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South Plains Financial Inc

SPFI

36.820USD

+0.480+1.32%

Close 11/07, 16:00（ET）Quotes delayed by 15 min

598.25MMarket Cap

10.02P/E TTM



South Plains Financial Inc

36.820

+0.480+1.32%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of South Plains Financial Inc

Currency: USD Updated: 2025-11-07

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

South Plains Financial Inc's Score

Industry at a Glance

Industry Ranking

176 / 407

Overall Ranking

264 / 4614

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 4 analysts

Buy

Current Rating

44.000

Target Price

+19.50%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

South Plains Financial Inc Highlights

StrengthsRisks

South Plains Financial, Inc. is the bank holding company for City Bank (the Bank). The Bank is an independent bank in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. The Bank provides a range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. The Banks principal business activities include commercial and retail banking, along with investment, trust, and mortgage services. The Bank is primarily involved in real estate, commercial, agricultural and consumer lending activities with customers throughout Texas and Eastern New Mexico. The Bank operates about 25 full-service banking locations across seven geographic markets. The Bank also operates about eight loan production offices both in its banking markets and in certain key areas in Texas that focus on mortgage loan origination.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 18.41%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 18.41%.

Fairly Valued

The company’s latest PB is 1.25, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 6.71M shares, increasing 1.20% quarter-over-quarter.

Held by Keeley-Teton Advisors, LLC

Star Investor Keeley-Teton Advisors, LLC holds 153.58K shares of this stock.

Financial Health

Currency: USD Updated: 2025-11-07

The company's current financial score is 5.10, which is lower than the Banking Services industry's average of 7.05. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 51.26M, representing a year-over-year increase of 17.05%, while its net profit experienced a year-over-year increase of 45.54%.

Score

Industry at a Glance

Previous score

5.10

Change



Financials

7.74

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

3.55

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.57

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.55

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

South Plains Financial Inc's Company Valuation

Currency: USD Updated: 2025-11-07

The company’s current valuation score is 7.08, which is lower than the Banking Services industry's average of 7.67. Its current P/E ratio is 10.07, which is 51.20% below the recent high of 15.22 and 42.99% above the recent low of 5.74.

Score

Industry at a Glance

Previous score

7.08

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 176/407

No Data

Earnings Forecast

Currency: USD Updated: 2025-11-07

The company’s current earnings forecast score is 7.50, which is higher than the Banking Services industry's average of 7.41. The average price target for South Plains Financial Inc is 43.50, with a high of 48.00 and a low of 41.00.

Score

Industry at a Glance

Previous score

7.50

Change

Support & Resistance

No Data

Analyst Rating

Based on 4 analysts

Buy

Current Rating

44.000

Target Price

+19.50%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

295

Total

Median

Average

Company name

Ratings

Analysts

South Plains Financial Inc

SPFI

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

Wells Fargo & Co

WFC

Regions Financial Corp

US Bancorp

USB

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-11-07

The company’s current price momentum score is 6.91, which is lower than the Banking Services industry's average of 7.61. Sideways: Currently, the stock price is trading between the resistance level at 39.04 and the support level at 34.97, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.72

Change

0.19

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(4)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.047

Neutral

RSI(14)

45.641

Neutral

STOCH(KDJ)(9,3,3)

49.209

Buy

ATR(14)

1.263

Low Volatility

CCI(14)

-41.427

Neutral

Williams %R

58.659

Sell

TRIX(12,20)

-0.240

Sell

StochRSI(14)

61.593

Neutral

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

36.682

Buy

MA10

36.551

Buy

MA20

37.248

Sell

MA50

38.565

Sell

MA100

38.354

Sell

MA200

36.349

Buy

Institutional Confidence

Currency: USD Updated: 2025-11-07

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 5.27. The latest institutional shareholding proportion is 41.27%, representing a quarter-over-quarter decrease of 36.56%. The largest institutional shareholder is The Vanguard, holding a total of 695.39K shares, representing 4.28% of shares outstanding, with 6.78% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Henry TAW LP

1.59M

Griffith (Curtis C)

1.35M

-20.59%

BlackRock Institutional Trust Company, N.A.

970.63K

-4.19%

The Vanguard Group, Inc.

Star Investors

695.39K

+2.94%

Valles (Noe G)

487.13K

+0.14%

Dimensional Fund Advisors, L.P.

471.35K

+4.56%

JP Morgan Asset Management

287.47K

+47.09%

Acadian Asset Management LLC

310.58K

+5.95%

American Century Investment Management, Inc.

306.34K

+10.62%

Geode Capital Management, L.L.C.

292.74K

+5.20%

Risk Assessment

Currency: USD Updated: 2025-11-07

The company’s current risk assessment score is 6.64, which is higher than the Banking Services industry's average of 6.61. The company's beta value is 0.61. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.