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SmartFinancial Inc

SMBK

42.990USD

+0.190+0.44%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

732.09MMarket Cap

14.33P/E TTM



SmartFinancial Inc

42.990

+0.190+0.44%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of SmartFinancial Inc

Currency: USD Updated: 2026-02-06

Key Insights

SmartFinancial Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 75 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 44.10.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

SmartFinancial Inc's Score

Industry at a Glance

Industry Ranking

75 / 397

Overall Ranking

126 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

SmartFinancial Inc Highlights

StrengthsRisks

SmartFinancial, Inc. is the bank holding company for SmartBank (the Bank). The Bank is a full-service commercial bank with branches across Tennessee, Alabama, and Florida. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, primarily in commercial loans, commercial and residential real estate loans, leases, consumer loans and residential and commercial construction loans. It also originates one to four family residential mortgage loans and generally enters into a commitment to sell these loans in the secondary market. The Bank provides a suite of commercial and consumer banking services to clients through about 42 full-service bank branches. SBK Insurance, Inc., a subsidiary of the Bank, provides insurance products in the property and casualty area, commercial, transportation, and life and health to their respective clients.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 29.91% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 177.78M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 15.00%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 15.00%.

Overvalued

The company’s latest PB is 1.33, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 10.23M shares, decreasing 3.32% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 227.00 shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.01.

Analyst Rating

Based on 5 analysts

Buy

Current Rating

44.100

Target Price

+3.50%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of SmartFinancial Inc is 8.28, ranking 135 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 48.40M, representing a year-over-year increase of 14.66%, while its net profit experienced a year-over-year increase of 42.13%.

Score

Industry at a Glance

Previous score

8.28

Change



Financials

6.05

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.78

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.57

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

SmartFinancial Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of SmartFinancial Inc is 7.44, ranking 250 out of 397 in the Banking Services industry. Its current P/E ratio is 14.33, which is 38.26% below the recent high of 19.81 and 49.59% above the recent low of 7.22.

Score

Industry at a Glance

Previous score

7.44

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 75/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of SmartFinancial Inc is 7.00, ranking 188 out of 397 in the Banking Services industry. The average price target is 40.38, with a high of 44.00 and a low of 37.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts

Buy

Current Rating

44.100

Target Price

+3.50%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

SmartFinancial Inc

SMBK

Wells Fargo & Co

WFC

JPMorgan Chase & Co

JPM

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of SmartFinancial Inc is 9.42, ranking 88 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 45.48 and the support level at 38.93, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.44

Change

-0.02

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.674

Buy

RSI(14)

71.783

Buy

STOCH(KDJ)(9,3,3)

79.380

Neutral

ATR(14)

1.447

High Vlolatility

CCI(14)

118.605

Buy

Williams %R

16.095

Overbought

TRIX(12,20)

0.399

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

42.546

Buy

MA10

40.986

Buy

MA20

40.052

Buy

MA50

38.687

Buy

MA100

37.066

Buy

MA200

35.401

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of SmartFinancial Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 60.10%, representing a quarter-over-quarter increase of 2.33%. The largest institutional shareholder is The Vanguard, holding a total of 850.82K shares, representing 5.00% of shares outstanding, with 6.96% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.05M

-3.54%

The Vanguard Group, Inc.

Star Investors

846.98K

+3.21%

Dimensional Fund Advisors, L.P.

836.53K

+1.92%

Wellington Management Company, LLP

647.51K

+11.12%

Private Capital Management

Star Investors

533.82K

-0.68%

State Street Investment Management (US)

344.36K

-0.05%

Geode Capital Management, L.L.C.

339.98K

+0.74%

American Century Investment Management, Inc.

290.27K

+11.56%

Ogle (David Austin)

236.15K

+1.57%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of SmartFinancial Inc is 6.90, ranking 203 out of 397 in the Banking Services industry. The company's beta value is 0.75. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.