ratings
Analysts
Hanover Insurance Group Inc
THG
7
Travelers Companies Inc
TRV
26
Progressive Corp
PGR
25
Allstate Corp
ALL
23
American International Group Inc
AIG
20
W R Berkley Corp
WRB
18
1
2
3
...
12

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-24

The company’s current price momentum score is 6.92, which is lower than the Insurance industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 181.47 and the support level at 170.83, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.90
Change
-0.56

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(4)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-1.122
Neutral
RSI(14)
51.444
Neutral
STOCH(KDJ)(9,3,3)
22.890
Neutral
ATR(14)
2.972
High Vlolatility
CCI(14)
-43.558
Neutral
Williams %R
76.760
Sell
TRIX(12,20)
0.073
Sell
StochRSI(14)
82.184
Buy
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
175.442
Buy
MA10
175.924
Sell
MA20
176.788
Sell
MA50
172.530
Buy
MA100
170.509
Buy
MA200
165.657
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-24

The company’s current institutional recognition score is 10.00, which is higher than the Insurance industry's average of 7.84. The latest institutional shareholding proportion is 91.46%, representing a quarter-over-quarter decrease of 0.35%. The largest institutional shareholder is The Vanguard, holding a total of 3.70M shares, representing 10.34% of shares outstanding, with 2.92% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
3.63M
+0.58%
BlackRock Institutional Trust Company, N.A.
3.17M
+2.76%
T. Rowe Price Associates, Inc.
Star Investors
1.25M
+0.07%
MFS Investment Management
1.37M
-8.03%
AllianceBernstein L.P.
940.52K
+9.33%
State Street Global Advisors (US)
1.27M
-1.54%
Fuller & Thaler Asset Management Inc.
907.76K
+45.12%
Franklin Mutual Advisers, LLC
1.23M
+1.19%
Dimensional Fund Advisors, L.P.
785.22K
+0.13%
Allspring Global Investments, LLC
754.80K
-23.31%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-24

The company’s current risk assessment score is 6.47, which is higher than the Insurance industry's average of 5.26. The company's beta value is 0.44. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.47
Change
0
Beta vs S&P 500 index
0.44
VaR
+2.14%
240-Day Maximum Drawdown
+13.98%
240-Day Volatility
+24.94%
Return
Best Daily Return
60 days
+3.87%
120 days
+3.87%
5 years
+5.13%
Worst Daily Return
60 days
-3.15%
120 days
-8.75%
5 years
-8.75%
Sharpe Ratio
60 days
+0.97
120 days
+0.14
5 years
+0.59
Risk Assessment
Maximum Drawdown
240 days
+13.98%
3 years
+29.66%
5 years
+32.43%
Return-to-Drawdown Ratio
240 days
+1.40
3 years
+0.28
5 years
+0.31
Skewness
240 days
-0.53
3 years
-0.21
5 years
-0.13
Volatility
Realised Volatility
240 days
+24.94%
5 years
+23.45%
Standardised True Range
240 days
+2.00%
5 years
+1.65%
Downside Risk-Adjusted Return
120 days
+16.64%
240 days
+16.64%
Maximum Daily Upside Volatility
60 days
+18.88%
Maximum Daily Downside Volatility
60 days
+16.02%
Liquidity
Average Turnover Rate
60 days
+0.67%
120 days
+0.69%
5 years
--
Turnover Deviation
20 days
+0.26%
60 days
+19.53%
120 days
+23.42%

Peer Comparison

Insurance
Hanover Insurance Group Inc
Hanover Insurance Group Inc
THG
6.22 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Assured Guaranty Ltd
Assured Guaranty Ltd
AGO
7.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Hci Group Inc
Hci Group Inc
HCI
7.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
W R Berkley Corp
W R Berkley Corp
WRB
7.62 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Renaissancere Holdings Ltd
Renaissancere Holdings Ltd
RNR
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Ryan Specialty Holdings Inc
Ryan Specialty Holdings Inc
RYAN
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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