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Hanover Insurance Group Inc

THG
175.970USD
-1.740-0.98%
Close 02/06, 16:00ETQuotes delayed by 15 min
6.26BMarket Cap
9.51P/E TTM

Hanover Insurance Group Inc

175.970
-1.740-0.98%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Hanover Insurance Group Inc

Currency: USD Updated: 2026-02-06

Key Insights

Hanover Insurance Group Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 55 out of 114 in the Insurance industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 199.57.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Hanover Insurance Group Inc's Score

Industry at a Glance

Industry Ranking
55 / 114
Overall Ranking
239 / 4521
Industry
Insurance

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Hanover Insurance Group Inc Highlights

StrengthsRisks
The Hanover Insurance Group, Inc. is the holding company, which is engaged in the business of property and casualty insurance products and services. The Company operates through three segments: Core Commercial, Specialty, Personal Lines and Other. Core Commercial product suite provides agents and customers with products designed for small and mid-sized businesses. Core Commercial segment coverage includes commercial multiple peril, workers’ compensation, and other commercial lines. Specialty segment offers a comprehensive suite of products focused predominately on small to mid-sized businesses. This includes various specialized products that are organized into four distinct divisions: Professional and Executive Lines, Specialty Property & Casualty, Marine, and Surety and Other. Personal Lines segment coverage includes Personal automobile, and Homeowners and other personal lines. The Other segment primarily includes Opus, which provides investment advisory services to affiliates.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 6.58B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 29.58%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 29.58%.
Undervalued
The company’s latest PE is 9.51, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 32.08M shares, decreasing 4.78% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 1.28K shares of this stock.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
199.571
Target Price
+14.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Hanover Insurance Group Inc is 4.57, ranking 101 out of 114 in the Insurance industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 1.67B, representing a year-over-year increase of 5.08%, while its net profit experienced a year-over-year increase of 18.23%.

Score

Industry at a Glance

Previous score
4.57
Change
0

Financials

4.38

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

4.34

Operational Efficiency

4.72

Growth Potential

4.00

Shareholder Returns

5.38

Hanover Insurance Group Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Hanover Insurance Group Inc is 7.16, ranking 63 out of 114 in the Insurance industry. Its current P/E ratio is 9.51, which is 1352.59% below the recent high of 138.13 and 44654.33% above the recent low of -4236.67.

Score

Industry at a Glance

Previous score
7.16
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 55/114
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Hanover Insurance Group Inc is 7.71, ranking 24 out of 114 in the Insurance industry. The average price target is 200.00, with a high of 210.00 and a low of 194.00.

Score

Industry at a Glance

Previous score
7.71
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 7 analysts
Buy
Current Rating
199.571
Target Price
+14.00%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

60
Total
5
Median
6
Average
Company name
Ratings
Analysts
Hanover Insurance Group Inc
THG
7
Travelers Companies Inc
TRV
27
Progressive Corp
PGR
25
Allstate Corp
ALL
24
American International Group Inc
AIG
22
Arch Capital Group Ltd
ACGL
21
1
2
3
...
12

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Hanover Insurance Group Inc is 8.87, ranking 54 out of 114 in the Insurance industry. Currently, the stock price is trading between the resistance level at 182.86 and the support level at 167.81, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.15
Change
-0.28

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
1.955
Neutral
RSI(14)
52.282
Neutral
STOCH(KDJ)(9,3,3)
61.002
Neutral
ATR(14)
3.842
High Vlolatility
CCI(14)
127.693
Buy
Williams %R
41.931
Buy
TRIX(12,20)
-0.116
Sell
StochRSI(14)
42.447
Sell
Moving Average
Sell(2)
Neutral(0)
Buy(4)
Indicators
Value
Direction
MA5
175.530
Buy
MA10
173.799
Buy
MA20
172.383
Buy
MA50
178.579
Sell
MA100
177.912
Sell
MA200
173.796
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Hanover Insurance Group Inc is 10.00, ranking 1 out of 114 in the Insurance industry. The latest institutional shareholding proportion is 90.16%, representing a quarter-over-quarter decrease of 1.71%. The largest institutional shareholder is The Vanguard, holding a total of 3.65M shares, representing 10.32% of shares outstanding, with 2.39% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
The Vanguard Group, Inc.
Star Investors
3.69M
-0.11%
BlackRock Institutional Trust Company, N.A.
3.02M
-1.73%
T. Rowe Price Associates, Inc.
Star Investors
1.59M
-4.11%
AllianceBernstein L.P.
1.26M
-1.38%
State Street Investment Management (US)
1.24M
-2.47%
MFS Investment Management
1.27M
-2.24%
Fuller & Thaler Asset Management Inc.
956.46K
+5.96%
Dimensional Fund Advisors, L.P.
790.77K
+0.02%
AQR Capital Management, LLC
763.43K
+37.85%
Geode Capital Management, L.L.C.
698.09K
+2.43%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Insurance domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. No risk assessment score is currently available for Hanover Insurance Group Inc. The Insurance industry's average is 7.17. The company's beta value is 0.32. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Hanover Insurance Group Inc’s latest ESG disclosure leads the Insurance industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
0.00
Change
0
Beta vs S&P 500 index
0.32
VaR
+2.21%
240-Day Maximum Drawdown
+13.98%
240-Day Volatility
+24.10%

Return

Best Daily Return
60 days
+2.24%
120 days
+2.59%
5 years
+5.13%
Worst Daily Return
60 days
-3.75%
120 days
-3.75%
5 years
-8.75%
Sharpe Ratio
60 days
-0.39
120 days
+0.38
5 years
+0.44

Risk Assessment

Maximum Drawdown
240 days
+13.98%
3 years
+20.00%
5 years
+32.43%
Return-to-Drawdown Ratio
240 days
+0.76
3 years
+0.71
5 years
+0.19
Skewness
240 days
-1.07
3 years
-0.29
5 years
-0.17

Volatility

Realised Volatility
240 days
+24.10%
5 years
+23.40%
Standardised True Range
240 days
+2.07%
5 years
+1.69%
Downside Risk-Adjusted Return
120 days
+49.58%
240 days
+49.58%
Maximum Daily Upside Volatility
60 days
+14.26%
Maximum Daily Downside Volatility
60 days
+14.77%

Liquidity

Average Turnover Rate
60 days
+0.67%
120 days
+0.69%
5 years
--
Turnover Deviation
20 days
+0.26%
60 days
+19.53%
120 days
+23.42%

Peer Comparison

Insurance
Hanover Insurance Group Inc
Hanover Insurance Group Inc
THG
6.53 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Essent Group Ltd
Essent Group Ltd
ESNT
8.87 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Arch Capital Group Ltd
Arch Capital Group Ltd
ACGL
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Renaissancere Holdings Ltd
Renaissancere Holdings Ltd
RNR
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AXIS Capital Holdings Ltd
AXIS Capital Holdings Ltd
AXS
8.61 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Everest Group Ltd
Everest Group Ltd
EG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
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