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SoFi Technologies Inc

SOFI

20.860USD

+1.400+7.19%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

25.13BMarket Cap

49.67P/E TTM



SoFi Technologies Inc

20.860

+1.400+7.19%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of SoFi Technologies Inc

Currency: USD Updated: 2026-02-06

Key Insights

SoFi Technologies Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 178 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 26.74.In the medium term, the stock price is expected to trend down.Despite a very weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

SoFi Technologies Inc's Score

Industry at a Glance

Industry Ranking

178 / 397

Overall Ranking

279 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

SoFi Technologies Inc Highlights

StrengthsRisks

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 72.39% year-on-year.

Overvalued

The company’s latest PB is 2.86, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 666.13M shares, decreasing 7.03% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 996.86K shares of this stock.

Analyst Rating

Based on 23 analysts

Hold

Current Rating

26.736

Target Price

+37.39%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of SoFi Technologies Inc is 5.39, ranking 326 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 863.43M, representing a year-over-year increase of 42.49%, while its net profit experienced a year-over-year increase of 47.80%.

Score

Industry at a Glance

Previous score

5.39

Change



Financials

8.63

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.38

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.80

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.33

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

SoFi Technologies Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of SoFi Technologies Inc is 7.44, ranking 250 out of 397 in the Banking Services industry. Its current P/E ratio is 49.67, which is 84.90% below the recent high of 91.83 and 198.46% above the recent low of -48.90.

Score

Industry at a Glance

Previous score

7.44

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 178/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of SoFi Technologies Inc is 6.52, ranking 254 out of 397 in the Banking Services industry. The average price target is 27.25, with a high of 38.00 and a low of 12.00.

Score

Industry at a Glance

Previous score

6.52

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 23 analysts

Hold

Current Rating

26.736

Target Price

+37.39%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

Total

Median

Average

Company name

Ratings

Analysts

SoFi Technologies Inc

SOFI

American Express Co

AXP

Capital One Financial Corp

COF

Synchrony Financial

SYF

Ally Financial Inc

ALLY

Bread Financial Holdings Inc

BFH

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of SoFi Technologies Inc is 6.93, ranking 354 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 26.43 and the support level at 17.24, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.64

Change

0.29

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(4)

Neutral(2)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

-1.058

Sell

RSI(14)

30.874

Neutral

STOCH(KDJ)(9,3,3)

16.034

Neutral

ATR(14)

1.339

High Vlolatility

CCI(14)

-106.061

Sell

Williams %R

76.880

Sell

TRIX(12,20)

-0.834

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(6)

Neutral(0)

Buy(0)

Indicators

Value

Direction

MA5

20.982

Sell

MA10

22.794

Sell

MA20

24.570

Sell

MA50

26.342

Sell

MA100

27.228

Sell

MA200

22.939

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of SoFi Technologies Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 52.56%, representing a quarter-over-quarter decrease of 2.06%. The largest institutional shareholder is The Vanguard, holding a total of 110.47M shares, representing 8.72% of shares outstanding, with 2.90% decrease in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

The Vanguard Group, Inc.

Star Investors

106.63M

+6.58%

BlackRock Institutional Trust Company, N.A.

47.47M

+12.72%

JP Morgan Asset Management

38.03M

+5993.91%

D. E. Shaw & Co., L.P.

35.03M

+19.77%

State Street Investment Management (US)

24.30M

+30.70%

Geode Capital Management, L.L.C.

21.69M

+13.75%

Al-Hammadi (Ahmed Ali)

19.87M

+0.13%

Jane Street Capital, L.L.C.

18.28M

-72.02%

Two Sigma Investments, LP

17.19M

-24.96%

UBS Financial Services, Inc.

14.16M

-17.49%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of SoFi Technologies Inc is 4.77, ranking 298 out of 397 in the Banking Services industry. The company's beta value is 2.20. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. SoFi Technologies Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.