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Third Coast Bancshares Inc

TCBX
43.460USD
+0.820+1.92%
Close 02/06, 16:00ETQuotes delayed by 15 min
603.71MMarket Cap
9.77P/E TTM

Third Coast Bancshares Inc

43.460
+0.820+1.92%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Third Coast Bancshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

Third Coast Bancshares Inc's fundamentals are relatively healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 102 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 44.33.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Third Coast Bancshares Inc's Score

Industry at a Glance

Industry Ranking
102 / 397
Overall Ranking
159 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

Third Coast Bancshares Inc Highlights

StrengthsRisks
Third Coast Bancshares, Inc. is a bank holding company. The Company is operating primarily in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets through its wholly owned subsidiary, Third Coast Bank (the Bank). The Bank conducts banking operations through approximately 19 branches encompassing the four metropolitan areas in Texas. It is focused on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The Bank's deposits include checking accounts, money market accounts, savings accounts, a variety of certificates of deposit and individual retirement accounts. It offers traditional bank products such as checking, savings, money markets, and CD accounts, as well as a full range of banking services including retail and commercial online banking platforms, mobile banking apps, debit cards, credit cards, a suite of treasury management solutions, merchant card services and customer digital solutions.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 42.25% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 208.46M.
Overvalued
The company’s latest PB is 1.13, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 8.28M shares, decreasing 7.71% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 1.26K shares of this stock.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
44.333
Target Price
+3.97%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Third Coast Bancshares Inc is 6.52, ranking 266 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 56.25M, representing a year-over-year increase of 22.11%, while its net profit experienced a year-over-year increase of 33.21%.

Score

Industry at a Glance

Previous score
6.52
Change
0

Financials

6.61

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.67

Operational Efficiency

5.49

Growth Potential

8.35

Shareholder Returns

6.49

Third Coast Bancshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Third Coast Bancshares Inc is 7.94, ranking 169 out of 397 in the Banking Services industry. Its current P/E ratio is 9.77, which is 56.85% below the recent high of 15.33 and 24.97% above the recent low of 7.33.

Score

Industry at a Glance

Previous score
7.94
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 102/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Third Coast Bancshares Inc is 7.00, ranking 188 out of 397 in the Banking Services industry. The average price target is 43.00, with a high of 46.00 and a low of 40.00.

Score

Industry at a Glance

Previous score
7.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 4 analysts
Buy
Current Rating
44.333
Target Price
+3.97%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
Third Coast Bancshares Inc
TCBX
4
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Third Coast Bancshares Inc is 9.71, ranking 11 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 45.86 and the support level at 39.03, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.53
Change
0.18

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.766
Buy
RSI(14)
66.510
Neutral
STOCH(KDJ)(9,3,3)
86.328
Overbought
ATR(14)
1.621
High Vlolatility
CCI(14)
130.287
Buy
Williams %R
6.032
Overbought
TRIX(12,20)
0.343
Sell
StochRSI(14)
59.947
Sell
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
42.760
Buy
MA10
41.360
Buy
MA20
40.194
Buy
MA50
39.542
Buy
MA100
38.782
Buy
MA200
36.631
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Third Coast Bancshares Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 50.28%, representing a quarter-over-quarter decrease of 15.01%. The largest institutional shareholder is The Vanguard, holding a total of 666.69K shares, representing 4.04% of shares outstanding, with 14.35% decrease in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
797.20K
+2.71%
The Vanguard Group, Inc.
Star Investors
653.75K
-2.43%
Kennedy Capital Management LLC
458.05K
+13.57%
Adage Capital Management, L.P.
454.59K
-11.20%
Dimensional Fund Advisors, L.P.
417.97K
+6.19%
State Street Investment Management (US)
326.65K
+42.41%
Geode Capital Management, L.L.C.
313.21K
-0.24%
Mcwhorter (Richard John)
278.68K
+3.72%
AllianceBernstein L.P.
274.07K
-14.70%
American Century Investment Management, Inc.
272.20K
+17.86%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Third Coast Bancshares Inc is 6.64, ranking 221 out of 397 in the Banking Services industry. The company's beta value is 0.72. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Third Coast Bancshares Inc’s latest ESG disclosure is at an average level in the Banking Services industry, showing no material impact on overall risk.

Score

Industry at a Glance

Previous score
6.64
Change
0
Beta vs S&P 500 index
0.72
VaR
--
240-Day Maximum Drawdown
+23.41%
240-Day Volatility
+45.19%

Return

Best Daily Return
60 days
+5.19%
120 days
+5.66%
5 years
--
Worst Daily Return
60 days
-4.39%
120 days
-4.39%
5 years
--
Sharpe Ratio
60 days
+2.53
120 days
+0.92
5 years
--

Risk Assessment

Maximum Drawdown
240 days
+23.41%
3 years
+30.07%
5 years
--
Return-to-Drawdown Ratio
240 days
+0.96
3 years
+1.88
5 years
--
Skewness
240 days
+0.02
3 years
+0.55
5 years
--

Volatility

Realised Volatility
240 days
+45.19%
5 years
--
Standardised True Range
240 days
+2.90%
5 years
--
Downside Risk-Adjusted Return
120 days
+193.50%
240 days
+193.50%
Maximum Daily Upside Volatility
60 days
+21.34%
Maximum Daily Downside Volatility
60 days
+19.08%

Liquidity

Average Turnover Rate
60 days
+0.49%
120 days
+0.49%
5 years
--
Turnover Deviation
20 days
+26.39%
60 days
+30.60%
120 days
+32.45%

Peer Comparison

Banking Services
Third Coast Bancshares Inc
Third Coast Bancshares Inc
TCBX
7.33 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.70 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.69 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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