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1st Source Corp

SRCE
70.450USD
+0.620+0.89%
Close 02/06, 16:00ETQuotes delayed by 15 min
1.72BMarket Cap
11.73P/E TTM

1st Source Corp

70.450
+0.620+0.89%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of 1st Source Corp

Currency: USD Updated: 2026-02-06

Key Insights

1st Source Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 80 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 76.33.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

1st Source Corp's Score

Industry at a Glance

Industry Ranking
80 / 397
Overall Ranking
133 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Negative

1st Source Corp Highlights

StrengthsRisks
1st Source Corporation is a bank holding company. The Company, through its subsidiaries, offers a range of financial products and services. Its banking subsidiary, 1st Source Bank (the Bank), offers commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients through its 77 banking center locations in 18 counties in Indiana and Michigan and Sarasota County in Florida. The Bank offers specialized financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. It also offers a range of trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit clients. Its insurance agency subsidiary, 1st Source Insurance, Inc., offers property and casualty, individual and group health, and life insurance for individuals and businesses. It also owns and manages certain available-for-sale investment securities.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 26.17%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.17%.
Overvalued
The company’s latest PB is 1.39, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 18.44M shares, decreasing 5.07% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 120.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.04.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
76.333
Target Price
+9.31%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of 1st Source Corp is 6.58, ranking 257 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 103.78M, representing a year-over-year increase of 12.45%, while its net profit experienced a year-over-year increase of 21.10%.

Score

Industry at a Glance

Previous score
6.58
Change
0

Financials

7.81

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

5.07

Operational Efficiency

4.65

Growth Potential

8.27

Shareholder Returns

7.10

1st Source Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of 1st Source Corp is 7.60, ranking 224 out of 397 in the Banking Services industry. Its current P/E ratio is 11.73, which is 9.37% below the recent high of 12.83 and 31.58% above the recent low of 8.02.

Score

Industry at a Glance

Previous score
7.60
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 80/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of 1st Source Corp is 6.67, ranking 235 out of 397 in the Banking Services industry. The average price target is 69.00, with a high of 80.00 and a low of 69.00.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 3 analysts
Hold
Current Rating
76.333
Target Price
+9.31%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
1st Source Corp
SRCE
3
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of 1st Source Corp is 9.34, ranking 124 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 73.31 and the support level at 65.27, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.32
Change
0.02

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(0)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
0.813
Buy
RSI(14)
70.490
Buy
STOCH(KDJ)(9,3,3)
88.514
Overbought
ATR(14)
1.899
High Vlolatility
CCI(14)
153.900
Buy
Williams %R
7.597
Overbought
TRIX(12,20)
0.285
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
69.398
Buy
MA10
67.907
Buy
MA20
66.517
Buy
MA50
65.174
Buy
MA100
62.985
Buy
MA200
62.393
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of 1st Source Corp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 75.69%, representing a quarter-over-quarter increase of 1.26%. The largest institutional shareholder is The Vanguard, holding a total of 1.31M shares, representing 5.39% of shares outstanding, with 24.34% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Murphy (Carmen C)
3.18M
-0.08%
Murphy (Christopher J III)
1.17M
-0.21%
1st Source Corporation Investment Advisors, Inc.
5.19M
-0.02%
BlackRock Institutional Trust Company, N.A.
1.50M
-0.09%
Dimensional Fund Advisors, L.P.
1.47M
-0.35%
Carmichael (Oliver C III)
1.31M
+100.92%
The Vanguard Group, Inc.
Star Investors
1.19M
-4.11%
Charles Schwab Investment Management, Inc.
681.98K
+8.98%
State Street Investment Management (US)
593.42K
+1.06%
Geode Capital Management, L.L.C.
484.14K
+0.69%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of 1st Source Corp is 9.04, ranking 37 out of 397 in the Banking Services industry. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
9.04
Change
0
Beta vs S&P 500 index
0.61
VaR
+2.54%
240-Day Maximum Drawdown
+17.96%
240-Day Volatility
+29.64%

Return

Best Daily Return
60 days
+3.37%
120 days
+4.82%
5 years
+12.09%
Worst Daily Return
60 days
-2.85%
120 days
-3.42%
5 years
-7.98%
Sharpe Ratio
60 days
+3.11
120 days
+1.37
5 years
+0.52

Risk Assessment

Maximum Drawdown
240 days
+17.96%
3 years
+21.24%
5 years
+31.93%
Return-to-Drawdown Ratio
240 days
+0.53
3 years
+0.89
5 years
+0.30
Skewness
240 days
-0.30
3 years
+0.65
5 years
+0.55

Volatility

Realised Volatility
240 days
+29.64%
5 years
+29.68%
Standardised True Range
240 days
+2.16%
5 years
+1.91%
Downside Risk-Adjusted Return
120 days
+227.12%
240 days
+227.12%
Maximum Daily Upside Volatility
60 days
+15.66%
Maximum Daily Downside Volatility
60 days
+14.74%

Liquidity

Average Turnover Rate
60 days
+0.38%
120 days
+0.41%
5 years
--
Turnover Deviation
20 days
-4.06%
60 days
+19.02%
120 days
+27.08%

Peer Comparison

Banking Services
1st Source Corp
1st Source Corp
SRCE
7.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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