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1st Source Corp

SRCE
61.470USD
+0.260+0.42%
Close 11/11, 16:00ETQuotes delayed by 15 min
1.50BMarket Cap
10.20P/E TTM

1st Source Corp

61.470
+0.260+0.42%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of 1st Source Corp

Currency: USD Updated: 2025-11-11

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

1st Source Corp's Score

Industry at a Glance

Industry Ranking
25 / 407
Overall Ranking
65 / 4608
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Hold
Current Rating
72.667
Target Price
+18.72%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

1st Source Corp Highlights

StrengthsRisks
1st Source Corporation is a bank holding company. The Company, through its subsidiaries, offers a range of financial products and services. Its banking subsidiary, 1st Source Bank (Bank), offers commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients through its 78 banking center locations in 18 counties in Indiana and Michigan and Sarasota County in Florida. The Bank offers specialized financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. It also offers a range of trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit clients. Its insurance agency subsidiary, 1st Source Insurance, Inc., offers property and casualty, individual and group health, and life insurance for individuals and businesses. It also owns and manages certain available-for-sale investment securities.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 26.17%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.17%.
Undervalued
The company’s latest PB is 1.21, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 18.26M shares, decreasing 4.10% quarter-over-quarter.
Held by PRFDX
Star Investor PRFDX holds 6.95K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.04.

Financial Health

Currency: USD Updated: 2025-11-11

The company's current financial score is 9.62, which is higher than the Banking Services industry's average of 7.05. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 103.78M, representing a year-over-year increase of 12.45%, while its net profit experienced a year-over-year increase of 21.10%.

Score

Industry at a Glance

Previous score
9.62
Change
0

Financials

9.27

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
No Data

Quality of Earnings

9.07

Operational Efficiency

10.00

Growth Potential

10.00

Shareholder Returns

9.78

1st Source Corp's Company Valuation

Currency: USD Updated: 2025-11-11

The company’s current valuation score is 7.60, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 10.23, which is 25.35% below the recent high of 12.83 and 21.59% above the recent low of 8.02.

Score

Industry at a Glance

Previous score
7.60
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 25/407
No Data

Earnings Forecast

Currency: USD Updated: 2025-11-11

The company’s current earnings forecast score is 6.67, which is lower than the Banking Services industry's average of 7.41. The average price target for 1st Source Corp is 69.00, with a high of 80.00 and a low of 69.00.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Hold
Current Rating
72.667
Target Price
+18.72%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

295
Total
4
Median
5
Average
Company name
Ratings
Analysts
1st Source Corp
SRCE
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
26
Regions Financial Corp
RF
25
US Bancorp
USB
25
1
2
3
...
59

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-11

The company’s current price momentum score is 8.78, which is higher than the Banking Services industry's average of 7.87. Sideways: Currently, the stock price is trading between the resistance level at 63.60 and the support level at 58.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
8.54
Change
0.24

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.598
Neutral
RSI(14)
55.574
Neutral
STOCH(KDJ)(9,3,3)
72.322
Neutral
ATR(14)
1.627
Low Volatility
CCI(14)
124.864
Buy
Williams %R
23.226
Buy
TRIX(12,20)
-0.010
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(1)
Neutral(0)
Buy(5)
Indicators
Value
Direction
MA5
60.982
Buy
MA10
60.298
Buy
MA20
59.857
Buy
MA50
61.332
Buy
MA100
61.820
Sell
MA200
61.417
Buy

Institutional Confidence

Currency: USD Updated: 2025-11-11

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 74.74%, representing a quarter-over-quarter decrease of 26.20%. The largest institutional shareholder is The Vanguard, holding a total of 1.19M shares, representing 4.87% of shares outstanding, with 29.33% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
1st Source Corporation Investment Advisors, Inc.
5.19M
-0.06%
Murphy (Carmen C)
3.18M
+125.52%
BlackRock Institutional Trust Company, N.A.
1.50M
-2.05%
Dimensional Fund Advisors, L.P.
1.48M
-2.66%
Carmichael (Oliver C III)
1.31M
+100.92%
The Vanguard Group, Inc.
Star Investors
1.24M
+16.67%
Murphy (Christopher J III)
1.17M
+0.16%
Charles Schwab Investment Management, Inc.
625.78K
+2.25%
State Street Investment Management (US)
587.20K
+4.98%
Geode Capital Management, L.L.C.
480.82K
+4.25%
1
2

Risk Assessment

Currency: USD Updated: 2025-11-11

The company’s current risk assessment score is 8.71, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.64. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
8.71
Change
0
Beta vs S&P 500 index
0.64
VaR
+2.57%
240-Day Maximum Drawdown
+21.24%
240-Day Volatility
+30.40%

Return

Best Daily Return
60 days
+4.82%
120 days
+4.82%
5 years
+12.09%
Worst Daily Return
60 days
-3.42%
120 days
-3.74%
5 years
-7.98%
Sharpe Ratio
60 days
+0.39
120 days
-0.05
5 years
+0.55

Risk Assessment

Maximum Drawdown
240 days
+21.24%
3 years
+25.21%
5 years
+31.93%
Return-to-Drawdown Ratio
240 days
-0.34
3 years
+0.20
5 years
+0.33
Skewness
240 days
+0.07
3 years
+0.42
5 years
+0.53

Volatility

Realised Volatility
240 days
+30.40%
5 years
+29.90%
Standardised True Range
240 days
+2.52%
5 years
+2.17%
Downside Risk-Adjusted Return
120 days
-8.55%
240 days
-8.55%
Maximum Daily Upside Volatility
60 days
+18.57%
Maximum Daily Downside Volatility
60 days
+15.72%

Liquidity

Average Turnover Rate
60 days
+0.38%
120 days
+0.41%
5 years
--
Turnover Deviation
20 days
-4.06%
60 days
+19.02%
120 days
+27.08%

Peer Comparison

Banking Services
1st Source Corp
1st Source Corp
SRCE
8.21 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.94 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.93 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
FNB Corp
FNB Corp
FNB
8.72 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Axos Financial Inc
Axos Financial Inc
AX
8.65 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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