SoFi Technologies Inc

SOFI

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15.750USD

-0.250-1.56%

Close 05/08, 16:00（ET）Quotes delayed by 15 min

SoFi Technologies Inc's Score

Industry at a Glance

Industry Ranking

169 / 394

Overall Ranking

271 / 4494

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

SoFi Technologies Inc Highlights

StrengthsRisks

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 72.39% year-on-year.

Fairly Valued

The company’s latest PB is 1.87, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 668.40M shares, decreasing 7.76% quarter-over-quarter.

Held by HACAX

Star Investor HACAX holds 22.24K shares of this stock.

Analyst Rating

Based on 25 analysts

Hold

Current Rating

21.688

Target Price

+33.87%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of SoFi Technologies Inc is 5.45, ranking 306 out of 394 in the Banking Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 929.25M, representing a year-over-year increase of 46.05%, while its net profit experienced a year-over-year increase of 134.45%.

Score

Industry at a Glance

Previous score

5.45

Change

0

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Financials

8.74

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

2.38

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

2.84

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

6.94

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

6.34

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of SoFi Technologies Inc is 7.44, ranking 244 out of 394 in the Banking Services industry. Its current P/E ratio is 32.52, which is 182.41% below the recent high of 91.83 and 250.38% above the recent low of -48.90.

Score

Industry at a Glance

Previous score

7.44

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 169/394

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of SoFi Technologies Inc is 6.67, ranking 237 out of 394 in the Banking Services industry. The average price target is 27.25, with a high of 38.00 and a low of 12.00.

Score

Industry at a Glance

Previous score

6.67

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of SoFi Technologies Inc is 6.67, ranking 339 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 18.75 and the support level at 14.12, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.82

Change

-0.15

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-05-08

The current institutional shareholding score of SoFi Technologies Inc is 5.00, ranking 148 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 52.11%, representing a quarter-over-quarter decrease of 1.04%. The largest institutional shareholder is Catherine Wood, holding a total of 4.11M shares, representing 0.32% of shares outstanding, with 74.82% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

52.57M

+10.75%

JP Morgan Asset Management

51.96M

+36.64%

D. E. Shaw & Co., L.P.

38.74M

+10.57%

UBS Financial Services, Inc.

14.75M

+4.18%

State Street Investment Management (US)

25.94M

+6.74%

Geode Capital Management, L.L.C.

23.64M

+9.00%

Two Sigma Investments, LP

19.76M

+14.91%

Norges Bank Investment Management (NBIM)

12.28M

+36.31%

Noto (Anthony J.)

11.95M

+2.54%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of SoFi Technologies Inc is 4.77, ranking 294 out of 394 in the Banking Services industry. The company's beta value is 2.13. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets. SoFi Technologies Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

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