









Markets
/
Stocks
/
nasdaq-ssbi
/

Summit State Bank

SSBI

13.770USD

+0.010+0.07%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

93.24MMarket Cap

13.61P/E TTM



Summit State Bank

13.770

+0.010+0.07%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Summit State Bank

Currency: USD Updated: 2026-02-06

Key Insights

Summit State Bank's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 217 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Summit State Bank's Score

Industry at a Glance

Industry Ranking

217 / 397

Overall Ranking

380 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Summit State Bank Highlights

StrengthsRisks

Summit State Bank (the Bank) is a state-chartered commercial bank. The Bank operates a traditional community banking business within its primary service area of Sonoma County in California. It provides an array of financial services for small to medium-sized businesses and their owners and employees, entrepreneurs, families, foundations, estates and individual consumers. The Bank offers depository and lending services primarily to meet the needs of its business, nonprofit organization, and individual clientele. These services include a variety of transaction, money market, savings and time deposit account alternatives. The Bank's lending activities are primarily focused on commercial real estate, construction, and business loans. It provides a set of loan products, such as commercial loans and leases, lines of credit, commercial real estate loans, Small Business Administration (SBA), loans and others. Its branch locations include Santa Rosa, Petaluma, Rohnert Park and Healdsburg.

Growing

The company is in a growing phase, with the latest annual income totaling USD 36.63M.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

Overvalued

The company’s latest PB is 0.92, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.86M shares, decreasing 2.16% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 256.85K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.49.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Summit State Bank is 5.11, ranking 345 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 9.62M, representing a year-over-year increase of 9.50%, while its net profit experienced a year-over-year increase of 114.94%.

Score

Industry at a Glance

Previous score

5.11

Change



Financials

6.33

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.35

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.79

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

7.29

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.80

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Summit State Bank's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Summit State Bank is 8.56, ranking 77 out of 397 in the Banking Services industry. Its current P/E ratio is 13.61, which is 0.07% below the recent high of 13.62 and 579.16% above the recent low of -65.23.

Score

Industry at a Glance

Previous score

8.56

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 217/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for Summit State Bank. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Summit State Bank is 9.13, ranking 215 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 14.50 and the support level at 12.54, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.22

Change

-0.09

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

-0.043

Neutral

RSI(14)

73.370

Buy

STOCH(KDJ)(9,3,3)

58.278

Neutral

ATR(14)

0.229

Low Volatility

CCI(14)

79.144

Neutral

Williams %R

27.059

Buy

TRIX(12,20)

0.652

Sell

StochRSI(14)

33.929

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

13.744

Buy

MA10

13.711

Buy

MA20

13.283

Buy

MA50

12.166

Buy

MA100

11.817

Buy

MA200

11.262

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Summit State Bank is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 27.52%, representing a quarter-over-quarter decrease of 4.19%. The largest institutional shareholder is The Vanguard, holding a total of 256.85K shares, representing 3.79% of shares outstanding, with 7.51% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Reynolds (Marshall T)

747.43K

M3F, Inc.

354.23K

+0.39%

Caldwell Sutter Capital, Inc

349.31K

+0.01%

Reynolds (Douglas Vernon)

333.62K

+0.92%

1st & Main Growth Partners

323.11K

-16.10%

Codding (Constance L)

313.10K

-18.95%

The Vanguard Group, Inc.

Star Investors

267.72K

-1.61%

Baker (Bradley E)

153.43K

+51.27%

Reed (Brian J)

144.62K

-0.00%

AllianceBernstein L.P.

94.51K

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Summit State Bank is 4.24, ranking 341 out of 397 in the Banking Services industry. The company's beta value is 0.18. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.