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1st Source Corp

SRCE

64.550USD

+1.180+1.86%
Market hours ETQuotes delayed by 15 min
1.58BMarket Cap
11.31P/E TTM

1st Source Corp

64.550

+1.180+1.86%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated2025-09-17

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Hold. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
39 / 400
Overall Ranking
134 / 4723
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Hold
Current Rating
72.000
Target Price
+14.07%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
1st Source Corporation is a bank holding company. The Company, through its subsidiaries, offers a range of financial products and services. Its banking subsidiary, 1st Source Bank (Bank), offers commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients through its 78 banking center locations in 18 counties in Indiana and Michigan and Sarasota County in Florida. The Bank offers specialized financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. It also offers a range of trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit clients. Its insurance agency subsidiary, 1st Source Insurance, Inc., offers property and casualty, individual and group health, and life insurance for individuals and businesses. It also owns and manages certain available-for-sale investment securities.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 26.17%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 26.17%.
Fairly Valued
The company’s latest PB is 1.30, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 24.85M shares, increasing 9.51% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 1.24M shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.04.

Financial Health

Currency: USD Updated2025-09-17

The company's current financial score is 9.11, which is higher than the Banking Services industry's average of 7.07. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 101.36M, representing a year-over-year increase of 10.88%, while its net profit experienced a year-over-year increase of 1.57%.

Score

Industry at a Glance

Previous score
9.11
Change
0

Financials

8.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

8.62

Operational Efficiency

10.00

Growth Potential

9.52

Shareholder Returns

9.43

Company Valuation

Currency: USD Updated2025-09-17

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 11.10, which is 0.37% below the recent high of 11.15 and 10.82% above the recent low of 9.90.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 39/400
No Data

Earnings Forecast

Currency: USD Updated2025-09-17

The company’s current earnings forecast score is 6.67, which is lower than the Banking Services industry's average of 7.39. The average price target for 1st Source Corp is 69.00, with a high of 80.00 and a low of 67.00.

Score

Industry at a Glance

Previous score
6.67
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Hold
Current Rating
72.000
Target Price
+14.07%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
1st Source Corp
SRCE
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated2025-09-17

The company’s current price momentum score is 7.19, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 65.81 and the support level at 60.95, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.06
Change
0.13

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(4)
Buy(1)
Indicators
Value
Direction
MACD(12,26,9)
-0.362
Neutral
RSI(14)
51.486
Neutral
STOCH(KDJ)(9,3,3)
27.523
Neutral
ATR(14)
1.261
Low Volatility
CCI(14)
-26.843
Neutral
Williams %R
65.678
Sell
TRIX(12,20)
0.155
Sell
StochRSI(14)
21.229
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
63.492
Buy
MA10
63.855
Buy
MA20
63.748
Buy
MA50
62.488
Buy
MA100
61.910
Buy
MA200
61.343
Buy

Institutional Confidence

Currency: USD Updated2025-09-17

The company’s current institutional recognition score is 10.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 101.28%, representing a quarter-over-quarter increase of 0.64%. The largest institutional shareholder is The Vanguard, holding a total of 1.24M shares, representing 5.06% of shares outstanding, with 34.30% increase in holdings.

Score

Industry at a Glance

Previous score
10.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
1st Source Corporation Investment Advisors, Inc.
5.20M
-2.63%
Murphy (Carmen C)
3.18M
+125.52%
BlackRock Institutional Trust Company, N.A.
1.53M
+0.24%
Dimensional Fund Advisors, L.P.
1.52M
-0.83%
Carmichael (Oliver C III)
1.31M
+100.92%
The Vanguard Group, Inc.
Star Investors
1.06M
+15.19%
Murphy (Christopher J III)
1.17M
+0.16%
Charles Schwab Investment Management, Inc.
612.00K
+3.21%
State Street Global Advisors (US)
559.37K
-7.81%
Geode Capital Management, L.L.C.
461.23K
+6.19%
1
2

Risk Assessment

Currency: USD Updated2025-09-17

The company’s current risk assessment score is 5.95, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.67. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
5.95
Change
0
Beta vs S&P 500 index
0.67
VaR
+2.64%
240-Day Maximum Drawdown
+21.24%
240-Day Volatility
+31.67%
Return
Best Daily Return
60 days
+4.82%
120 days
+4.82%
5 years
+12.09%
Worst Daily Return
60 days
-3.19%
120 days
-7.68%
5 years
-7.98%
Sharpe Ratio
60 days
+1.29
120 days
+0.29
5 years
+0.59
Risk Assessment
Maximum Drawdown
240 days
+21.24%
3 years
+31.93%
5 years
+31.93%
Return-to-Drawdown Ratio
240 days
+0.25
3 years
+0.09
5 years
+0.39
Skewness
240 days
+0.97
3 years
+0.44
5 years
+0.58
Volatility
Realised Volatility
240 days
+31.67%
5 years
+30.16%
Standardised True Range
240 days
+2.53%
5 years
+2.10%
Downside Risk-Adjusted Return
120 days
+41.35%
240 days
+41.35%
Maximum Daily Upside Volatility
60 days
+18.05%
Maximum Daily Downside Volatility
60 days
+16.99%
Liquidity
Average Turnover Rate
60 days
+0.38%
120 days
+0.41%
5 years
--
Turnover Deviation
20 days
-4.06%
60 days
+19.02%
120 days
+27.08%

Peer Comparison

Banking Services
1st Source Corp
1st Source Corp
SRCE
6.82 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
Credicorp Ltd
BAP
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Intercorp Financial Services Inc
Intercorp Financial Services Inc
IFS
7.64 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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